Sold STC Semi-detached

64 FERNDALE

SKELMERSDALE, LANCASHIRE WN8 6QZ

2 beds 1 baths 700 sq ft Listed 15 Sep 2023 (-1002d)

£135,000

Offers in Region of

Reduced on 19 Nov 2023

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# 2 bedroom semi-detached house for sale (WN8 6QZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 64 FERNDALE, SKELMERSDALE, LANCASHIRE WN8 6QZ |
| Price | £135,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 65 m² |
| Last sold | £131,500 Jun 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/03/2032
- **Current heating cost:** £522/year
- **Est. upgrade cost to C:** £17,100

### Recommendations
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5632-8427-6100-0809-4296)

## Description

The Property

***IDEAL FIRST TIME BUYER HOME*** Purplebricks are thrilled to welcome to the market this fantastic first time buyer home set in a quiet and very much sought after location. The accommodation is set at the end of a quiet cul de sac and briefly comprises an entrance hall, lounge, dining room and a kitchen completes the ground floor lay out. To the first floor there are two double bedrooms and a family bathroom. Externally the property has large gardens to the front and rear as well as a driveway with ample access for off road parking. There is no chain and viewing is essential to appreciate this one. Book viewings online 24/7.

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.

If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/139998140/186066) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/139998140/186067) - epc

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £131,500 | 25/06/2024 | Semi-detached |
| 64 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £115,000 | 19/05/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 42 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ | £109,000 | 22/06/2023 | Terraced |
| 78 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £157,000 | 16/12/2022 | Semi-detached |
| 93 FAIRLIE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6RF | £72,000 | 07/10/2022 | Semi-detached |
| 20 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £180,000 | 12/08/2022 | Semi-detached |
| 65 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £174,995 | 29/07/2022 | Semi-detached |
| 71 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QY | £119,000 | 20/07/2022 | Semi-detached |
| 71 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £179,995 | 30/06/2022 | Semi-detached |
| 67 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached |
| 69 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £164,995 | 30/06/2022 | Semi-detached |
| 81 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 30/06/2022 | Semi-detached |
| 77 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached |
| 79 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £141,995 | 30/06/2022 | Semi-detached |
| 75 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £139,995 | 30/06/2022 | Semi-detached |
| 93 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £129,995 | 24/06/2022 | Semi-detached |
| 51 FELSTEAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QU | £88,000 | 24/06/2022 | Semi-detached |
| 91 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 24/06/2022 | Semi-detached |
| 87 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £149,995 | 13/06/2022 | Semi-detached |
| 89 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £134,995 | 10/06/2022 | Semi-detached |
| 2 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH | £199,995 | 20/05/2022 | Semi-detached |
| 101 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £164,995 | 13/05/2022 | Semi-detached |
| 105 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG | £159,995 | 13/05/2022 | Semi-detached |

**Street average:** £109,000 (1 sale)
**Area average:** £146,896 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £208,344 (53 Semi-detached, WN8, 2024–2026)
- **Deviation:** -35.2%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £717/mo
- **Realistic:** £797/mo
- **Optimistic:** £877/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Elmers Green, WN8 | £1,100/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.81% (okay)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 9.8%
- **Cost-to-rent:** 10.2×
- **Monthly cashflow:** £433/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,077/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 41.9%
- **10y growth:** 37.8%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 26.3%
- **10y growth (index):** 47.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

65 m²

Council tax band

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£131,500 Jun 2024

Price per m²

£2,077/m²

Local average

£208,344 (-35.2%)

Deprivation

Decile 2 (5,721 of 33,755)

Street crime

162 incidents within 1 mile (Apr 2026)

Key features

Two Bedroom Semi Detached Property
Entrance Hall
Lounge & Dining Room
Kitchen
Two Double Bedrooms
First Floor Family Bathroom
Large Front & Rear Gardens
Driveway With Access For Off Road Parking
No Chain
Book Viewings Online 24/7

Additional details

Heating: Gas central
Parking: Driveway
Garden: Private garden

Description

The Property
*IDEAL FIRST TIME BUYER HOME* Purplebricks are thrilled to welcome to the market this fantastic first time buyer home set in a quiet and very much sought after location. The accommodation is set at the end of a quiet cul de sac and briefly comprises an entrance hall, lounge, dining room and a kitchen completes the ground floor lay out. To the first floor there are two double bedrooms and a family bathroom. Externally the property has large gardens to the front and rear as well as a driveway with ample access for off road parking. There is no chain and viewing is essential to appreciate this one. Book viewings online 24/7.

Disclaimer for virtual viewingsSome or all information pertaining to this property may have been provided solely by the vendor, and although we always make every effort to verify the information provided to us, we strongly advise you to make further enquiries before continuing.
If you book a viewing or make an offer on a property that has had its valuation conducted virtually, you are doing so under the knowledge that this information may have been provided solely by the vendor, and that we may not have been able to access the premises to confirm the information or test any equipment. We therefore strongly advise you to make further enquiries before completing your purchase of the property to ensure you are happy with all the information provided.

Listed by

covering Wigan

Purplebricks

Reference: 139998140

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/03/2022

Expiry date: 10/03/2032

Current heating cost: £522/year

Potential heating cost: £424/year

Est. upgrade cost to C: £17,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

epc

Price history

14% since 2022

Event	Date	Price	% change
Sold	25/06/2024 (1 year ago)	£131,500	+14.3%
Sold	19/05/2022 (4 years ago)	£115,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 42 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QZ	£109,000	22/06/2023	Terraced
78 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH	£157,000	16/12/2022	Semi-detached
93 FAIRLIE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6RF	£72,000	07/10/2022	Semi-detached
20 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH	£180,000	12/08/2022	Semi-detached
65 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£174,995	29/07/2022	Semi-detached
71 FERNDALE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QY	£119,000	20/07/2022	Semi-detached
71 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£179,995	30/06/2022	Semi-detached
67 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£139,995	30/06/2022	Semi-detached
69 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£164,995	30/06/2022	Semi-detached
81 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£149,995	30/06/2022	Semi-detached
77 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£139,995	30/06/2022	Semi-detached
79 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£141,995	30/06/2022	Semi-detached
75 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£139,995	30/06/2022	Semi-detached
93 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£129,995	24/06/2022	Semi-detached
51 FELSTEAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6QU	£88,000	24/06/2022	Semi-detached
91 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£149,995	24/06/2022	Semi-detached
87 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£149,995	13/06/2022	Semi-detached
89 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£134,995	10/06/2022	Semi-detached
2 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HH	£199,995	20/05/2022	Semi-detached
101 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£164,995	13/05/2022	Semi-detached
105 FINDON WAY, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6HG	£159,995	13/05/2022	Semi-detached

Street average: £109,000 (1 sale)

Area average: £146,896 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 41.9%

10y growth 37.8%

House Price Index (HM Land Registry — official index, not sold-price averages): West Lancashire. Series: Semi-detached. As of March 2026.

1y (index) 5.5%

5y (index) 26.3%

10y (index) 47.6%

Rental Range

Estimated market rent for West Lancashire. Low = conservative, Realistic = average, Optimistic = best case.

Low £717/mo

Realistic £797/mo

Optimistic £877/mo

Based on Local Authority from postcode lookup → West Lancashire.

LHA (30th percentile) floor for Lancaster: £573/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WN8 6QZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Bus stop	Fairburn	0.1 miles
Shop	Max Spielmann	0.3 miles
Shop	William Hill	0.3 miles
Train station	Upholland	2.3 miles
Train station	Parbold	2.5 miles
University	Edge Hill University	4.1 miles
Hospital	Children's Outpatients Department	4.1 miles
Hospital	Children's A&E	4.2 miles
University	Milton House	4.2 miles

Street-level crime

Category	Count
Violence and sexual offences	71
Criminal damage and arson	24
Anti-social behaviour	19
Public order	13
Other theft	10
Vehicle crime	5
Burglary	4
Other crime	4
Shoplifting	4
Drugs	3
Possession of weapons	3
Robbery	2
Total incidents	162

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Woodland Community Primary School	Primary	0.2 miles	Requires improvement — 9 Sep 2024
St John's Catholic Primary School, Skelmersdale	Primary	0.3 miles	Good — 15 May 2012
Cobbs Brow School	Primary	0.6 miles	Outstanding — 30 Jul 2014
Delph Side Community Primary School	Primary	0.6 miles	— (Inspected (no overall grade))
St James' Catholic Primary School, Skelmersdale	Primary	0.7 miles	Good — 26 Apr 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Bungalow, Elmers Green, WN8	£1,100/mo	2	0.61 miles	OpenRent

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.81%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 9.8%

Cost-to-rent ratio 10.2×

Monthly cashflow £433/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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