Sold STC Not Specified

15 WHIN BANK

SCARBOROUGH, NORTH YORKSHIRE YO12 5LD

4 beds 1 baths 1,389 sq ft Listed 16 Sep 2025 (-251d)

£300,000

Offers in Region of

Reduced on 8 Aug 2025

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Property details

Floor area

129 m²

EPC rating

E

Year built

England and Wales: 1930-1949

Last sold

£290,000 Feb 2026

Price per m²

£2,326/m²

Local average

£402,187 (-25.4%)

Deprivation

Decile 3 (9,261 of 33,755)

Street crime

526 incidents within 1 mile (Mar 2026)

Key features

  • Set on an enviable plot with gardens to Three sides
  • Beautifully presented Detached Family Home
  • Four well proportioned Bedrooms and modern house bathroom
  • Off street parking and Garage
  • Must be viewed to appreciate the property on offer
  • Generous Lounge, Dining room and Modern Kitchen with Dining area

Additional details

Parking
Yes
Garden
Yes
Restrictions
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Nestled in the charming area of Whin Bank, Scarborough, this delightful four-bedroom house presents an excellent opportunity for families or those seeking a spacious home. The property boasts a generous layout, providing ample room for both relaxation and entertaining.
As you step inside, you will be greeted by a warm and inviting atmosphere, with well-proportioned rooms that are filled with natural light. The living areas are designed for comfort, making it the perfect space to unwind after a long day. The kitchen is functional and offers plenty of space for culinary adventures, ideal for family meals or gatherings with friends.
The four bedrooms are thoughtfully arranged, providing privacy and comfort for all family members or guests. Each room offers a unique charm, allowing for personalisation to suit your style. The property also benefits from outdoor space, perfect for enjoying the fresh air or hosting summer barbecues. The property also benefits from Off street parking and a garage and is gas heated and Double glazed.
Located in the desirable Whin Bank area, residents will appreciate the convenience of nearby amenities, including shops, schools, and parks. Scarborough's beautiful coastline and vibrant town centre are just a short distance away, offering a variety of leisure activities and attractions.
This house is not just a property; it is a place where memories can be made. With its ideal location and spacious living, it is a wonderful opportunity for anyone looking to settle in this picturesque part of Yorkshire. Do not miss the chance to make this house your home.
EPC Rating: E

Listed by

Scarborough

CPH Property Services

Reference: 167040866

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 02/05/2025

Current heating cost: £2,125/year

Potential heating cost: £1,618/year

Est. upgrade cost to C: £16,675

Recommendations

  • Flat roof or sloping ceiling insulation (£850 - £1,500)
  • Cavity wall insulation (£500 - £1,500)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2829969

Property Details

Street: 15 Whin Bank

Town: SCARBOROUGH

Postcode: YO12 5LD

Installation Details

Items: 1 door

Certificate Issued: 28/06/2005

Work Completed: 08/06/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 10/02/2026 (3 months ago) £290,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 65 WHIN BANK, SCARBOROUGH, NORTH YORKSHIRE, YO12 5LD £207,000 28/03/2025 Semi-detached
84 HIGHFIELD, SCARBOROUGH, NORTH YORKSHIRE, YO12 4AN £121,000 05/07/2023 Other
16B HIGHFIELD, SCARBOROUGH, NORTH YORKSHIRE, YO12 4AN £100,000 31/03/2023 Other
98 FLAT 2 SCALBY ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 5QN £140,000 12/01/2022 Other
GARAGE 6 HARLEY CLOSE, SCARBOROUGH, NORTH YORKSHIRE, YO12 5QE £10,250 16/09/2021 Other
22A ST JOHNS ROAD, SCARBOROUGH, NORTH YORKSHIRE, YO12 5ET £35,000 23/08/2021 Other

Street average: £207,000 (1 sale)

Area average: £81,250 (5 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 887.5%
10y growth -84.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: All dwelling types. As of February 2026.

1y (index) 3.9%
5y (index) 22.1%
10y (index) 53.2%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo
Realistic £855/mo
Optimistic £941/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Scarborough: £723/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Harley Close 0.0 miles
Bus stop Park Road Junction 0.1 miles
Shop Unknown 0.2 miles
Shop Filey Cat Rescue 0.3 miles
Train station Scarborough 0.6 miles
University CU Scarborough 0.6 miles
Hospital Scarborough Hospital 0.7 miles
Train station Peasholm 1.1 miles
Hospital Cross Lane Hospital 1.3 miles

Street-level crime

Category Count
Violence and sexual offences 186
Anti-social behaviour 106
Shoplifting 97
Criminal damage and arson 27
Public order 27
Drugs 22
Other theft 21
Burglary 7
Other crime 7
Possession of weapons 6
Robbery 6
Vehicle crime 6
Bicycle theft 5
Theft from the person 3
Total incidents 526

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Gladstone Road Primary School Primary 0.3 miles Good — 21 Sep 2023
Childhaven Community Nursery School Nursery 0.4 miles Outstanding — 18 Feb 2015
Scarborough Sixth Form College Other 0.5 miles (No rating)
St Augustine's Catholic School - a Catholic voluntary academy Secondary 0.5 miles Good — 27 May 2016
Scarborough University Technical College Secondary 0.5 miles Good — 15 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Terraced House, The Courtyard, YO11 £1,011/mo 4 0.6 miles OpenRent

Average rent: £1,011/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%
Max investor price (0.8%) £126,375
Target investor price (1%) £101,100
Gross yield 4%
Cost-to-rent ratio 24.7×
Monthly cashflow £-297/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -4.1%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).