For sale Terraced

134 OVAL ROAD NORTH

DAGENHAM, GREATER LONDON RM10 9EP

3 beds 1 baths 710 sq ft Listed 2 Mar 2026 (-103d)

£400,000

Guide Price

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# 3 bedroom terraced house for sale (RM10 9EP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 134 OVAL ROAD NORTH, DAGENHAM, GREATER LONDON RM10 9EP |
| Price | £400,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 66 m² |
| Last sold | £375,000 Jul 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/10/2026
- **Current heating cost:** £580/year
- **Est. upgrade cost to C:** £24,370

### Recommendations
- A (£100 - £350)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£45)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8306-7720-4029-3783-1902)

## Description

The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Douglas Allen, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

## Property Photos

- ![Bedroom 1](/listings/photos/172785290/637678) - Bedroom 1
- ![External A](/listings/photos/172785290/637679) - External A
- ![Lounge/Diner](/listings/photos/172785290/637680) - Lounge/Diner
- ![Kitchen](/listings/photos/172785290/637681) - Kitchen
- ![Rear Garden](/listings/photos/172785290/637682) - Rear Garden
- ![Rear Garden](/listings/photos/172785290/637683) - Rear Garden
- ![Bathroom](/listings/photos/172785290/637684) - Bathroom
- ![Lounge/Diner](/listings/photos/172785290/637685) - Lounge/Diner
- ![Bedroom 3](/listings/photos/172785290/637686) - Bedroom 3
- ![Bedroom 2](/listings/photos/172785290/637687) - Bedroom 2

## Floorplans

- ![Ground Floor](/listings/photos/172785290/637688) - Ground Floor
- ![First Floor](/listings/photos/172785290/637689) - First Floor

## EPC Graphs

- ![EPC graph](/listings/photos/172785290/637690) - EPC graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2030273
- **Address:** 134 Oval Road North, Dagenham, RM10 9EP
- **Certificate Issued:** 13/09/2004
- **Work Completed:** 22/07/2004
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 134 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP | £375,000 | 25/07/2025 | Terraced |
| 134 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP | £285,000 | 26/05/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 133 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP | £425,000 | 15/01/2026 | Terraced |
| 118 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BB | £345,000 | 19/12/2025 | Terraced |
| 188 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL | £315,000 | 17/12/2025 | Terraced |
| 83 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9ET | £380,000 | 12/12/2025 | Terraced |
| 190 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL | £335,000 | 05/12/2025 | Terraced |
| 145 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP | £370,000 | 04/12/2025 | Terraced |
| 78 SECOND AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DT | £340,000 | 04/12/2025 | Terraced |
| 62 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BJ | £305,000 | 21/11/2025 | Terraced |
| 133A BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP | £400,000 | 31/10/2025 | Terraced |
| 9 SECOND AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DX | £415,000 | 23/09/2025 | Terraced |
| 115 BALLARDS ROAD, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9AR | £445,000 | 22/08/2025 | Terraced |
| 225 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP | £198,000 | 20/08/2025 | Terraced |
| 65 OVAL ROAD SOUTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DP | £370,000 | 28/03/2025 | Terraced |
| 45 CROSBY ROAD, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9AS | £420,000 | 26/03/2025 | Terraced |
| 134 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL | £375,000 | 30/11/2023 | Terraced |
| 242 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EJ | £350,000 | 21/11/2023 | Terraced |
| 110 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BJ | £358,000 | 08/11/2023 | Terraced |
| 80 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BA | £332,000 | 06/10/2023 | Terraced |
| 204 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EH | £371,000 | 02/10/2023 | Terraced |
| 5 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BE | £330,000 | 23/08/2023 | Terraced |
| [Same street] 110 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP | £353,000 | 24/05/2023 | Terraced |
| [Same street] 130 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP | £370,000 | 20/07/2022 | Semi-detached |
| [Same street] 124 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP | £315,000 | 30/09/2021 | Terraced |

**Street average:** £346,000 (3 sales)
**Area average:** £358,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £379,682 (55 Terraced, RM10, 2024–2026)
- **Deviation:** +5.4%

## Rental Range

*ONS Price Index of Private Rents (Barking and Dagenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,519/mo
- **Realistic:** £1,688/mo
- **Optimistic:** £1,857/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,496/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Third Avenue, RM10 | £2,200/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Beam Avenue, RM10 | £2,095/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Terraced House, Beam Avenue, RM10 | £1,950/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Terraced House, Oval Road North, RM10 | £2,300/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Terraced House, Siviter Way, RM10 | £2,200/mo | 3 | 0.5 miles | OpenRent |
| 3 Bed Flat, Richard Moore Court, RM10 | £2,250/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Detached House, Sandown Avenue, RM10 | £2,200/mo | 3 | 0.74 miles | OpenRent |

**Average rent: £2,171/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £380/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £6,061/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.5%
- **10y growth:** 28.4%

## House Price Index (HM Land Registry)

*Official index for Barking and Dagenham; Terraced series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 18.6%
- **10y growth (index):** 36.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Bedroom 1 External A Lounge/Diner Kitchen Rear Garden Rear Garden Bathroom Lounge/Diner Bedroom 3 Bedroom 2

/ 10

Property details

Tenure

FREEHOLD

Floor area

66 m²

Council tax band

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£375,000 Jul 2025

Price per m²

£6,061/m²

Local average

£379,682 (+5.4%)

Deprivation

Decile 3 (8,110 of 33,755)

Street crime

431 incidents within 1 mile (Apr 2026)

Key features

Well maintained terraced house with entrance porch
Open plan lounge area
Off street parking
Close to schools & places of worship
Ground floor bathroom

Additional details

Parking: Off street
Garden: Back garden

Description

This well maintained terraced house with entrance porch has an open plan lounge area and ground floor bathroom. There is a good size rear garden and the house has off street parking. The house is close to schools and places of worship. Having convenient bus and road links nearby makes this a popular place to live.Room sizes:Entrance HallLounge/Dining Area: 13'4 x 13'0 (4.07m x 3.97m) narrowing to 13'3 x 9'6 (4.04m x 2.90m)Kitchen: 8'8 x 8'0 (2.64m x 2.44m)BathroomLandingBedroom 1: 10'6 x 8'3 (3.20m x 2.52m)Bedroom 2: 10'1 x 7'9 (3.08m x 2.36m)Bedroom 3: 7'5 x 7'0 (2.26m x 2.14m)Rear GardenOff Street Parking
The information provided about this property does not constitute or form part of an offer or contract, nor may it be regarded as representations. All interested parties must verify accuracy and your solicitor must verify tenure/lease information, fixtures & fittings and, where the property has been extended/converted, planning/building regulation consents. All dimensions are approximate and quoted for guidance only as are floor plans which are not to scale and their accuracy cannot be confirmed. Reference to appliances and/or services does not imply that they are necessarily in working order or fit for the purpose.

If buying to rent, please check if Local Authority licensing schemes apply before proceeding. Legal advice should be taken to verify fixtures/fittings, planning, alterations and/or lease details. Appliances & services are untested, dimensions are approximate and floor plans are not to scale.

We are pleased to offer our customers a range of additional services to help them with moving home. None of these services are obligatory and you are free to use service providers of your choice. Current regulations require all estate agents to inform their customers of the fees they earn for recommending third party services. If you choose to use a service provider recommended by Douglas Allen, details of all referral fees can be found at the link below. If you decide to use any of our services, please be assured that this will not increase the fees you pay to our service providers, which remain as quoted directly to you.

Listed by

Chadwell Heath

Arun Estates

Reference: 172785290

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 07/10/2016

Expiry date: 06/10/2026

Current heating cost: £580/year

Potential heating cost: £357/year

Est. upgrade cost to C: £24,370

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£45)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Ground Floor

First Floor

EPC Graphs

EPC graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2030273

Property Details

Street: 134 Oval Road North

Town: Dagenham

Postcode: RM10 9EP

Installation Details

Items: 1 door

Certificate Issued: 13/09/2004

Work Completed: 22/07/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

32% since 2017

Event	Date	Price	% change
Listed for sale	—	£400,000	+6.7%
Sold	25/07/2025 (10 months ago)	£375,000	+31.6%
Sold	26/05/2017 (9 years ago)	£285,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
133 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP	£425,000	15/01/2026	Terraced
118 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BB	£345,000	19/12/2025	Terraced
188 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL	£315,000	17/12/2025	Terraced
83 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9ET	£380,000	12/12/2025	Terraced
190 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL	£335,000	05/12/2025	Terraced
145 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP	£370,000	04/12/2025	Terraced
78 SECOND AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DT	£340,000	04/12/2025	Terraced
62 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BJ	£305,000	21/11/2025	Terraced
133A BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP	£400,000	31/10/2025	Terraced
9 SECOND AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DX	£415,000	23/09/2025	Terraced
115 BALLARDS ROAD, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9AR	£445,000	22/08/2025	Terraced
225 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BP	£198,000	20/08/2025	Terraced
65 OVAL ROAD SOUTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9DP	£370,000	28/03/2025	Terraced
45 CROSBY ROAD, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9AS	£420,000	26/03/2025	Terraced
134 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BL	£375,000	30/11/2023	Terraced
242 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EJ	£350,000	21/11/2023	Terraced
110 BEAM AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BJ	£358,000	08/11/2023	Terraced
80 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BA	£332,000	06/10/2023	Terraced
204 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EH	£371,000	02/10/2023	Terraced
5 THIRD AVENUE, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9BE	£330,000	23/08/2023	Terraced
Same street 110 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP	£353,000	24/05/2023	Terraced
Same street 130 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP	£370,000	20/07/2022	Semi-detached
Same street 124 OVAL ROAD NORTH, DAGENHAM, BARKING AND DAGENHAM, GREATER LONDON, RM10 9EP	£315,000	30/09/2021	Terraced

Street average: £346,000 (3 sales)

Area average: £358,950 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.5%

10y growth 28.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Barking and Dagenham. Series: Terraced. As of March 2026.

1y (index) 0.4%

5y (index) 18.6%

10y (index) 36.5%

Rental Range

Estimated market rent for Barking and Dagenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,519/mo

Realistic £1,688/mo

Optimistic £1,857/mo

Based on Local Authority from postcode lookup → Barking and Dagenham.

LHA (30th percentile) floor for Outer North East London: £1,496/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View RM10 9EP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Dagenham Centre Road	0.1 miles
Shop	One Stop	0.3 miles
Shop	Uniquestetic	0.4 miles
Train station	Dagenham Dock	0.8 miles
Train station	Dagenham East	0.9 miles
Hospital	Neonatal Unit, L1 Z2	5.4 miles
Hospital	Rainbow Ward	5.4 miles
University	Arden University Stratford Campus	7.4 miles
University	University of Greenwich	7.8 miles

Street-level crime

Category	Count
Violence and sexual offences	126
Anti-social behaviour	72
Vehicle crime	44
Criminal damage and arson	32
Other theft	29
Public order	27
Drugs	26
Shoplifting	20
Robbery	17
Theft from the person	14
Burglary	11
Other crime	8
Possession of weapons	3
Bicycle theft	2
Total incidents	431

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Beam Primary School	Primary	0.3 miles	Good — 20 Jun 2011
Dagenham Park CofE School	Secondary	0.3 miles	Good — 6 Jun 2016
Marsh Green Primary School	Primary	0.4 miles	Good — 10 Jul 2014
The Leys Primary School	Primary	0.4 miles	Good — 18 Dec 2013
Pathways School	Other	0.4 miles	Good — 29 Apr 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Third Avenue, RM10	£2,200/mo	3	0.11 miles	OpenRent
3 Bed Terraced House, Beam Avenue, RM10	£2,095/mo	3	0.19 miles	OpenRent
3 Bed Terraced House, Beam Avenue, RM10	£1,950/mo	3	0.19 miles	OpenRent
3 Bed Terraced House, Oval Road North, RM10	£2,300/mo	3	0.21 miles	OpenRent
3 Bed Terraced House, Siviter Way, RM10	£2,200/mo	3	0.5 miles	OpenRent
3 Bed Flat, Richard Moore Court, RM10	£2,250/mo	3	0.66 miles	OpenRent
3 Bed Detached House, Sandown Avenue, RM10	£2,200/mo	3	0.74 miles	OpenRent

Average rent: £2,171/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.5% gross yield avg £353,250 sale, £1,900/mo rent

Rent ratio 0.55%

Max investor price (0.8%) £275,000

Target investor price (1%) £220,000

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £380/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.9%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).