# 2 bedroom apartment for sale (M8 0DB)

## Property Details

| Key | Value |
|-----|-------|
| Address | APARTMENT 2, 1 HUMBER STREET, MANCHESTER, GREATER MANCHESTER M8 0DB |
| Price | £120,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Last sold | £82,000 Dec 2016 |

## Description

*Spacious Two Bedroom Ground Floor Apartment*

Bentley Hurst are delighted to present this well-proportioned two bedroom ground floor apartment, ideally located within a popular residential development. Offering generous living space, a modern kitchen and excellent access to local amenities and transport links, this property would make an ideal home for first time buyers, downsizers or investors alike.

The apartment briefly comprises a bright and spacious living and dining area, providing ample space for both relaxing and entertaining. The separate kitchen is well laid out with a range of fitted units, worktop space and room for appliances.

There are two well-sized bedrooms, both offering comfortable accommodation and flexibility for use as a guest room, home office or additional storage if required. The property is served by a family bathroom fitted with a bath, overhead shower, WC and wash basin.

Externally, the property benefits from well-maintained communal grounds and convenient on street parking nearby. The development is set within a quiet residential area while still offering easy access to nearby shops, schools and transport links, making commuting into Manchester and surrounding areas straightforward.

Date lease started: 29/01/2009

Date lease ends: 01/01/2132

Years left: 106

Service charge: £1,600 per annum

Building insurance cost: Included in service charge

Ground rent: £250 (remains unchanged through to 01/01/2132)

Parking: On-street parking

EPC - TBC

CT - A

## Property Photos

- ![Picture No. 08](/listings/photos/173065532/1233046) - Picture No. 08
- ![Picture No. 07](/listings/photos/173065532/1233047) - Picture No. 07
- ![Picture No. 04](/listings/photos/173065532/1233048) - Picture No. 04
- ![Picture No. 03](/listings/photos/173065532/1233049) - Picture No. 03
- ![Picture No. 05](/listings/photos/173065532/1233050) - Picture No. 05
- ![Picture No. 02](/listings/photos/173065532/1233051) - Picture No. 02
- ![Picture No. 06](/listings/photos/173065532/1233052) - Picture No. 06

## Floorplans

- ![Floorplan](/listings/photos/173065532/1233053) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/173065532/1233054) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 APARTMENT 2 HUMBER STREET, MANCHESTER, GREATER MANCHESTER, M8 0DB | £82,000 | 21/12/2016 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WESTWOODS, 288 FLAT 6 CHEETHAM HILL ROAD, MANCHESTER, GREATER MANCHESTER, M8 0WT | £97,000 | 28/07/2023 | Flat |
| 2 APARTMENT 5 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BQ | £105,000 | 19/06/2023 | Flat |
| 20 REDLYNCH WALK, MANCHESTER, GREATER MANCHESTER, M8 0PT | £105,000 | 10/02/2023 | Flat |
| 21 APARTMENT 6 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BS | £118,500 | 25/11/2022 | Flat |
| 1 APARTMENT 4 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BP | £110,000 | 04/11/2022 | Flat |
| 18 APARTMENT 4 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BR | £110,000 | 26/08/2022 | Flat |
| 18 APARTMENT 5 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BR | £115,000 | 29/04/2022 | Flat |
| WESTWOODS, 288 FLAT 205 CHEETHAM HILL ROAD, MANCHESTER, GREATER MANCHESTER, M8 0WT | £80,000 | 08/12/2021 | Flat |
| 2 APARTMENT 2 APPLETON STREET, MANCHESTER, GREATER MANCHESTER, M8 0BQ | £93,500 | 15/09/2021 | Flat |

**Area average:** £103,778 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £118,955 (11 Flat, M8, 2024–2026)
- **Deviation:** +0.9%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,217/mo
- **Realistic:** £1,352/mo
- **Optimistic:** £1,487/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £449/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, City View, M7 | £995/mo | 2 | 0.49 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.83% (okay)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10.1×
- **Monthly cashflow:** £398/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.3%
- **10y growth:** 89.7%

## House Price Index (HM Land Registry)

*Official index for Manchester; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 8.8%
- **10y growth (index):** 57%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)