# 3 bedroom house for sale (LA14 1BD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 93 GREENGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS LA14 1BD |
| Price | £100,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 97 m² |
| Last sold | £115,000 Dec 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 01/02/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £620/year

### Recommendations
- E (30)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0825-2882-7421-9505-2145)

## Description

**Room Descriptions**

**Ground Floor - Entrance Vestibule**

UPVC frosted glazed entrance door. Housing for electric meter. Glazed door to:

**Hallway**

Single radiator. Glazed door to reception room two. Staircase to first floor.

**Reception Room One**

**3.91m x 3.43m (12'9" x 11'3")**

UPVC double glazed bay window to the front aspect. Coal effect living flame gas fire with brass trim, marble effect back and plinth and dark wood stained surround.

**Reception Room Two**

**3.93m x 3.54m (12'10" x 11'7")**

UPVC double glazed window to the rear aspect. Coal effect living flame gas fire with brass trim, marble effect back and plinth and dark wood stained surround. Telephone point. Under stairs storage cupboard with light. Opaque glazed door to:

**Kitchen**

**3.44m x 2.79m (11'3" x 9'1")**

UPVC double glazed window to the side aspect. Fitted with a range of base and wall units in oak shaker style with brass handles and black speckled granite effect work tops. Built in fridge and freezer. Plumbing for dishwasher. Gas hob and gas oven with separate grill. Double radiator. UPVC frosted glazed external door to the rear yard area.

**First Floor - Landing**

Storage cupboards. Access to the three bedrooms and the bathroom.

**Bedroom One**

**3.94m x 3.92m (12'11" x 12'10")**

(To front of wardrobes)

UPVC double glazed window to the front aspect. Radiator. Built in wardrobes with shelving, drawer pack, hanging space and integral space for TV with aerial point.

**Bedroom Two**

**3.98m x 2.83m (13'0" x 9'3")**

UPVC double glazed window to the rear aspect. Houses the Baxi combination boiler (installed in November 2014). Double radiator.

**Bedroom Three**

**3.28m x 2.79m (10'9" x 9'1")**

UPVC double glazed window to the rear aspect. Double radiator.

**External**

Front - Forecourt giving access to the front door. 

Rear - Yard with wooden latch gate to the rear street. Timber hut.

Access to the outhouse with plumbing for washing machine, water tap, power and light.

## Property Photos

- ![external](/listings/photos/33536286/731243) - external
- ![reception1](/listings/photos/33536286/731257) - reception1
- ![kitchen](/listings/photos/33536286/731261) - kitchen
- ![reception2 (2)](/listings/photos/33536286/731263) - reception2 (2)
- ![reception2](/listings/photos/33536286/731265) - reception2
- ![kitchen2](/listings/photos/33536286/731266) - kitchen2
- ![bedroom1](/listings/photos/33536286/731268) - bedroom1
- ![bedroom1x2](/listings/photos/33536286/731269) - bedroom1x2
- ![bedroom2](/listings/photos/33536286/731272) - bedroom2
- ![bathroom](/listings/photos/33536286/731274) - bathroom
- ![Floor Plan](/listings/photos/33536286/731276) - Floor Plan

## Floorplans

- ![Floor Plan](/listings/photos/33536286/731279) - Floor Plan

## EPC Graphs

- ![EPC full PDF documen](/listings/photos/33536286/731292) - EPC full PDF documen
- ![EPC](/listings/photos/33536286/731294) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #290260
- **Address:** 93 Greengate Street, BARROW-IN-FURNESS, LA14 1BD
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 29/10/2002
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 93 GREENGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 1BD | £115,000 | 04/12/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 113 GREENGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 1BD | £105,000 | 20/03/2023 | Terraced |
| [Same street] 89 GREENGATE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 1BD | £96,000 | 05/12/2022 | Terraced |
| 110 RAWLINSON STREET, BARROW-IN-FURNESS, CUMBRIA, LA14 2DG | £246,000 | 30/06/2021 | Other |

**Street average:** £100,500 (2 sales)
**Area average:** £246,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £338,438 (8 Other, LA14, 2024–2026)
- **Deviation:** -70.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £633/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Cameron Street, LA14 | £3,300/mo | 3 | 0.75 miles | OpenRent |

**Average rent: £3,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 3.3% (strong)
- **Max investor price (0.8%):** £412,500
- **Target investor price (1%):** £330,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,300/mo).*

- **Gross yield:** 39.6%
- **Cost-to-rent:** 2.5×
- **Monthly cashflow:** £2,551/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 105.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,031/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 78.2%
- **10y growth:** 111.6%

## House Price Index (HM Land Registry)

*Official index for North West; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 22%
- **10y growth (index):** 63.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)