# 2 bedroom terraced house for sale (ST1 3NY) ## Property Details | Key | Value | |-----|-------| | Address | 26 HOMER STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 3NY | | Price | £70,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: 1900-1929 | | Floor area | 93 m² | | Last sold | £85,000 Mar 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** C - **Expiry date:** 29/08/2033 - **Current heating cost:** £3,316/year - **Est. upgrade cost to C:** £30,630 ### Recommendations - A3 (£1,500 - £2,700) - B (£500 - £1,500) - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - W2 (£4,000 - £6,000) - E (£30) - G (£350 - £450) - I (£2,200 - £3,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2301-0811-1412-6970-1610) ## Description A two bedroom mid terraced property in the popular location of Hanley in need of some modernisation. The property benefits from an open plan reception room, first floor shower room and loft space with velux window. The property is within walking distance to Hanley City Centre and Festival Park. Great access to commuter links from Hanley Bus Station and A50. Close to amenities and schools! Ideal for both first time buyers or investors. No Onward Chain! ## Property Photos - ![Photo](/listings/photos/139139321/629195) - ![Photo](/listings/photos/139139321/629197) - ![Photo](/listings/photos/139139321/629198) - ![Photo](/listings/photos/139139321/629201) - ![Photo](/listings/photos/139139321/629202) - ![Photo](/listings/photos/139139321/629204) - ![Photo](/listings/photos/139139321/629206) - ![Photo](/listings/photos/139139321/629209) - ![Photo](/listings/photos/139139321/629210) - ![Photo](/listings/photos/139139321/629212) - ![Photo](/listings/photos/139139321/629214) - ![Photo](/listings/photos/139139321/629217) - ![Photo](/listings/photos/139139321/629219) ## Floorplans - ![Floorplan 1](/listings/photos/139139321/629220) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/139139321/629224) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 26 HOMER STREET, STOKE-ON-TRENT, ST1 3NY | £85,000 | 06/03/2024 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 43 BALFOUR STREET, STOKE-ON-TRENT, ST1 3QN | £90,000 | 16/01/2026 | Terraced | | 10 KELBROOK GROVE, STOKE-ON-TRENT, ST1 3RG | £140,000 | 18/12/2025 | Terraced | | 79 SEYMOUR STREET, STOKE-ON-TRENT, ST1 3NX | £83,500 | 01/12/2025 | Terraced | | 23 HOMER STREET, STOKE-ON-TRENT, ST1 3NZ | £65,000 | 17/07/2025 | Terraced | | 52 HOMER STREET, STOKE-ON-TRENT, ST1 3NZ | £90,000 | 26/03/2025 | Terraced | | 53 WATERLOO STREET, STOKE-ON-TRENT, ST1 3PR | £90,000 | 20/12/2023 | Terraced | | 1 LOCK KEEPERS WAY, STOKE-ON-TRENT, ST1 3NS | £53,000 | 30/11/2023 | Terraced | | 5 POUNDLOCK AVENUE, STOKE-ON-TRENT, ST1 3RN | £135,000 | 22/11/2023 | Terraced | | 45 SEYMOUR STREET, STOKE-ON-TRENT, ST1 3NX | £85,000 | 30/10/2023 | Terraced | | 59 SEYMOUR STREET, STOKE-ON-TRENT, ST1 3NX | £120,000 | 15/09/2023 | Terraced | | 25 TINTERN STREET, STOKE-ON-TRENT, ST1 3QU | £78,000 | 31/08/2023 | Terraced | | 23 HOMER STREET, STOKE-ON-TRENT, ST1 3NZ | £62,000 | 09/05/2023 | Terraced | | 119 BUCKNALL NEW ROAD, STOKE-ON-TRENT, ST1 2BG | £115,000 | 08/03/2023 | Terraced | | 45 CRESSWELL ROAD, STOKE-ON-TRENT, ST1 3PA | £131,000 | 24/11/2022 | Terraced | | 83 SEYMOUR STREET, STOKE-ON-TRENT, ST1 3NX | £110,000 | 04/11/2022 | Terraced | | 44 LUDLOW STREET, STOKE-ON-TRENT, ST1 3QJ | £75,000 | 02/11/2022 | Terraced | | 8 WINDLASS SQUARE, STOKE-ON-TRENT, ST1 3TG | £190,499 | 06/10/2022 | Terraced | | 42 HOMER STREET, STOKE-ON-TRENT, ST1 3NZ | £108,000 | 20/09/2022 | Terraced | | 32 SEYMOUR STREET, STOKE-ON-TRENT, ST1 3NX | £140,000 | 26/08/2022 | Terraced | | 109 BUCKNALL OLD ROAD, STOKE-ON-TRENT, ST1 2AJ | £140,000 | 12/08/2022 | Terraced | | [Same street] 4 HOMER STREET, STOKE-ON-TRENT, ST1 3NY | £75,000 | 16/06/2022 | Terraced | | [Same street] 4 HOMER STREET, STOKE-ON-TRENT, ST1 3NY | £55,000 | 13/04/2022 | Terraced | | [Same street] 3 HOMER STREET, STOKE-ON-TRENT, ST1 3NY | £67,000 | 14/02/2022 | Terraced | **Street average:** £65,667 (3 sales) **Area average:** £105,050 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £101,846 (73 Terraced, ST1, 2024–2026) - **Deviation:** -31.3% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £637/mo - **Realistic:** £708/mo - **Optimistic:** £779/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Hanley, Stoke On Trent](http://87.117.209.195:8080/listings/08dbdf4) | £725/mo | 2 | 0.03 miles | Rightmove | | [Keelings Road, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/f537cc6) | £775/mo | 2 | 0.16 miles | Rightmove | | [Keelings Road, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/2f8e0f7) | £775/mo | 2 | 0.17 miles | Rightmove | | [Eastbourne Road, Hanley](http://87.117.209.195:8080/listings/546ed2c) | £700/mo | 2 | 0.19 miles | Rightmove | | [Rosedawn Close East, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/d2ddaf5) | £2,250/mo | — | 0.28 miles | Rightmove | | [Bucknall New Road,Hanley, Stoke-on-Trent](http://87.117.209.195:8080/listings/1322395) | £800/mo | 2 | 0.29 miles | Rightmove | | [Crownford Avenue, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/591b355) | £795/mo | 2 | 0.34 miles | Rightmove | | [Howard Crescent, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/76484cd) | £850/mo | 2 | 0.34 miles | Rightmove | | [Stubbs Lane, Stoke-On-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/797f8eb) | £693/mo | 2 | 0.34 miles | Rightmove | | [Jervis Street, Stoke-upon-trent](http://87.117.209.195:8080/listings/ce3f266) | £850/mo | 2 | 0.36 miles | Rightmove | | [New Berkeley Street, Hanley](http://87.117.209.195:8080/listings/f13cd49) | £895/mo | 2 | 0.41 miles | Rightmove | | [New Berkeley Street, Hanley](http://87.117.209.195:8080/listings/95bac33) | £850/mo | 2 | 0.42 miles | Rightmove | | [Talbot Street, Hanley](http://87.117.209.195:8080/listings/c1686b6) | £895/mo | 2 | 0.42 miles | Rightmove | | [New Berkeley Street, Hanley](http://87.117.209.195:8080/listings/0e0182c) | £850/mo | 2 | 0.42 miles | Rightmove | | [New Bernard Street, Hanley](http://87.117.209.195:8080/listings/8635540) | £850/mo | 2 | 0.43 miles | Rightmove | | [Vincent Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/a50edeb) | £725/mo | 2 | 0.44 miles | Rightmove | | [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/44c025c) | £520/mo | — | 0.44 miles | Rightmove | | [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/df9bc47) | £640/mo | — | 0.44 miles | Rightmove | | [Mynors Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/ce351ae) | £700/mo | 2 | 0.45 miles | Rightmove | | [Perceval Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/29924fc) | £750/mo | 2 | 0.46 miles | Rightmove | **Average rent: £810/mo (62 listings)** ## 1% Rule - **Rent ratio:** 1.12% (strong) - **Max investor price (0.8%):** £98,125 - **Target investor price (1%):** £78,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £785/mo).* - **Gross yield:** 13.5% - **Cost-to-rent:** 7.4× - **Monthly cashflow:** £406/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 24% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £753/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14% - **10y growth:** 19.8% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of March 2026.* - **1y growth (index):** 1.8% - **5y growth (index):** 26.4% - **10y growth (index):** 64.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)