# 3 bedroom detached house for sale (PE28 5WS) ## Property Details | Key | Value | |-----|-------| | Address | Ginns Way, Sawtry PE28, PE28 5WS | | Price | £127,750 | | Bedrooms | 3 | | Last sold | £407,000 | ## Description We are working with Bovis Homes to offer three bedroom houses for shared ownership in Sawtry. Sawtry is 11 miles north of Huntingdon and 15 miles south of Peterborough and 17 miles from St Neots.  Trains run from Huntingdon and Peterborough, to London Kings Cross and London St Pancras taking approximately one hour. Sawtry is a bustling village with Post Office, butcher's, newsagents,  vets, chemist, and hair and beauty services. Queensgate Shopping Centre in Peterborough has more than 100 stores and the City Market  Accommodation comprises, entrance hall with fitted dining kitchen with integral appliances, utility room and cloakroom/wc, lounge. First floor accommodation master bedroom with ensuite, two further bedrooms and bathroom/wc. Available Plot - 98 25% Share at £91,750 Rent on unsold share £627.34 50% Share at £182,500 Rent on unsold share £418.22 75% Share at £273,750 Rent on unsold share £209.11 > Other shares can be purchased subject to an affordability assessment. Council Tax TBC - due to these properties being new builds and not being previously occupied the council tax and banding has not yet been set. Service Charge - A service charge will be charged against the property and is paid monthly with your rent payment. The service charge is reviewed on an annual basis on April 1st. This will include Buildings insurance, management and any communal/estate charges that may be covered (if applicable). The service charge displayed is estimated based on the initial assessment of the scheme, please contact the sales consultant for details. Ground Rent - Not applicable Homes England Key Information Document - please refer to our website to read through our key information document for this property. This will include pricing details, eligibility and some lease information. **NEXT STEPS:** 1. For further information, please download our brochure below. 2. TO APPLY NOW, please enquire with Platform Home Ownership and the relevant sales consultant will then send you an application form to complete. 3. Upon receipt of your application, once approved, we will refer you for an affordability assessment to determine the most affordable share for you. 4. Once you have passed the affordability assessment, we will then be in contact to confirm the availability. 5. If there is a suitable property we will then issue out your offer letter and advice on how to pay your £250.00 reservation fee for your new home. **Shared Ownership** is a fantastic opportunity if you're an unable to purchase a home on the open market. It allows you to buy a share in a property on a part buy/part rent basis and pay a subsidised rent on the part that you do not own. Over time, you can purchase more shares in your property - this is known as 'staircasing'. This can be done at any time after initial purchase and it will reduce the amount of rent you pay, as the share of the home that you do not own will have got smaller. We will offer shares between 10-75% of the property value depending on the outcome of the affordability assessment. The higher the share you purchase, the lower your rent will be. You will need to be able to obtain a mortgage for the share you want to purchase unless you have sufficient funds to enable you to purchase a share outright. Deposit amounts will be lower than purchasing a property on the open market also the combined cost of mortgage and rent is often cheaper than privately renting in the area. For more detailed information and your obligations in relation to shared ownership please download our 'Guide to Shared Ownership' **Am I eligible?** Shared Ownership uses the following criteria to help people to get onto the property ladder: - Maximum annual household income of £80,000. - Unable to purchase a home suitable for your needs. **Please visit the Homes England website for further guidance using the Homes England Eligibility Checker.** ***Please note some images are typical and should be used as a guide only** ## Property Photos - ![Photo](/listings/photos/142737656/253874) - ![Photo](/listings/photos/142737656/253875) - ![Photo](/listings/photos/142737656/253877) - ![Photo](/listings/photos/142737656/253878) - ![Photo](/listings/photos/142737656/253880) - ![Photo](/listings/photos/142737656/253882) - ![Photo](/listings/photos/142737656/253884) - ![Photo](/listings/photos/142737656/253887) - ![Photo](/listings/photos/142737656/253889) - ![Photo](/listings/photos/142737656/253892) ## Floorplans - ![Layout](/listings/photos/142737656/253894) - Layout ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | | £407,000 | 01/01/2022 | — | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 71 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £355,000 | 13/02/2026 | Detached | | 117 ROWELL WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WA | £370,000 | 01/12/2025 | Detached | | 6 ELM WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5QQ | £390,000 | 10/11/2025 | Detached | | 10 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £375,000 | 21/03/2025 | Detached | | 10 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £385,000 | 20/12/2024 | Detached | | 10 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £385,000 | 20/12/2024 | Detached | | 11 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £427,500 | 22/11/2024 | Detached | | [Same street] 7 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £297,475 | 21/12/2023 | Detached | | 78 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £351,475 | 20/12/2023 | Detached | | [Same street] 11 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £315,725 | 15/12/2023 | Detached | | [Same street] 9 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £317,550 | 15/12/2023 | Detached | | [Same street] 3 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £275,962 | 30/11/2023 | Detached | | [Same street] 4 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £386,497 | 15/11/2023 | Detached | | 74 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £322,715 | 15/11/2023 | Detached | | [Same street] 1 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £407,000 | 22/12/2022 | Detached | | 77 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £395,000 | 22/12/2022 | Detached | | 81 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £435,000 | 22/12/2022 | Detached | | 71 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £365,000 | 22/12/2022 | Detached | | 83 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £360,000 | 22/12/2022 | Detached | | 73 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £360,000 | 20/12/2022 | Detached | | 75 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £390,000 | 15/12/2022 | Detached | | 69 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £390,000 | 09/12/2022 | Detached | | 70 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £387,500 | 30/11/2022 | Detached | | [Same street] 2 GINNS WAY, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WS | £407,000 | 29/11/2022 | Detached | | 68 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £387,500 | 17/11/2022 | Detached | | 66 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £345,000 | 28/10/2022 | Detached | | 55 PEACOCK DRIVE, SAWTRY, HUNTINGDON, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE28 5WE | £402,500 | 27/09/2022 | Detached | **Street average:** £343,887 (7 sales) **Area average:** £378,960 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £505,598 (92 Detached, PE28, 2024–2026) - **Deviation:** -74.7% ## Rental Range *ONS Price Index of Private Rents (Huntingdonshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £941/mo - **Realistic:** £1,046/mo - **Optimistic:** £1,151/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Huntingdon (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £947/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Detached House, Woollard Walk, PE28 | £1,550/mo | 3 | 0.16 miles | OpenRent | | 3 Bed Bungalow, Deerpark Road, PE28 | £980/mo | 3 | 0.47 miles | OpenRent | | 3 Bed Bungalow, Deerpark Road, PE28 | £980/mo | 3 | 0.47 miles | OpenRent | | 3 Bed Semi-Detached House, Louthe Way, PE28 | £1,250/mo | 3 | 0.58 miles | OpenRent | **Average rent: £1,190/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.87% (okay) - **Max investor price (0.8%):** £139,375 - **Target investor price (1%):** £111,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,115/mo).* - **Gross yield:** 10.5% - **Cost-to-rent:** 9.5× - **Monthly cashflow:** £475/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 6.9% - **10y growth:** 41.5% ## House Price Index (HM Land Registry) *Official index for Huntingdonshire; Detached series; as of March 2026.* - **1y growth (index):** 4.5% - **5y growth (index):** 17.4% - **10y growth (index):** 38.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)