# 2 bedroom terraced house for sale (SK13 8AT) ## Property Details | Key | Value | |-----|-------| | Address | 27 CHAPEL STREET, GLOSSOP, DERBYSHIRE SK13 8AT | | Price | £215,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Floor area | 97 m² | | Last sold | £215,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Current heating cost:** £1,722/year - **Est. upgrade cost to C:** £18,250 ### Recommendations - Q (£7,500 - £11,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8735-9023-8500-0444-3226) ## Description **NO CHAIN** Located in the centre of Glossop this surprisingly spacious, large than average 2 bedroom terrace cottage which benefits from a conservatory extension, useful loft room and a great sized rear garden. EPC - D Ryder & Dutton are excited to bring to the market this deceptively spacious 2 bedroom stone cottage in the centre of Glossop Town Centre. This location is excellent for those wanting an ease of access to all local amenities and within striking distance of Glossop train station. Significantly enhanced from its original layout, the property now boasts approximately 1,000 sq ft of well-appointed living space, including a generous conservatory extension to the rear and a versatile dormer loft room. The ground floor of this home offers a family sized lounge with a feature fireplace with a log burner, well-presented modern kitchen with understairs storage and to the rear is a large conservatory. The first floor comprises of 2 sizeable bedrooms, and a 3 piece bathroom suite. The top floor has been converted with a dorma roof to create an excellent versatile loft space. Externally, the rear garden is beautifully designed, featuring a central paved walkway bordered by mature plants and shrubs. Beyond this lies a raised decked seating area and an additional patio space Anti-Money Laundering (AML) Checks - As part of making an offer, we're required by law to complete Anti-Money Laundering (AML) checks to confirm the identity of all purchasers. To cover the cost of this process, a fee of £48 inc VAT per buyer is payable when your offer is accepted. This is a standard requirement for all buyers and helps us ensure your offer can be progressed as quickly and smoothly as possible. ## Property Photos - ![Front](/listings/photos/164778998/245439) - Front - ![Lounge](/listings/photos/164778998/245440) - Lounge - ![Log Burner](/listings/photos/164778998/245441) - Log Burner - ![Lounge](/listings/photos/164778998/245442) - Lounge - ![Kitchen](/listings/photos/164778998/245443) - Kitchen - ![Kitchen](/listings/photos/164778998/245444) - Kitchen - ![Kitchen](/listings/photos/164778998/245445) - Kitchen - ![Conservatory](/listings/photos/164778998/245446) - Conservatory - ![Conservatory](/listings/photos/164778998/245447) - Conservatory - ![Bedroom](/listings/photos/164778998/245448) - Bedroom - ![Bedroom](/listings/photos/164778998/245449) - Bedroom - ![Bedroom](/listings/photos/164778998/245450) - Bedroom - ![Bathroom](/listings/photos/164778998/245451) - Bathroom - ![Loft Room](/listings/photos/164778998/245452) - Loft Room - ![Loft Room](/listings/photos/164778998/245453) - Loft Room - ![Garden](/listings/photos/164778998/245454) - Garden - ![Garden](/listings/photos/164778998/245455) - Garden - ![Garden](/listings/photos/164778998/245456) - Garden - ![Garden](/listings/photos/164778998/245457) - Garden - ![Garden](/listings/photos/164778998/245458) - Garden ## Floorplans - ![Floorplan](/listings/photos/164778998/245459) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/164778998/245460) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 27 CHAPEL STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AT | £215,000 | 18/02/2026 | Terraced | | 27 CHAPEL STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AT | £135,000 | 10/12/2015 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 10 HIGH STREET WEST, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8BH | £195,000 | 25/10/2024 | Terraced | | [Same street] 59 CHAPEL STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AT | £160,000 | 22/03/2023 | Other | | [Same street] 35 CHAPEL STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AT | £155,000 | 07/10/2022 | Terraced | | 27 GEORGE STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AY | £136,000 | 15/09/2022 | Terraced | | 36 EDWARD STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7AF | £170,000 | 27/05/2022 | Terraced | | 44 EDWARD STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7AF | £187,000 | 14/04/2022 | Terraced | | [Same street] 33 CHAPEL STREET, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 8AT | £125,000 | 03/03/2022 | Terraced | **Street average:** £146,667 (3 sales) **Area average:** £172,000 (4 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £218,548 (52 Terraced, SK13, 2024–2026) - **Deviation:** -1.6% ## Rental Range *ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £813/mo - **Realistic:** £903/mo - **Optimistic:** £993/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £576/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Howard Town Mill, SK13 | £900/mo | 2 | 0.15 miles | OpenRent | | 2 Bed Terraced House, Victoria Street, SK13 | £850/mo | 2 | 0.15 miles | OpenRent | | 2 Bed Flat, Wren Nest Mill, SK13 | £895/mo | 2 | 0.26 miles | OpenRent | | 2 Bed Terraced House, High Street West, SK13 | £850/mo | 2 | 0.37 miles | OpenRent | | 2 Bed Terraced House, Whitfield Cross, SK13 | £950/mo | 2 | 0.38 miles | OpenRent | | 2 Bed Terraced House, Whitfield Cross, SK13 | £950/mo | 2 | 0.43 miles | OpenRent | | 2 Bed Terraced House, Jordan Street, SK13 | £850/mo | 2 | 0.49 miles | OpenRent | | 2 Bed End Terrace, Manor Park Road, SK13 | £925/mo | 2 | 0.55 miles | OpenRent | | 2 Bed End Terrace, High Street West, SK13 | £795/mo | 2 | 0.56 miles | OpenRent | **Average rent: £885/mo (9 listings)** ## 1% Rule - **Rent ratio:** 0.42% (weak for cashflow) - **Max investor price (0.8%):** £111,875 - **Target investor price (1%):** £89,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £895/mo).* - **Gross yield:** 5% - **Cost-to-rent:** 20× - **Monthly cashflow:** £-66/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,216/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 43.9% - **10y growth:** 63.7% ## House Price Index (HM Land Registry) *Official index for High Peak; Terraced series; as of February 2026.* - **1y growth (index):** 3.5% - **5y growth (index):** 27.9% - **10y growth (index):** 63.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)