Sold STC Flat

33 PEAT LANE

KENDAL, WESTMORLAND AND FURNESS LA9 6LA

1 beds 1 baths 603 sq ft Listed 15 Nov 2022 (-1318d)

£130,000

Reduced on 9 Jan 2023

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# 1 bedroom apartment for sale (LA9 6LA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 33 PEAT LANE, KENDAL, WESTMORLAND AND FURNESS LA9 6LA |
| Price | £130,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 56 m² |
| Last sold | £127,000 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 13/11/2032
- **Current heating cost:** £369/year
- **Est. upgrade cost to C:** £5,010

### Recommendations
- W2 (£4,000 - £6,000)
- E (£10)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2140-6839-2120-0098-4191)

## Description

OFFERED FOR SALE WITH NO CHAIN. This one-bedroom ground floor flat with a private entrance has spacious

accommodation and benefits from gas central heating and double glazing and briefly comprises, lounge, kitchen, a double bedroom and bathroom, there is also a useful storage cupboard within the property. To the front aspect is an off road parking space in addition to unrestricted on-street parking.

**Entrance** - Private side entrance, leading into the hall.

**Hall** - 3.40m x 1.04m (11'2 x 3'5) - Doors lead into the lounge, bedroom, bathroom and storage cupboard.

**Lounge** - 4.78m x 3.84m (15'8 x 12'7) - A gas fire with marble effect hearth and back and a timber surround, a double glazed window to the front aspect and a door leading into the kitchen.

**Kitchen** - 3.07m max x 2.51m (10'1 max x 8'3) - With some fitted pale coloured units and a complementary worktop incorporating a stainless steel sink.  Space for a cooker, space for an upright fridge freezer and space with plumbing for a washing machine and a wall mounted Vaillant boiler. There is a louvre door to the pantry and a double glazed window to the rear aspect.

**Pantry** - 1.22m x 0.53m (4'0 x 1'9) - A useful storage space.

**Bedroom** - 3.61m x 3.40m (11'10 x 11'2) - A double room with a window to the front aspect.

**Bathroom** - 2.54m x 1.57m (8'4 x 5'2) - The white suite comprises a panel bath with shower over, a pedestal wash hand basin and a w.c. There is a window with obscure glazing to the rear aspect.

**Storage Cupboard** - 1.60m x 0.84m (5'3 x 2'9) - A useful storage area within the property.

**Externally** - To the front of the property is an off road parking space and decorative pebbled areas with mature plants.

**Leasehold** - Tenure - As provided by the vendor

Leasehold  125 years from June 1990

Service Charge - £211.69 approximately

Ground rent - £10 per year approximately

No Airbnb or Holiday lets

## Property Photos

- ![LOUNGE](/listings/photos/129086222/726625) - LOUNGE
- ![KITCHEN](/listings/photos/129086222/726626) - KITCHEN
- ![LOUNGE](/listings/photos/129086222/726627) - LOUNGE
- ![HALL](/listings/photos/129086222/726628) - HALL
- ![LOUNGE](/listings/photos/129086222/726629) - LOUNGE
- ![LOUNGE](/listings/photos/129086222/726630) - LOUNGE
- ![KITCHEN](/listings/photos/129086222/726631) - KITCHEN
- ![KITCHEN](/listings/photos/129086222/726633) - KITCHEN
- ![KITCHEN](/listings/photos/129086222/726635) - KITCHEN
- ![BEDROOM](/listings/photos/129086222/726637) - BEDROOM
- ![BATHROOM](/listings/photos/129086222/726639) - BATHROOM

## Floorplans

- ![Floor Plan.png](/listings/photos/129086222/726642) - Floor Plan.png

## EPC Graphs

- ![EE Rating](/listings/photos/129086222/726644) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9979213
- **Address:** 33 Peat Lane, KENDAL, LA9 6LA
- **Certificate Issued:** 23/12/2013
- **Work Completed:** 26/11/2013
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 PEAT LANE, KENDAL, WESTMORLAND AND FURNESS, LA9 6LA | £127,000 | 04/04/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 HIGH CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HN | £150,000 | 02/06/2023 | Flat |
| 3 LOW CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HL | £143,000 | 24/03/2023 | Flat |
| 67 CALDER DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LR | £159,000 | 21/09/2022 | Flat |
| 37 PEAT LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LA | £145,000 | 08/04/2022 | Flat |

**Area average:** £149,250 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,885 (26 Flat, LA9, 2024–2026)
- **Deviation:** -13.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, High Cragg Close, LA9 | £775/mo | 1 | 0.14 miles | OpenRent |
| 1 Bed Flat, Castle Street, LA9 | £650/mo | 1 | 0.45 miles | OpenRent |
| 1 Bed Maisonette, Finkle Street, LA9 | £700/mo | 1 | 0.8 miles | OpenRent |
| 1 Bed Maisonette, Finkle Street, LA9 | £750/mo | 1 | 0.8 miles | OpenRent |

**Average rent: £719/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £90,625
- **Target investor price (1%):** £72,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £725/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £116/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,321/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -6.9%
- **10y growth:** -5.9%

## House Price Index (HM Land Registry)

*Official index for North West; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -7.4%
- **5y growth (index):** 6.8%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

LOUNGE KITCHEN LOUNGE HALL LOUNGE LOUNGE KITCHEN KITCHEN KITCHEN BEDROOM BATHROOM

/ 11

Property details

Tenure

LEASEHOLD (93 years remaining on lease)

Floor area

56 m²

Council tax band

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£127,000 Apr 2023

Price per m²

£2,321/m²

Local average

£150,885 (-13.8%)

Deprivation

Decile 5 (15,532 of 33,755)

Street crime

144 incidents within 1 mile (Apr 2026)

Key features

Ground Floor Apartment
One Double Bedroom
Lounge
Kitchen
Bathroom
Useful storage cupboard within the property
Off road parking for one vehicle
Double Glazing and Gas Central Heating

Additional details

Parking: Yes

Description

OFFERED FOR SALE WITH NO CHAIN. This one-bedroom ground floor flat with a private entrance has spacious
accommodation and benefits from gas central heating and double glazing and briefly comprises, lounge, kitchen, a double bedroom and bathroom, there is also a useful storage cupboard within the property. To the front aspect is an off road parking space in addition to unrestricted on-street parking.

Entrance - Private side entrance, leading into the hall.

Hall - 3.40m x 1.04m (11'2 x 3'5) - Doors lead into the lounge, bedroom, bathroom and storage cupboard.

Lounge - 4.78m x 3.84m (15'8 x 12'7) - A gas fire with marble effect hearth and back and a timber surround, a double glazed window to the front aspect and a door leading into the kitchen.

Kitchen - 3.07m max x 2.51m (10'1 max x 8'3) - With some fitted pale coloured units and a complementary worktop incorporating a stainless steel sink. Space for a cooker, space for an upright fridge freezer and space with plumbing for a washing machine and a wall mounted Vaillant boiler. There is a louvre door to the pantry and a double glazed window to the rear aspect.

Pantry - 1.22m x 0.53m (4'0 x 1'9) - A useful storage space.

Bedroom - 3.61m x 3.40m (11'10 x 11'2) - A double room with a window to the front aspect.

Bathroom - 2.54m x 1.57m (8'4 x 5'2) - The white suite comprises a panel bath with shower over, a pedestal wash hand basin and a w.c. There is a window with obscure glazing to the rear aspect.

Storage Cupboard - 1.60m x 0.84m (5'3 x 2'9) - A useful storage area within the property.

Externally - To the front of the property is an off road parking space and decorative pebbled areas with mature plants.

Leasehold - Tenure - As provided by the vendor
Leasehold 125 years from June 1990
Service Charge - £211.69 approximately
Ground rent - £10 per year approximately
No Airbnb or Holiday lets

Listed by

Kendal

Arnold Greenwood Solicitors Ltd

Reference: 129086222

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 14/11/2022

Expiry date: 13/11/2032

Current heating cost: £369/year

Potential heating cost: £325/year

Est. upgrade cost to C: £5,010

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£10)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan.png

EPC Graphs

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9979213

Property Details

Street: 33 Peat Lane

Town: KENDAL

Postcode: LA9 6LA

Installation Details

Items: 1 door

Certificate Issued: 23/12/2013

Work Completed: 26/11/2013

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	04/04/2023 (3 years ago)	£127,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
33 HIGH CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HN	£150,000	02/06/2023	Flat
3 LOW CRAGG CLOSE, KENDAL, WESTMORLAND AND FURNESS, LA9 6HL	£143,000	24/03/2023	Flat
67 CALDER DRIVE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LR	£159,000	21/09/2022	Flat
37 PEAT LANE, KENDAL, SOUTH LAKELAND, CUMBRIA, LA9 6LA	£145,000	08/04/2022	Flat

Area average: £149,250 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -6.9%

10y growth -5.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Flats and maisonettes. As of March 2026.

1y (index) -7.4%

5y (index) 6.8%

10y (index) 45.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA9 6LA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Rydal Road at Peat Lane	0.0 miles
Bus stop	Rydal Road at Whinfell Drive	0.1 miles
Shop	Jewson	0.4 miles
Shop	Carpet Ways	0.4 miles
Train station	Kendal	0.5 miles
Hospital	Westmorland General Hospital	1.8 miles
Train station	Oxenholme Lake District	1.9 miles
University	University of Cumbria Ambleside Campus	12.0 miles
University	University of Cumbria	12.0 miles

Street-level crime

Category	Count
Violence and sexual offences	64
Shoplifting	26
Criminal damage and arson	13
Anti-social behaviour	11
Drugs	9
Public order	9
Other theft	6
Bicycle theft	2
Other crime	2
Burglary	1
Theft from the person	1
Total incidents	144

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Castle Park School	Primary	0.2 miles	— (Inspected (no overall grade))
Sandgate School	Other	0.3 miles	Good — 12 Nov 2012
The Queen Katherine School	Secondary	0.6 miles	Good — 25 May 2022
Stramongate Primary School	Primary	0.7 miles	Good — 7 Mar 2011
South Lakes Academy	Other	0.9 miles	Good — 12 Sep 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, High Cragg Close, LA9	£775/mo	1	0.14 miles	OpenRent
1 Bed Flat, Castle Street, LA9	£650/mo	1	0.45 miles	OpenRent
1 Bed Maisonette, Finkle Street, LA9	£700/mo	1	0.8 miles	OpenRent
1 Bed Maisonette, Finkle Street, LA9	£750/mo	1	0.8 miles	OpenRent

Average rent: £719/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%

Max investor price (0.8%) £90,625

Target investor price (1%) £72,500

Gross yield 6.7%

Cost-to-rent ratio 14.9×

Monthly cashflow £116/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).