# 4 bedroom detached bungalow for sale (ST17 9SJ) ## Property Details | Key | Value | |-----|-------| | Address | 2 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE ST17 9SJ | | Price | £360,000 | | Bedrooms | 4 | | Construction age | England and Wales: 2003-2006 | | Floor area | 107 m² | | Last sold | £450,000 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 13/11/2035 - **Current heating cost:** £667/year - **Est. upgrade cost to C:** £9,000 ### Recommendations - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9370-2514-3590-2095-0745) ## Description Internal Viewing essential in order to appreciate the Flexible Accommodation provided by this individually designed Three/Four Bed Det Bungalow with large Established Side and Rear Gardens / Much improved and extended by the Present Owners / Desirable Private Cul-de-sac Location / Carport and Block Paved driveway / EPC Band C **Room Dimensions** IMPRESSIVE ENTRANCE HALLWAY GUESTS' WC GOOD SIZE LOUNGE 17' X 12'2 SPLENDID DINING ROOM 18'2 X 12' LARGE BREAKFAST KITCHEN 24' X 8'8 UTILITY ROOM 8'9 X 5'3 FOURTH BEDROOM/STUDY 14'3 plus recess X 7'10 STORE ROOM 6'8 X 4' MASTER BEDROOM SUITE Comprising: - DRESSING AREA 11'7 X 10'10 incl. wardrobes BEDROOM AREA 13'6 incl. bay X 12'9 BATH/SHOWER ROOM 11'9 X 8' BEDROOM TWO 11'6 X 10'1 BEDROOM THREE 13'6 X 8'6 SHOWER ROOM 6'3 X 5'5 OUTSIDE FRONT GARDEN CARPORT LARGE AND WELL ESTABLISHED REAR GARDEN ## Property Photos - ![Photo](/listings/photos/41443046/255920) - ![Photo](/listings/photos/41443046/255921) - ![Photo](/listings/photos/41443046/255922) - ![Photo](/listings/photos/41443046/255923) - ![Photo](/listings/photos/41443046/255924) - ![Photo](/listings/photos/41443046/255925) - ![Photo](/listings/photos/41443046/255926) - ![Photo](/listings/photos/41443046/255927) - ![Photo](/listings/photos/41443046/255928) - ![Photo](/listings/photos/41443046/255929) ## Floorplans - ![Floorplan 1](/listings/photos/41443046/255930) - Floorplan 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 2 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £450,000 | 30/01/2026 | Detached | | 2 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £355,000 | 12/09/2013 | Detached | | 2 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £320,000 | 01/06/2006 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 4 ROWLEY BANK GARDENS, STAFFORD, STAFFORDSHIRE, ST17 9SJ | £335,000 | 10/01/2025 | Detached | | 8 RISING BROOK, STAFFORD, STAFFORDSHIRE, ST17 9DA | £335,000 | 30/11/2023 | Detached | | 30 KINGSLEY ROAD, STAFFORD, STAFFORDSHIRE, ST17 9BS | £360,000 | 15/09/2023 | Detached | | 1 CRESCENT ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AW | £573,000 | 22/02/2023 | Detached | | 19 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AS | £820,000 | 03/11/2022 | Detached | | ACREMEAD, 9 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AS | £981,000 | 29/09/2022 | Detached | | 52 CRESCENT ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AW | £535,000 | 12/07/2022 | Detached | | 25 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £280,000 | 23/06/2022 | Detached | | 8 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £334,000 | 10/12/2021 | Detached | | 25 SHERWOOD AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9BX | £170,000 | 23/07/2021 | Detached | | 48 ST JOHNS ROAD, STAFFORD, STAFFORDSHIRE, ST17 9AP | £495,000 | 29/06/2021 | Detached | **Area average:** £474,364 (11 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £409,104 (43 Detached, ST17, 2024–2026) - **Deviation:** -12% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £799/mo - **Realistic:** £888/mo - **Optimistic:** £977/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £992/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 4 Bed Terraced House, Meyrick Road, ST17 | £2,800/mo | 4 | 0.32 miles | OpenRent | **Average rent: £2,800/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.78% (weak for cashflow) - **Max investor price (0.8%):** £350,000 - **Target investor price (1%):** £280,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,800/mo).* - **Gross yield:** 9.3% - **Cost-to-rent:** 10.7× - **Monthly cashflow:** £1,077/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 12.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,364/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 4.5% - **10y growth:** 53.1% ## House Price Index (HM Land Registry) *Official index for Stafford; Detached series; as of March 2026.* - **1y growth (index):** 3.1% - **5y growth (index):** 25.5% - **10y growth (index):** 50.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)