# 1 bedroom apartment for sale (LA9 6LA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 33 PEAT LANE, KENDAL, WESTMORLAND AND FURNESS LA9 6LA |
| Price | £130,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £127,000 Apr 2023 |

## Description

OFFERED FOR SALE WITH NO CHAIN. This one-bedroom ground floor flat with a private entrance has spacious

accommodation and benefits from gas central heating and double glazing and briefly comprises, lounge, kitchen, a double bedroom and bathroom, there is also a useful storage cupboard within the property. To the front aspect is an off road parking space in addition to unrestricted on-street parking.

**Entrance** - Private side entrance, leading into the hall.

**Hall** - 3.40m x 1.04m (11'2 x 3'5) - Doors lead into the lounge, bedroom, bathroom and storage cupboard.

**Lounge** - 4.78m x 3.84m (15'8 x 12'7) - A gas fire with marble effect hearth and back and a timber surround, a double glazed window to the front aspect and a door leading into the kitchen.

**Kitchen** - 3.07m max x 2.51m (10'1 max x 8'3) - With some fitted pale coloured units and a complementary worktop incorporating a stainless steel sink.  Space for a cooker, space for an upright fridge freezer and space with plumbing for a washing machine and a wall mounted Vaillant boiler. There is a louvre door to the pantry and a double glazed window to the rear aspect.

**Pantry** - 1.22m x 0.53m (4'0 x 1'9) - A useful storage space.

**Bedroom** - 3.61m x 3.40m (11'10 x 11'2) - A double room with a window to the front aspect.

**Bathroom** - 2.54m x 1.57m (8'4 x 5'2) - The white suite comprises a panel bath with shower over, a pedestal wash hand basin and a w.c. There is a window with obscure glazing to the rear aspect.

**Storage Cupboard** - 1.60m x 0.84m (5'3 x 2'9) - A useful storage area within the property.

**Externally** - To the front of the property is an off road parking space and decorative pebbled areas with mature plants.

**Leasehold** - Tenure - As provided by the vendor

Leasehold  125 years from June 1990

Service Charge - £211.69 approximately

Ground rent - £10 per year approximately

No Airbnb or Holiday lets

## Property Photos

- ![LOUNGE](/listings/photos/129086222/726625) - LOUNGE
- ![KITCHEN](/listings/photos/129086222/726626) - KITCHEN
- ![LOUNGE](/listings/photos/129086222/726627) - LOUNGE
- ![HALL](/listings/photos/129086222/726628) - HALL
- ![LOUNGE](/listings/photos/129086222/726629) - LOUNGE
- ![LOUNGE](/listings/photos/129086222/726630) - LOUNGE
- ![KITCHEN](/listings/photos/129086222/726631) - KITCHEN
- ![KITCHEN](/listings/photos/129086222/726633) - KITCHEN
- ![KITCHEN](/listings/photos/129086222/726635) - KITCHEN
- ![BEDROOM](/listings/photos/129086222/726637) - BEDROOM
- ![BATHROOM](/listings/photos/129086222/726639) - BATHROOM

## Floorplans

- ![Floor Plan.png](/listings/photos/129086222/726642) - Floor Plan.png

## EPC Graphs

- ![EE Rating](/listings/photos/129086222/726644) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9979213
- **Address:** 33 Peat Lane, KENDAL, LA9 6LA
- **Certificate Issued:** 23/12/2013
- **Work Completed:** 26/11/2013
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 PEAT LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 6LA | £127,000 | 04/04/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 HIGH CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HN | £150,000 | 02/06/2023 | Flat |
| 3 LOW CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HL | £143,000 | 24/03/2023 | Flat |
| 67 CALDER DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LR | £159,000 | 21/09/2022 | Flat |
| 37 PEAT LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LA | £145,000 | 08/04/2022 | Flat |

**Area average:** £149,250 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,885 (26 Flat, LA9, 2024–2026)
- **Deviation:** -13.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, High Cragg Close, LA9 | £775/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, Castle Street, LA9 | £650/mo | 1 | 0.45 miles | OpenRent |
| 1 Bed Maisonette, Finkle Street, LA9 | £700/mo | 1 | 0.8 miles | OpenRent |
| 1 Bed Maisonette, Finkle Street, LA9 | £750/mo | 1 | 0.8 miles | OpenRent |

**Average rent: £719/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £90,625
- **Target investor price (1%):** £72,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £725/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £116/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.9%
- **10y growth:** -5.9%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)