For sale Flat

APARTMENT 56

WORSLEY MILL, 10, BLANTYRE STREET, MANCHESTER, GREATER MANCHESTER M15 4LG

2 beds 2 baths 689 sq ft Listed 11 Jun 2026 (-7d)

£230,000

Reduced on 11 Jun 2026

Save

# 2 bedroom flat for sale (M15 4LG)

## Property Details

| Key | Value |
|-----|-------|
| Address | APARTMENT 56, WORSLEY MILL, 10, BLANTYRE STREET, MANCHESTER, GREATER MANCHESTER M15 4LG |
| Price | £230,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | D |
| Construction age | England and Wales: before 1900 |
| Floor area | 64 m² |
| Last sold | £236,000 Jun 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 16/08/2030
- **Current heating cost:** £1,480/year
- **Est. upgrade cost to C:** £12,600

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8101-4735-0022-4996-4803)

## Description

Located on Blantyre Street, Worsley Mill is the perfect location to enjoy the wonderful Canal walk path, bars and restaurants Castlefield has to offer such as The Wharf, Barca Bar, Albert Shed, and Dukes 92. The location is conveniently located within a small walking distance from 2 tram stops, a train station, Manchester City Centre and Spinningfields.

The downstairs comprises of entrance hallway with spiral staircase, stylish white bathroom suite, open plan living area with a modern kitchen.  There is also a double bedroom.  Upstairs comprises of spacious mezzanine master bedroom with en suite shower room. This apartment comes with a secure allocated underground parking space. Viewing is strongly recommended!

**Entrance Hallway** - Laminate Flooring, storage cupboard, video entry intercom system. Spiral staircase to mezzanine level. Door to bedroom two and living area.

**Living Room** - 2.7m x 7.7m - Stunning open plan living and kitchen area with continuation of laminate flooring, vaulted ceilings, exposed beams and brickwork. Velux skylight. Double glazed window to side elevation. Television and telephone connection points. Open through to kitchen

**Kitchen** - Modern fully fitted kitchen with range of matching white gloss base and eye level units and complimentary roll top work surfaces over. Space for fridge/freezer, integrated electric oven, ceramic hob and stainless steel extractor hood. Stainless steel sink and circular sink. Laminate flooring

**Bedroom Two** - 4.2m x 2.5m - Fitted carpet, double glazed window to side elevation. Exposed brickwork, Iron beam and vaulted ceiling. Wall mounted electric heater.

**Bathroom** - Newly tiled white bathroom suite with curved panel bath with mixer shower rover and glass screen. Modern heated towel rail (programmable by App on phone). Back to wall WC,  pedestal sink with mixer tap over. Partially tiled.

**Master Bedroom** - 4.5m x 5.3m - Fitted carpet, Exposed brickwork, Iron beam and vaulted ceiling. Wall mounted electric heater. Door to Ensuite

**Ensuite** - Corner shower unit with mixer shower over. Exposed brickwork, chrome heated towel rail. Back to wall WC,  ceramic bowl with chrome mixer tap over.

**Externally** - Allocated parking space included. Lift servicing all floors.

**Additional Information** - Service charges - £264 per month including buildings insurance

Lease - 999 years from 2002

Ground rent - £150 per annum

Council Tax Band D

**Agents Note** - To be able to purchase a property in the United Kingdom all agents have a legal requirement to conduct Identity checks on all customers involved in the transaction to fulfil their obligations under Anti Money Laundering regulations. We outsource this check to a third party and a charge will apply. Ask the branch for further details.

## Property Photos

- ![Photo](/listings/photos/89570994/674022)
- ![Photo](/listings/photos/89570994/674024)
- ![Photo](/listings/photos/89570994/674026)
- ![Photo](/listings/photos/89570994/674029)
- ![Photo](/listings/photos/89570994/674031)
- ![Photo](/listings/photos/89570994/674032)
- ![Photo](/listings/photos/89570994/674035)
- ![Photo](/listings/photos/89570994/674037)
- ![Photo](/listings/photos/89570994/674039)
- ![Photo](/listings/photos/89570994/674041)
- ![Photo](/listings/photos/89570994/674043)
- ![Photo](/listings/photos/89570994/674044)
- ![Photo](/listings/photos/89570994/674047)
- ![Photo](/listings/photos/89570994/674048)
- ![Photo](/listings/photos/89570994/674050)
- ![Photo](/listings/photos/89570994/674051)
- ![Photo](/listings/photos/89570994/674053)

## Floorplans

- ![Floorplan 1](/listings/photos/89570994/674054) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/89570994/674055) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WORSLEY MILL, 10 APARTMENT 56 BLANTYRE STREET, MANCHESTER, GREATER MANCHESTER, M15 4LG | £236,000 | 21/06/2021 | Flat |
| WORSLEY MILL, 10 APARTMENT 56 BLANTYRE STREET, MANCHESTER, GREATER MANCHESTER, M15 4LG | £215,000 | 21/10/2016 | Flat |
| WORSLEY MILL, 10 APARTMENT 56 BLANTYRE STREET, MANCHESTER, GREATER MANCHESTER, M15 4LG | £165,000 | 20/01/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WHITWORTH, 39 FLAT 203 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4BH | £204,000 | 14/01/2026 | Flat |
| 1 APARTMENT 1136 KELSO PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LE | £210,000 | 09/01/2026 | Flat |
| TIMBER WHARF, 32 APARTMENT 226 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NX | £188,000 | 08/01/2026 | Flat |
| THE BOX WORKS, 4 APARTMENT 410 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU | £230,000 | 15/12/2025 | Flat |
| 42 APARTMENT 214 ELLESMERE STREET, MANCHESTER, GREATER MANCHESTER, M15 4FY | £110,000 | 12/12/2025 | Flat |
| THE BOX WORKS, 4 APARTMENT 202 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU | £266,250 | 28/11/2025 | Flat |
| TIMBER WHARF, 32 APARTMENT 415 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY | £250,000 | 24/11/2025 | Flat |
| 3 APARTMENT 406 BURTON PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LR | £170,000 | 30/10/2025 | Flat |
| THE BOX WORKS, 4 APARTMENT 302 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU | £250,000 | 10/10/2025 | Flat |
| 3 APARTMENT 201 BURTON PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LR | £130,000 | 31/07/2025 | Flat |
| BRIDGEWATER HOUSE, 7 FLAT 14 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW | £195,000 | 11/07/2025 | Flat |
| 1A FLAT 706 SPINNERS WAY, MANCHESTER, GREATER MANCHESTER, M15 4UY | £202,000 | 07/07/2025 | Flat |
| TIMBER WHARF, 32 APARTMENT 511 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY | £285,000 | 17/06/2025 | Flat |
| IRWELL HOUSE, 13 FLAT 8 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW | £297,000 | 06/06/2025 | Flat |
| TIMBER WHARF, 32 APARTMENT 515 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY | £190,000 | 17/04/2025 | Flat |
| GOODWIN BUILDING, 41 FLAT 604 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4NU | £238,000 | 09/01/2025 | Flat |
| TIMBER WHARF, 32 APARTMENT 718 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NZ | £340,000 | 09/08/2024 | Flat |
| IRWELL HOUSE, 13 FLAT 14 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW | £264,000 | 08/12/2023 | Flat |
| GOODWIN BUILDING, 41 FLAT 713 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4NU | £322,000 | 22/11/2023 | Flat |
| ROCHDALE HOUSE, 19 FLAT 16 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SX | £185,000 | 17/11/2023 | Flat |

**Area average:** £226,313 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £241,248 (71 Flat, M15, 2024–2026)
- **Deviation:** -4.7%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,214/mo
- **Realistic:** £1,349/mo
- **Optimistic:** £1,484/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Richmond & Hambleton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Elizabeth Tower, M15 | £2,200/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Chester Road, M15 | £2,200/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Manchester, M15 | £2,400/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Silvercroft Street, M15 | £1,900/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Port St, M1 | £1,850/mo | 2 | 0.19 miles | OpenRent |

**Average rent: £2,110/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.96% (okay)
- **Max investor price (0.8%):** £275,000
- **Target investor price (1%):** £220,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,200/mo).*

- **Gross yield:** 11.5%
- **Cost-to-rent:** 8.7×
- **Monthly cashflow:** £1,049/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 18.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,594/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -28.3%
- **10y growth:** 28.9%

## House Price Index (HM Land Registry)

*Official index for Manchester; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 9.1%
- **10y growth (index):** 58.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17

/ 17

Property details

Tenure

LEASEHOLD

Floor area

64 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£236,000 Jun 2021

Price per m²

£3,594/m²

Local average

£241,248 (-4.7%)

Deprivation

Decile 6 (17,378 of 33,755)

Street crime

5 incidents within 1 mile (Apr 2026)

Key features

Two Bedroom Apartment
Third Floor
En-Suite & Bathroom
Secure Parking Space
No Onward Chain
Lifts to All Floors
Character Features
EWS1 Available
Duplex
Prime Location

Additional details

Electricity: Mains supply
Broadband: Cable
Water: Mains supply
Sewerage: Mains supply
Heating: Electric
Parking: Covered, Allocated
Listed property: Yes
Restrictions: Yes
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Jordan Fishwick are pleased to offer for sale this third floor duplex apartment which oozes character from top to bottom! It is housed in a grade II listed building situated in the heart of Castlefield, boasting a wealth of original features such as exposed brickwork, wooden beams and double height ceilings throughout this apartment is perfect for those seeking charm and character. EWS1 IN PLACE. NO ONWARD CHAIN.
Located on Blantyre Street, Worsley Mill is the perfect location to enjoy the wonderful Canal walk path, bars and restaurants Castlefield has to offer such as The Wharf, Barca Bar, Albert Shed, and Dukes 92. The location is conveniently located within a small walking distance from 2 tram stops, a train station, Manchester City Centre and Spinningfields.
The downstairs comprises of entrance hallway with spiral staircase, stylish white bathroom suite, open plan living area with a modern kitchen. There is also a double bedroom. Upstairs comprises of spacious mezzanine master bedroom with en suite shower room. This apartment comes with a secure allocated underground parking space. Viewing is strongly recommended!

Entrance Hallway - Laminate Flooring, storage cupboard, video entry intercom system. Spiral staircase to mezzanine level. Door to bedroom two and living area.

Living Room - 2.7m x 7.7m - Stunning open plan living and kitchen area with continuation of laminate flooring, vaulted ceilings, exposed beams and brickwork. Velux skylight. Double glazed window to side elevation. Television and telephone connection points. Open through to kitchen

Kitchen - Modern fully fitted kitchen with range of matching white gloss base and eye level units and complimentary roll top work surfaces over. Space for fridge/freezer, integrated electric oven, ceramic hob and stainless steel extractor hood. Stainless steel sink and circular sink. Laminate flooring

Bedroom Two - 4.2m x 2.5m - Fitted carpet, double glazed window to side elevation. Exposed brickwork, Iron beam and vaulted ceiling. Wall mounted electric heater.

Bathroom - Newly tiled white bathroom suite with curved panel bath with mixer shower rover and glass screen. Modern heated towel rail (programmable by App on phone). Back to wall WC, pedestal sink with mixer tap over. Partially tiled.

Master Bedroom - 4.5m x 5.3m - Fitted carpet, Exposed brickwork, Iron beam and vaulted ceiling. Wall mounted electric heater. Door to Ensuite

Ensuite - Corner shower unit with mixer shower over. Exposed brickwork, chrome heated towel rail. Back to wall WC, ceramic bowl with chrome mixer tap over.

Externally - Allocated parking space included. Lift servicing all floors.

Additional Information - Service charges - £264 per month including buildings insurance
Lease - 999 years from 2002
Ground rent - £150 per annum
Council Tax Band D

Agents Note - To be able to purchase a property in the United Kingdom all agents have a legal requirement to conduct Identity checks on all customers involved in the transaction to fulfil their obligations under Anti Money Laundering regulations. We outsource this check to a third party and a charge will apply. Ask the branch for further details.

Listed by

Manchester

Jordan Fishwick

Reference: 89570994

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: C

Inspection date: 17/08/2020

Expiry date: 16/08/2030

Current heating cost: £1,480/year

Potential heating cost: £384/year

Est. upgrade cost to C: £12,600

EPC F or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
High heat retention storage heaters (£1,200 - £1,800)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

43% since 2012

Event	Date	Price	% change
Listed for sale	—	£230,000	-2.5%
Sold	21/06/2021 (4 years ago)	£236,000	+9.8%
Sold	21/10/2016 (9 years ago)	£215,000	+30.3%
Sold	20/01/2012 (14 years ago)	£165,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
WHITWORTH, 39 FLAT 203 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4BH	£204,000	14/01/2026	Flat
1 APARTMENT 1136 KELSO PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LE	£210,000	09/01/2026	Flat
TIMBER WHARF, 32 APARTMENT 226 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NX	£188,000	08/01/2026	Flat
THE BOX WORKS, 4 APARTMENT 410 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU	£230,000	15/12/2025	Flat
42 APARTMENT 214 ELLESMERE STREET, MANCHESTER, GREATER MANCHESTER, M15 4FY	£110,000	12/12/2025	Flat
THE BOX WORKS, 4 APARTMENT 202 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU	£266,250	28/11/2025	Flat
TIMBER WHARF, 32 APARTMENT 415 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY	£250,000	24/11/2025	Flat
3 APARTMENT 406 BURTON PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LR	£170,000	30/10/2025	Flat
THE BOX WORKS, 4 APARTMENT 302 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NU	£250,000	10/10/2025	Flat
3 APARTMENT 201 BURTON PLACE, MANCHESTER, GREATER MANCHESTER, M15 4LR	£130,000	31/07/2025	Flat
BRIDGEWATER HOUSE, 7 FLAT 14 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW	£195,000	11/07/2025	Flat
1A FLAT 706 SPINNERS WAY, MANCHESTER, GREATER MANCHESTER, M15 4UY	£202,000	07/07/2025	Flat
TIMBER WHARF, 32 APARTMENT 511 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY	£285,000	17/06/2025	Flat
IRWELL HOUSE, 13 FLAT 8 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW	£297,000	06/06/2025	Flat
TIMBER WHARF, 32 APARTMENT 515 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NY	£190,000	17/04/2025	Flat
GOODWIN BUILDING, 41 FLAT 604 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4NU	£238,000	09/01/2025	Flat
TIMBER WHARF, 32 APARTMENT 718 WORSLEY STREET, MANCHESTER, GREATER MANCHESTER, M15 4NZ	£340,000	09/08/2024	Flat
IRWELL HOUSE, 13 FLAT 14 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SW	£264,000	08/12/2023	Flat
GOODWIN BUILDING, 41 FLAT 713 POTATO WHARF, MANCHESTER, GREATER MANCHESTER, M3 4NU	£322,000	22/11/2023	Flat
ROCHDALE HOUSE, 19 FLAT 16 SLATE WHARF, MANCHESTER, GREATER MANCHESTER, M15 4SX	£185,000	17/11/2023	Flat

Area average: £226,313 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -28.3%

10y growth 28.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Manchester. Series: Flats and maisonettes. As of March 2026.

1y (index) -1.4%

5y (index) 9.1%

10y (index) 58.9%

Rental Range

Estimated market rent for Manchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,214/mo

Realistic £1,349/mo

Optimistic £1,484/mo

Based on Local Authority from postcode lookup → Manchester.

LHA (30th percentile) floor for Richmond & Hambleton: £549/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View M15 4LG

Address

Blantyre Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Shop	Freedom Vision	0.1 miles
Bus stop	Chorlton Road/Chester Road	0.2 miles
Bus stop	Regent Road/Water Street	0.2 miles
Train station	Deansgate	0.4 miles
Train station	Salford Central	0.7 miles
University	Manchester School of Art	0.9 miles
University	University of Law	1.0 miles
Hospital	Salford Gastric Bypass Surgery	1.7 miles
Hospital	The Ailsa Craig Medical Practise	2.5 miles

Street-level crime

Category	Count
Violence and sexual offences	3
Other crime	1
Other theft	1
Total incidents	5

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Wilfrid's RC Primary School	Primary	0.4 miles	Good — 25 Jun 2023
St Philip's CofE Primary School	Primary	0.6 miles	Good — 19 Oct 2023
Old Trafford Community Academy	Primary	0.6 miles	— (Inspected (no overall grade))
St Philip's Church of England Primary School	Primary	0.7 miles	Good — 5 Feb 2014
Rolls Crescent Primary School	Primary	0.7 miles	Good — 20 May 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Elizabeth Tower, M15	£2,200/mo	2	0.17 miles	OpenRent
2 Bed Flat, Chester Road, M15	£2,200/mo	2	0.17 miles	OpenRent
2 Bed Flat, Manchester, M15	£2,400/mo	2	0.17 miles	OpenRent
2 Bed Flat, Silvercroft Street, M15	£1,900/mo	2	0.19 miles	OpenRent
2 Bed Flat, Port St, M1	£1,850/mo	2	0.19 miles	OpenRent

Average rent: £2,110/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.96%

Max investor price (0.8%) £275,000

Target investor price (1%) £220,000

Gross yield 11.5%

Cost-to-rent ratio 8.7×

Monthly cashflow £1,049/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 18.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).