# 2 bedroom semi-detached house for sale (WN8 6QZ) ## Property Details | Key | Value | |-----|-------| | Address | 64 FERNDALE, SKELMERSDALE, LANCASHIRE WN8 6QZ | | Price | £135,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | | Last sold | £131,500 Jun 2024 | ## Description The Property ***IDEAL FIRST TIME BUYER HOME*** Purplebricks are thrilled to welcome to the market this fantastic first time buyer home set in a quiet and very much sought after location. The accommodation is set at the end of a quiet cul de sac and briefly comprises an entrance hall, lounge, dining room and a kitchen completes the ground floor lay out. To the first floor there are two double bedrooms and a family bathroom. Externally the property has large gardens to the front and rear as well as a driveway with ample access for off road parking. There is no chain and viewing is essential to appreciate this one. Book viewings online 24/7. Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing. If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided. ## Property Photos - ![Photo](/listings/photos/139998140/186052) - ![Photo](/listings/photos/139998140/186053) - ![Photo](/listings/photos/139998140/186054) - ![Photo](/listings/photos/139998140/186055) - ![Photo](/listings/photos/139998140/186056) - ![Photo](/listings/photos/139998140/186057) - ![Photo](/listings/photos/139998140/186058) - ![Photo](/listings/photos/139998140/186059) - ![Photo](/listings/photos/139998140/186060) - ![Photo](/listings/photos/139998140/186061) - ![Photo](/listings/photos/139998140/186062) - ![Photo](/listings/photos/139998140/186063) - ![Photo](/listings/photos/139998140/186064) - ![Photo](/listings/photos/139998140/186065) ## Floorplans - ![Floorplan 1](/listings/photos/139998140/186066) - Floorplan 1 ## EPC Graphs - ![epc](/listings/photos/139998140/186067) - epc ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 64 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £131,500 | 25/06/2024 | Semi-detached | | 64 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £115,000 | 19/05/2022 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 42 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £109,000 | 22/06/2023 | Terraced | | 78 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £157,000 | 16/12/2022 | Semi-detached | | 93 FAIRLIE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6RF | £72,000 | 07/10/2022 | Semi-detached | | 20 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £180,000 | 12/08/2022 | Semi-detached | | 65 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £174,995 | 29/07/2022 | Semi-detached | | 71 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QY | £119,000 | 20/07/2022 | Semi-detached | | 75 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached | | 71 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £179,995 | 30/06/2022 | Semi-detached | | 67 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached | | 69 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £164,995 | 30/06/2022 | Semi-detached | | 81 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 30/06/2022 | Semi-detached | | 77 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached | | 79 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £141,995 | 30/06/2022 | Semi-detached | | 93 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £129,995 | 24/06/2022 | Semi-detached | | 51 FELSTEAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QU | £88,000 | 24/06/2022 | Semi-detached | | 91 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 24/06/2022 | Semi-detached | | 87 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 13/06/2022 | Semi-detached | | 89 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £134,995 | 10/06/2022 | Semi-detached | | 2 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £199,995 | 20/05/2022 | Semi-detached | | 105 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £159,995 | 13/05/2022 | Semi-detached | | 101 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £164,995 | 13/05/2022 | Semi-detached | **Street average:** £109,000 (1 sale) **Area average:** £146,896 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £208,344 (53 Semi-detached, WN8, 2024–2026) - **Deviation:** -35.2% ## Rental Range *ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £717/mo - **Realistic:** £797/mo - **Optimistic:** £877/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Bungalow, Elmers Green, WN8 | £1,100/mo | 2 | 0.61 miles | OpenRent | **Average rent: £1,100/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.81% (okay) - **Max investor price (0.8%):** £137,500 - **Target investor price (1%):** £110,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,100/mo).* - **Gross yield:** 9.8% - **Cost-to-rent:** 10.2× - **Monthly cashflow:** £433/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 13.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 41.9% - **10y growth:** 37.8% ## House Price Index (HM Land Registry) *Official index for West Lancashire; Semi-detached series; as of March 2026.* - **1y growth (index):** 5.5% - **5y growth (index):** 26.3% - **10y growth (index):** 47.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)