Sold Terraced

35 ST GEORGES TERRACE

NEWCASTLE UPON TYNE, TYNE AND WEAR NE15 6YA

2 beds Listed 16 Mar 2014 (-4451d)

£84,950

Reduced on 10 Sep 2014

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# 2 bedroom terraced house for sale (NE15 6YA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 35 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR NE15 6YA |
| Price | £84,950 |
| Bedrooms | 2 |
| Last sold | £93,000 May 2021 |

## Description

Stylish home for the first time buyer. We offer for sale this fabulous two bedroom house located on the discreet but popular Bells Close estate, close to excellent transport links and offering great access to Newcastle City centre and the A1. Briefly comprising: entrance hall, lounge, kitchen diner, stairs to first floor, two bedrooms and bathroom. Externally there is a small garden to the front and an enclosed private garden to the rear. One of those properties that really must be viewed to fully appreciate. For more information contact the West Road on 0191 226 0897.

## Property Photos

- ![Photo](/listings/photos/45309272/387159)
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- ![Photo](/listings/photos/45309272/387167)
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## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15624077
- **Address:** 35 ST GEORGES TERRACE, LEMINGTON, NE15 6YA
- **Certificate Issued:** 19/02/2023
- **Work Completed:** 10/11/2022
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £93,000 | 21/05/2021 | Terraced |
| 35 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £88,000 | 05/12/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,750 | 21/07/2023 | Terraced |
| 27 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £99,000 | 02/12/2022 | Terraced |
| 3 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £152,500 | 01/09/2022 | Terraced |
| 10 ORMSKIRK CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XN | £147,500 | 10/08/2022 | Terraced |
| 4 ORMISCRAIG, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XW | £140,000 | 06/07/2022 | Terraced |
| 9 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £98,000 | 13/05/2022 | Terraced |
| 25 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 15/10/2021 | Terraced |
| 5 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP | £159,950 | 24/09/2021 | Terraced |
| 40 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £75,000 | 22/09/2021 | Terraced |
| 26 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA | £75,000 | 13/08/2021 | Terraced |
| 3 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT | £170,000 | 24/06/2021 | Terraced |
| 16 FARNHAM CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 8RG | £99,400 | 14/06/2021 | Terraced |

**Area average:** £115,842 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £155,631 (40 Terraced, NE15, 2024–2026)
- **Deviation:** -45.4%

## Rental Range

*ONS Price Index of Private Rents (Newcastle upon Tyne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,085/mo
- **Realistic:** £1,206/mo
- **Optimistic:** £1,327/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Rokeby Street, NE15 | £1,750/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed End Terrace, Charlton Street, NE15 | £742/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Lesbury Street, NE15 | £695/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed End Terrace, Thorndale Road, NE15 | £650/mo | 2 | 0.51 miles | OpenRent |
| 2 Bed Flat, Lemington, NE15 | £625/mo | 2 | 0.56 miles | OpenRent |
| 2 Bed Terraced House, Howlett Hall Road, NE15 | £750/mo | 2 | 0.69 miles | OpenRent |
| 2 Bed End Terrace, Tweed Grove, NE15 | £750/mo | 2 | 0.7 miles | OpenRent |

**Average rent: £852/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.87% (okay)
- **Max investor price (0.8%):** £92,750
- **Target investor price (1%):** £74,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £742/mo).*

- **Gross yield:** 10.5%
- **Cost-to-rent:** 9.5×
- **Monthly cashflow:** £308/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 15%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.2%
- **10y growth:** 45.6%

## House Price Index (HM Land Registry)

*Official index for Newcastle upon Tyne; Terraced series; as of February 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 25.3%
- **10y growth (index):** 41.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Last sold

£93,000 May 2021

Local average

£155,631 (-45.4%)

Deprivation

Decile 7 (20,536 of 33,755)

Street crime

190 incidents within 1 mile (Mar 2026)

Key features

Two Bedroom House
Modern Fitted Kitchen
Close to Amenities and Transport
Garden
Allocated Parking

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

West Road

Pattinson Estate Agents

Reference: 45309272

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #15624077 Recent

Property Details

Street: 35 ST GEORGES TERRACE

Town: LEMINGTON

Postcode: NE15 6YA

Installation Details

Items: 2 windows

Certificate Issued: 19/02/2023

Work Completed: 10/11/2022

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

6% since 2014

Event	Date	Price	% change
Sold	21/05/2021 (5 years ago)	£93,000	+5.7%
Sold	05/12/2014 (11 years ago)	£88,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
30 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£98,750	21/07/2023	Terraced
27 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£99,000	02/12/2022	Terraced
3 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP	£152,500	01/09/2022	Terraced
10 ORMSKIRK CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XN	£147,500	10/08/2022	Terraced
4 ORMISCRAIG, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XW	£140,000	06/07/2022	Terraced
9 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£98,000	13/05/2022	Terraced
25 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£75,000	15/10/2021	Terraced
5 OTTERSHAW, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XP	£159,950	24/09/2021	Terraced
40 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT	£75,000	22/09/2021	Terraced
26 ST GEORGES TERRACE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 6YA	£75,000	13/08/2021	Terraced
3 ORDLEY CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 7XT	£170,000	24/06/2021	Terraced
16 FARNHAM CLOSE, NEWCASTLE UPON TYNE, TYNE AND WEAR, NE15 8RG	£99,400	14/06/2021	Terraced

Area average: £115,842 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 13.2%

10y growth 45.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle upon Tyne. Series: Terraced. As of February 2026.

1y (index) 4.4%

5y (index) 25.3%

10y (index) 41.4%

Rental Range

Estimated market rent for Newcastle upon Tyne. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,085/mo

Realistic £1,206/mo

Optimistic £1,327/mo

Based on Local Authority from postcode lookup → Newcastle upon Tyne.

LHA (30th percentile) floor for Tyneside: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NE15 6YA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Lemington, Scotswood Road	0.0 miles
Bus stop	Scotswood Road-St Georges	0.0 miles
Shop	Lidl	0.3 miles
Shop	Automotive Sales	0.3 miles
Train station	Blaydon	0.7 miles
Hospital	Holmeside and Parkway Medical Groups	1.6 miles
Train station	MetroCentre	1.9 miles
Hospital	Campus for Ageing and Vitality	2.4 miles
University	Campus for Ageing and Vitality	2.4 miles
University	Newcastle University	3.4 miles

Street-level crime

Category	Count
Violence and sexual offences	42
Shoplifting	39
Anti-social behaviour	32
Criminal damage and arson	20
Vehicle crime	15
Public order	11
Robbery	9
Burglary	6
Other crime	4
Possession of weapons	4
Drugs	3
Other theft	3
Bicycle theft	1
Theft from the person	1
Total incidents	190

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St George's Catholic Primary School, Bells Close	Primary	0.1 miles	Good — 7 May 2024
Waverley Primary School	Primary	0.3 miles	Good — 23 Oct 2019
Lemington Riverside Primary School	Primary	0.3 miles	Good — 30 Nov 2011
Excelsior Academy	Other	0.6 miles	Requires improvement — 19 Jun 2024
Broadwood Primary School	Primary	0.6 miles	Good — 27 Apr 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Rokeby Street, NE15	£1,750/mo	2	0.3 miles	OpenRent
2 Bed End Terrace, Charlton Street, NE15	£742/mo	2	0.3 miles	OpenRent
2 Bed Terraced House, Lesbury Street, NE15	£695/mo	2	0.42 miles	OpenRent
2 Bed End Terrace, Thorndale Road, NE15	£650/mo	2	0.51 miles	OpenRent
2 Bed Flat, Lemington, NE15	£625/mo	2	0.56 miles	OpenRent
2 Bed Terraced House, Howlett Hall Road, NE15	£750/mo	2	0.69 miles	OpenRent
2 Bed End Terrace, Tweed Grove, NE15	£750/mo	2	0.7 miles	OpenRent

Average rent: £852/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.87%

Max investor price (0.8%) £92,750

Target investor price (1%) £74,200

Gross yield 10.5%

Cost-to-rent ratio 9.5×

Monthly cashflow £308/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 15%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).