# 2 bedroom terraced house for rent (ST4 2RD)

## Property Details

| Key | Value |
|-----|-------|
| Address | Elgin Street, Shelton, Stoke-On-Trent, ST4 2RD |
| Price | £695 pcm |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £33,500 |

## Description

First Months Rent Half Price! Furnished two bedroom terrace within walking distance of Staffordshire University. The property benefits from central heating and double glazing, with accommodation comprising living room, kitchen diner and bathroom at ground floor level, with two bedrooms to the first floor. See the full lettings particulars for fees due and standard terms of letting.

## Property Photos

- ![Photo 11](/listings/photos/89415249/643124) - Photo 11
- ![Photo 2](/listings/photos/89415249/643125) - Photo 2
- ![Photo 11](/listings/photos/89415249/643126) - Photo 11
- ![Photo 8](/listings/photos/89415249/643127) - Photo 8
- ![Photo 3](/listings/photos/89415249/643128) - Photo 3
- ![Photo 4](/listings/photos/89415249/643129) - Photo 4
- ![Photo 7](/listings/photos/89415249/643130) - Photo 7

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/89415249/643131) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
|  | £33,500 | 01/01/2003 | — |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced |
| [Same street] 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced |
| [Same street] 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced |
| 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced |
| [Same street] 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced |
| [Same street] 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced |
| 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced |
| [Same street] 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced |
| 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced |
| [Same street] 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced |
| 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £140,000 | 17/11/2023 | Terraced |
| [Same street] 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £68,000 | 25/10/2023 | Terraced |
| 30 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £50,000 | 12/09/2023 | Terraced |
| 53 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £145,000 | 30/08/2023 | Terraced |
| 55 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £165,000 | 30/08/2023 | Terraced |
| 13 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £138,000 | 11/08/2023 | Terraced |
| [Same street] 32 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 28/07/2023 | Terraced |
| 14 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £118,000 | 28/07/2023 | Terraced |
| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £76,500 | 27/06/2023 | Terraced |
| [Same street] 25 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £95,000 | 03/05/2023 | Semi-detached |
| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| [Same street] 59 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 22/03/2023 | Terraced |
| 37 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £45,000 | 16/03/2023 | Terraced |
| 49 AYNSLEY ROAD, STOKE-ON-TRENT, ST4 2RA | £229,000 | 20/01/2023 | Terraced |
| [Same street] 45 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 04/01/2023 | Terraced |
| 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £140,000 | 21/12/2022 | Terraced |
| [Same street] 72 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £98,000 | 25/11/2022 | Other |
| 42 CAULDON ROAD, STOKE-ON-TRENT, ST4 2ED | £107,000 | 21/11/2022 | Terraced |
| 66 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £125,000 | 16/11/2022 | Terraced |
| 57 BERESFORD STREET, STOKE-ON-TRENT, ST4 2EX | £159,950 | 28/10/2022 | Terraced |
| [Same street] 38 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £81,000 | 10/10/2022 | Terraced |
| 50 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £172,000 | 04/10/2022 | Terraced |
| 36 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £172,000 | 04/10/2022 | Terraced |

**Street average:** £88,617 (15 sales)
**Area average:** £133,023 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -99.4%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Spencer Road, Stoke, ST4](http://87.117.209.195:8080/listings/6b4c851) | £850/mo | 2 | 0.32 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 0.35 miles | Rightmove |
| [Hartshill House, St. Andrews Square, Stoke-On-Trent. ST4 7GD](http://87.117.209.195:8080/listings/930f6c8) | £795/mo | 2 | 0.42 miles | Rightmove |
| [Oxford Street, Penkhull, ST4](http://87.117.209.195:8080/listings/2d5db37) | £750/mo | 2 | 0.48 miles | Rightmove |
| [Quarry Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/11c0e0f) | £800/mo | 2 | 0.53 miles | Rightmove |
| [Westland Street, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6ef42a7) | £750/mo | 2 | 0.58 miles | Rightmove |
| [Victoria House, Scholars Court, Penkhull, Stoke on Trent](http://87.117.209.195:8080/listings/e4f5db5) | £825/mo | 2 | 0.58 miles | Rightmove |
| [Princes Road, Hartshill, ST4](http://87.117.209.195:8080/listings/1757133) | £800/mo | 2 | 0.62 miles | Rightmove |
| [Hartshill Road, Stoke-on-trent](http://87.117.209.195:8080/listings/8468ecd) | £750/mo | 2 | 0.68 miles | Rightmove |
| [Woodhouse Street, Stoke](http://87.117.209.195:8080/listings/9205f07) | £700/mo | 2 | 0.7 miles | Rightmove |
| [Boothen Road, Stoke-on-Trent](http://87.117.209.195:8080/listings/062a021) | £785/mo | 2 | 0.71 miles | Rightmove |
| [Allen Street, Hartshill](http://87.117.209.195:8080/listings/7f56ae7) | £725/mo | 2 | 0.77 miles | Rightmove |
| [Cornwallis street, Stoke](http://87.117.209.195:8080/listings/3dff9ad) | £695/mo | 2 | 0.78 miles | Rightmove |
| [Cornwallis Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/6c6c0ea) | £695/mo | 2 | 0.79 miles | Rightmove |
| [Cornwallis Street, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/c80065a) | £850/mo | 2 | 0.8 miles | Rightmove |
| [Selwyn Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/8856566) | £700/mo | 2 | 0.8 miles | Rightmove |
| [Selwyn Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/c87062e) | £700/mo | 2 | 0.8 miles | Rightmove |
| [Fletcher Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/f7b6ff6) | £775/mo | 2 | 0.84 miles | Rightmove |
| [Hunters Way, Stoke-On-Trent](http://87.117.209.195:8080/listings/1bb7798) | £795/mo | 2 | 0.86 miles | Rightmove |
| [Grice Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/5937469) | £950/mo | 2 | 0.88 miles | Rightmove |

**Average rent: £779/mo (56 listings)**

## 1% Rule

- **Rent ratio:** 109.78% (strong)
- **Max investor price (0.8%):** £95,375
- **Target investor price (1%):** £76,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £763/mo).*

- **Gross yield:** 1317.4%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £659/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3923.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.5%
- **10y growth:** 17.5%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)