Sold STC Cottage

Toll Bar Cottage

CHESTNUT HILL, KESWICK, CUMBERLAND CA12 4LT

2 beds 2 baths 75 m² Listed 31 Mar 2025 (-488d)

£395,000

Guide Price

Reduced on 31 Mar 2025

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Property details

Tenure

FREEHOLD

Floor area

75 m²

Council tax band

E

EPC rating

E

Last sold

£390,000 Jul 2025

Price per m²

£5,267/m²

Local average

£542,217 (-27.2%)

Deprivation

Decile 9 (27,756 of 33,755)

Street crime

25 incidents within 1 mile (May 2026)

Key features

  • Two bedroomed detached cottage
  • No upper chain
  • Dining room, kitchen/utility room, two bathrooms, first floor living room
  • Garage and parking
  • Mature, private gardens
  • Stunning views of surrounding lakeland fells

Additional details

Parking
Yes
Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Brief Résumé
A two-bedroom detached cottage with lovely accommodation which has been sympathetically updated whilst retaining many original features. Mature gardens and stunning views towards the surrounding Lakeland Fells. No upper chain.
Description
Edwin Thompson is delighted to bring to the market this Grade II listed late 18th century toll cottage which is situated on the outskirts of Keswick. The cottage is an attractive and characterful period property with walks nearby. There are outstanding views of Skiddaw and Latrigg from the rear windows and garden, along with glimpses of Bassenthwaite. It is equally suitable for use as a primary residence, second home, or holiday let.
All the facilities of the town are within easy reach with the Moot Hall in the marketplace being 20 minutes on foot. In addition, Castlerigg Stone Circle and Walla Crag are both within easy walking distance of the front door.
The property benefits from central heating throughout, a wood burning stove, and original beams in the upstairs living room.
The accommodation briefly comprises to the ground floor: dining room, two bedrooms (one with en-suite bathroom), separate shower room, kitchen inc. utility area. To the first floor: living room with dual aspect windows and outstanding views to the rear. Central heating is provided by a combi boiler located in the kitchen. The gardens are very private and easily maintained. Single garage and off-street parking for one car.
Early internal inspection is highly recommended and there is no onward chain.
Directions
From our office in St Johns Street, turn right and continue into Ambleside Road, and then continue into Manor Brow. When approaching the junction of Chestnut Hill at the top , Toll Bar Cottage is on your left hand side.
Accommodation:
Ground Floor
Entrance Porch
Double entrance door. Door to:
Inner Vestibule
Leading to:
Dining Room
Two windows to the front. Radiators. Wood burning stove. Wooden flooring. Understairs cupboard. Half-glazed external door to rear garden. Door to Kitchen. Door and steps down to Bedroom One. Steps up and door to Bedroom Two and staircase to first floor.
Kitchen
Two windows. Radiator. Good range of base and drawer units. Worktop. Stainless steel sink. Electric oven. Gas hob. Extractor. Integrated dishwasher. Cupboard housing combi boiler.
Utility Area
Window. Worktop. Space for undercounter fridge. Space and plumbing for washing machine. Door to:
Shower Room
Window. Three-piece suite comprising WC, washbasin, and shower cubicle with electric shower. Heated towel rail. Extractor fan.
Bedroom One
Window. Double bedroom. Radiator. Steps down to:
Lower vestibule
Window. Storage cupboard with radiator. Door to:
En-Suite Bathroom
Window. Three-piece suite comprising WC, washbasin, and bath with electric shower over. Heated towel rail. Extractor fan.
Bedroom Two
Two windows. Double bedroom. Radiator.
First floor
Living Room
Two windows with views. Gas fire with slate hearth. Radiator. Telephone point/Internet access. TV aerial point.
Outside
Attractive private garden on two levels with lovely views. Slate paths, slate patio, mature shrubs/trees, outside tap.
To the front (Manor Brow): slate border in front of house and tarmac drive to garage.
Garage
Light and power. Up and over door to the front. Side door to garden. Parking on drive in front of garage for one car.
Agent’s Note
Fixed appliances included, mobile phone and broadband results not tested by Edwin Thompson Property Services Limited.
The property is currently used by the vendor as a second home and has been successful holiday let in the past. Most of the contents are available by separate negotiation.
Services
Mains water, gas, electricity, and drainage connected. The gas central heating and domestic hot water is fired by the combination boiler located in the Kitchen.
Council Tax
Edwin Thompson is advised by our client and identifies the property to be within “Band E”. The Cumberland Council website quotes the council tax totals for 2025/26 as £3054.37. 
Tenure
Freehold.
Offers
All offers should be made to the Agents, Edwin Thompson LLP
Viewing
Strictly by appointment through the Agents, Edwin Thompson LLP
Ref: K3286804

Listed by

Keswick

Edwin Thompson

Reference: 160023371

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 09/08/2023

Expiry date: 08/08/2033

Current heating cost: £2,677/year

Potential heating cost: £1,075/year

Est. upgrade cost to C: £31,675

Recommendations

  • Flat roof or sloping ceiling insulation (£850 - £1,500)
  • Room-in-roof insulation (£1,500 - £2,700)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Solar water heating (£4,000 - £6,000)
  • Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

Floorplan 2

Floorplan 2

EPC Graphs

EPC 1

EPC 1

EPC 2

EPC 2

Price history

Event Date Price % change
Sold 14/07/2025 (1 year ago) £390,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
BEECH TREES LONSTIES, KESWICK, CUMBERLAND, CA12 4TD £676,600 12/12/2025 Detached
WALKLANDS LONSTIES, KESWICK, CUMBERLAND, CA12 4TD £815,000 26/10/2023 Detached
CLOUD END LONSTIES, KESWICK, ALLERDALE, CUMBRIA, CA12 4TD £877,250 24/09/2021 Detached
HAZELWOOD CHESTNUT HILL, KESWICK, ALLERDALE, CUMBRIA, CA12 4LR £750,000 20/08/2021 Detached

Area average: £779,713 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -46.9%
10y growth 31.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of April 2026.

1y (index) 5.5%
5y (index) 24.2%
10y (index) 53.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo
Realistic £961/mo
Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Address

Manor Brow

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Manor Brow 0.1 miles
Bus stop Lonsties 0.1 miles
Shop Spar 0.4 miles
Shop Keswick Garden Machinery 0.5 miles
Hospital Mary Hewetson Cottage Hospital 1.0 miles
Train station Threlkeld Quarry 3.1 miles
Train station Threlkeld Quarry Station 3.1 miles
Hospital Cockermouth Community Hospital 10.7 miles

Street-level crime

Category Count
Violence and sexual offences 8
Public order 4
Vehicle crime 4
Criminal damage and arson 3
Anti-social behaviour 2
Bicycle theft 2
Other crime 1
Other theft 1
Total incidents 25

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
St Herbert's CofE (VA) Primary and Nursery School Primary 0.3 miles Good — 25 Mar 2024
Keswick School Secondary 1.3 miles Outstanding — 9 Jun 2024
Braithwaite CofE Primary School Primary 2.9 miles Good — 25 Mar 2024
Threlkeld CofE Primary School Primary 2.9 miles (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Maisonette, Mountain View, CA12 £1,200/mo 2 0.33 miles OpenRent
2 Bed Flat, Castlehead Close, CA12 £840/mo 2 0.55 miles OpenRent
2 Bed Flat, Castlehead Close, CA12 £1,000/mo 2 0.57 miles OpenRent
2 Bed Flat, Ambleside Road, CA12 £900/mo 2 0.6 miles OpenRent
2 Bed Flat, Stanger Street, CA12 £975/mo 2 0.82 miles OpenRent

Average rent: £983/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.25%
Max investor price (0.8%) £121,875
Target investor price (1%) £97,500
Gross yield 3%
Cost-to-rent ratio 33.8×
Monthly cashflow £-703/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -7.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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