Sold Terraced

21 CURLEW GARDENS

WATERLOOVILLE, WATERLOOVILLE, HAMPSHIRE PO8 9UD

3 beds Listed 8 Apr 2008 (-6642d)

£124,995

Save

# 3 bedroom terraced house for sale (PO8 9UD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 CURLEW GARDENS, WATERLOOVILLE, WATERLOOVILLE, HAMPSHIRE PO8 9UD |
| Price | £124,995 |
| Bedrooms | 3 |
| Last sold | £118,000 Aug 2008 |

## Description

* Entrance Hallway * Cloakroom * Living Room * Kitchen/Diner * Three Bedrooms * Bathroom * Gas Central Heating * Rear Garden * Garage * NO FORWARD CHAIN! *

From Waterlooville proceed up the Hambledon Road at the roundabout turn right onto the Milton Road continue for some distance. At the mini roundabout turn left onto Eagle Avenue, left into Curlew Gardens where the property can be located on the left.

Entrance Hallway: Via glazed door, stairs to first floor, storage cupboard, radiator, door to:

Cloakroom: Window to front, low level w.c, wash hand basin with tiled splash back.

Kitchen/Diner: 16' 8 x 9' 10 (5.08m  x 3m ) Window to front, range of wall and base level units, work surfaces, sink unit, space and gas point for cooker, space and plumbing for washing machine and dishwasher, space for fridge/freezer, gas wall mounted boiler, radiator.

Living Room: 15' 9 x 12' 8 (4.8m  x 3.86m ) Double glazed patio door leading to rear garden, television point, radiator, archway to:

Lobby Area: Double glazed door leading to rear garden.

First Floor Landing: Loft access, airing cupboard housing hot water tank, door to:

Bedroom One: 13' 7 x 10' 8 (4.14m  x 3.25m ) Window to front, built in wardrobe, radiator.

Bedroom Two: 12' 8 x 8' 7 (3.86m  x 2.62m ) Window to rear, hanging space, radiator.

Bedroom Three: 9' 9 x 7' 6 (2.97m  x 2.29m ) Window to rear, radiator.

Bathroom: Window to front, paneled enclosed bath with shower over, wash hand basin, low level w.c, part tiling to walls, radiator.

Outside:

Front: Hardstand area, pathway to front door, storage cupboard.

Garage: Up and over door to front.

Rear: Laid to lawn, patio area, enclosed by fencing, rear access.

THE PROPERTY MISDESCRIPTIONS ACT 1991

The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose.  A Buyer is advised to obtain verification from their Solicitor or Surveyor.  References to the Tenure of a Property are based on information supplied by the Seller.  The Agent has not had sight of the title documents.  A Buyer is advised to obtain verification from their Solicitor.  Items shown in photographs are NOT included unless specifically mentioned within the sales particulars.  They may however be available by separate negotiation.  Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.

## Property Photos

- ![Photo](/listings/photos/10237809/278398)
- ![Photo](/listings/photos/10237809/278400)
- ![Photo](/listings/photos/10237809/278401)
- ![Photo](/listings/photos/10237809/278402)
- ![EPC](/listings/photos/10237809/278403) - EPC

## Floorplans

- ![Floorplan 1](/listings/photos/10237809/278404) - Floorplan 1
- ![Floorplan 2](/listings/photos/10237809/278405) - Floorplan 2

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #12049331
- **Address:** 21 Curlew Gardens, WATERLOOVILLE, PO8 9UD
- **Certificate Issued:** 21/11/2016
- **Work Completed:** 18/10/2016
- **Items:** 6 window(s)

### FENSA Certificate #14002086
- **Address:** 21 Curlew Gardens, WATERLOOVILLE, PO8 9UD
- **Certificate Issued:** 23/02/2020
- **Work Completed:** 18/02/2020
- **Items:** 1 door(s)

### FENSA Certificate #15974989
- **Address:** 21 Curlew Gardens, WATERLOOVILLE, PO8 9UD
- **Certificate Issued:** 01/10/2023
- **Work Completed:** 21/09/2023
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £118,000 | 15/08/2008 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 MERLIN CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9AZ | £190,000 | 15/12/2025 | Terraced |
| 3 KITE CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UJ | £235,000 | 14/11/2025 | Terraced |
| 414 MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LD | £295,000 | 28/10/2025 | Terraced |
| 19 BLACKBIRD CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UA | £244,000 | 04/04/2025 | Terraced |
| 6 FULMER WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UP | £215,000 | 28/02/2025 | Terraced |
| [Same street] 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £285,000 | 30/10/2023 | Terraced |
| 3 BUNTING GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UN | £265,000 | 06/10/2023 | Terraced |
| [Same street] 4 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £270,000 | 21/07/2023 | Terraced |
| [Same street] 1 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £238,000 | 14/06/2023 | Terraced |
| 62 THRUSH WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LX | £210,000 | 26/05/2023 | Terraced |
| 49 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UE | £250,000 | 06/04/2023 | Terraced |
| 9 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UG | £265,000 | 15/12/2022 | Terraced |
| [Same street] 9 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £285,000 | 02/12/2022 | Terraced |
| 12 MERLIN CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9AZ | £225,000 | 02/12/2022 | Terraced |
| 58 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UE | £270,000 | 28/10/2022 | Terraced |
| 133 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UH | £255,000 | 04/10/2022 | Terraced |
| 13 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UG | £195,000 | 30/08/2022 | Terraced |
| 129 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UH | £210,000 | 26/08/2022 | Terraced |
| 21 BUNTING GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UN | £270,000 | 28/07/2022 | Terraced |
| 10 FULMER WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UP | £242,000 | 08/07/2022 | Terraced |
| [Same street] 35 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £230,000 | 01/07/2022 | Terraced |
| 5 EAGLE AVENUE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UB | £213,000 | 01/04/2022 | Terraced |
| 14 BLACKBIRD CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UA | £235,000 | 17/03/2022 | Terraced |
| 406 MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LD | £315,000 | 28/01/2022 | Terraced |
| 341A MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LH | £289,999 | 05/11/2021 | Terraced |
| [Same street] 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £209,000 | 22/10/2021 | Terraced |
| [Same street] 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD | £220,000 | 30/09/2021 | Terraced |

**Street average:** £248,143 (7 sales)
**Area average:** £244,450 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £273,811 (19 Terraced, PO8, 2024–2026)
- **Deviation:** -54.3%

## Rental Range

*ONS Price Index of Private Rents (Havant). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,018/mo
- **Realistic:** £1,131/mo
- **Optimistic:** £1,244/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Portsmouth (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £997/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Cottage, PO8 | £2,800/mo | 3 | 0.81 miles | OpenRent |
| 3 Bed Detached House, Coldhill Lane, PO8 | £1,950/mo | 3 | 0.84 miles | OpenRent |

**Average rent: £2,375/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.9% (strong)
- **Max investor price (0.8%):** £296,875
- **Target investor price (1%):** £237,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,375/mo).*

- **Gross yield:** 22.8%
- **Cost-to-rent:** 4.4×
- **Monthly cashflow:** £1,620/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 53.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.9%
- **10y growth:** -13.4%

## House Price Index (HM Land Registry)

*Official index for Havant; Terraced series; as of March 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 16.7%
- **10y growth (index):** 44.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 EPC

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Property details

Last sold

£118,000 Aug 2008

Local average

£273,811 (-54.3%)

Deprivation

Decile 1 (1,263 of 33,755)

Street crime

106 incidents within 1 mile (Apr 2026)

Description

Three bedroom terraced family home in need of updating and modernisation, Ideal for a first time buyer or investor. Benefits include living room, kitchen/diner, cloakroom. garden and garage. NO FORWARD CHAIN!

* Entrance Hallway * Cloakroom * Living Room * Kitchen/Diner * Three Bedrooms * Bathroom * Gas Central Heating * Rear Garden * Garage * NO FORWARD CHAIN! *

From Waterlooville proceed up the Hambledon Road at the roundabout turn right onto the Milton Road continue for some distance. At the mini roundabout turn left onto Eagle Avenue, left into Curlew Gardens where the property can be located on the left.

Entrance Hallway: Via glazed door, stairs to first floor, storage cupboard, radiator, door to:

Cloakroom: Window to front, low level w.c, wash hand basin with tiled splash back.

Kitchen/Diner: 16' 8 x 9' 10 (5.08m x 3m ) Window to front, range of wall and base level units, work surfaces, sink unit, space and gas point for cooker, space and plumbing for washing machine and dishwasher, space for fridge/freezer, gas wall mounted boiler, radiator.

Living Room: 15' 9 x 12' 8 (4.8m x 3.86m ) Double glazed patio door leading to rear garden, television point, radiator, archway to:

Lobby Area: Double glazed door leading to rear garden.

First Floor Landing: Loft access, airing cupboard housing hot water tank, door to:

Bedroom One: 13' 7 x 10' 8 (4.14m x 3.25m ) Window to front, built in wardrobe, radiator.

Bedroom Two: 12' 8 x 8' 7 (3.86m x 2.62m ) Window to rear, hanging space, radiator.

Bedroom Three: 9' 9 x 7' 6 (2.97m x 2.29m ) Window to rear, radiator.

Bathroom: Window to front, paneled enclosed bath with shower over, wash hand basin, low level w.c, part tiling to walls, radiator.

Outside:

Front: Hardstand area, pathway to front door, storage cupboard.

Garage: Up and over door to front.

Rear: Laid to lawn, patio area, enclosed by fencing, rear access.

THE PROPERTY MISDESCRIPTIONS ACT 1991
The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitor. Items shown in photographs are NOT included unless specifically mentioned within the sales particulars. They may however be available by separate negotiation. Buyers must check the availability of any property and make an appointment to view before embarking on any journey to see a property.

Listed by

Waterlooville

Chapplins Estate Agents

Reference: 10237809

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #12049331

Property Details

Street: 21 Curlew Gardens

Town: WATERLOOVILLE

Postcode: PO8 9UD

Installation Details

Items: 6 windows

Certificate Issued: 21/11/2016

Work Completed: 18/10/2016

This certificate data was retrieved from FENSA's database

FENSA Certificate #14002086

Property Details

Street: 21 Curlew Gardens

Town: WATERLOOVILLE

Postcode: PO8 9UD

Installation Details

Items: 1 door

Certificate Issued: 23/02/2020

Work Completed: 18/02/2020

This certificate data was retrieved from FENSA's database

FENSA Certificate #15974989 Recent

Property Details

Street: 21 Curlew Gardens

Town: WATERLOOVILLE

Postcode: PO8 9UD

Installation Details

Items: 1 door

Certificate Issued: 01/10/2023

Work Completed: 21/09/2023

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	15/08/2008 (17 years ago)	£118,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
5 MERLIN CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9AZ	£190,000	15/12/2025	Terraced
3 KITE CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UJ	£235,000	14/11/2025	Terraced
414 MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LD	£295,000	28/10/2025	Terraced
19 BLACKBIRD CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UA	£244,000	04/04/2025	Terraced
6 FULMER WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UP	£215,000	28/02/2025	Terraced
Same street 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£285,000	30/10/2023	Terraced
3 BUNTING GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UN	£265,000	06/10/2023	Terraced
Same street 4 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£270,000	21/07/2023	Terraced
Same street 1 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£238,000	14/06/2023	Terraced
62 THRUSH WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LX	£210,000	26/05/2023	Terraced
49 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UE	£250,000	06/04/2023	Terraced
9 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UG	£265,000	15/12/2022	Terraced
Same street 9 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£285,000	02/12/2022	Terraced
12 MERLIN CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9AZ	£225,000	02/12/2022	Terraced
58 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UE	£270,000	28/10/2022	Terraced
133 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UH	£255,000	04/10/2022	Terraced
13 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UG	£195,000	30/08/2022	Terraced
129 CHAFFINCH GREEN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UH	£210,000	26/08/2022	Terraced
21 BUNTING GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UN	£270,000	28/07/2022	Terraced
10 FULMER WALK, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UP	£242,000	08/07/2022	Terraced
Same street 35 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£230,000	01/07/2022	Terraced
5 EAGLE AVENUE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UB	£213,000	01/04/2022	Terraced
14 BLACKBIRD CLOSE, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UA	£235,000	17/03/2022	Terraced
406 MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LD	£315,000	28/01/2022	Terraced
341A MILTON ROAD, COWPLAIN, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 8LH	£289,999	05/11/2021	Terraced
Same street 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£209,000	22/10/2021	Terraced
Same street 10 CURLEW GARDENS, WATERLOOVILLE, HAVANT, HAMPSHIRE, PO8 9UD	£220,000	30/09/2021	Terraced

Street average: £248,143 (7 sales)

Area average: £244,450 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -0.9%

10y growth -13.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Havant. Series: Terraced. As of March 2026.

1y (index) 2.7%

5y (index) 16.7%

10y (index) 44.7%

Rental Range

Estimated market rent for Havant. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,018/mo

Realistic £1,131/mo

Optimistic £1,244/mo

Based on Local Authority from postcode lookup → Havant.

LHA (30th percentile) floor for Portsmouth: £997/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PO8 9UD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Curlew Gardens	0.1 miles
Bus stop	Dove Close	0.1 miles
Shop	Premier	0.2 miles
Shop	Ladbrokes	0.2 miles
Train station	Rowlands Castle	3.0 miles
Train station	Bedhampton	3.6 miles
Hospital	Oak Park Community Clinic	3.7 miles
Hospital	Elmleigh Hospital	3.8 miles
University	Rodney Road Centre	7.3 miles
University	University of Portsmouth - Langstone Campus	7.4 miles

Street-level crime

Category	Count
Violence and sexual offences	53
Anti-social behaviour	13
Criminal damage and arson	9
Public order	8
Other crime	4
Shoplifting	4
Vehicle crime	4
Burglary	3
Other theft	3
Possession of weapons	2
Bicycle theft	1
Drugs	1
Robbery	1
Total incidents	106

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Woodcroft Primary	Primary	0.1 miles	Good — 1 Jul 2024
Rachel Madocks School	Other	0.4 miles	Good — 15 Oct 2014
Bere Clinic School	Other	0.5 miles	Good — 27 Jul 2023
The Cowplain School	Secondary	0.7 miles	Good — 6 May 2024
Hart Plain Infant School	Primary	0.7 miles	Good — 28 Jun 2017

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Cottage, PO8	£2,800/mo	3	0.81 miles	OpenRent
3 Bed Detached House, Coldhill Lane, PO8	£1,950/mo	3	0.84 miles	OpenRent

Average rent: £2,375/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.9%

Max investor price (0.8%) £296,875

Target investor price (1%) £237,500

Gross yield 22.8%

Cost-to-rent ratio 4.4×

Monthly cashflow £1,620/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 53.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).