# 3 bedroom semi-detached house for sale (GL51 3HJ) ## Property Details | Key | Value | |-----|-------| | Address | 20 OXFORD WAY, CHELTENHAM, GLOUCESTERSHIRE GL51 3HJ | | Price | £379,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Last sold | £370,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 21/08/2035 - **Current heating cost:** £1,109/year - **Est. upgrade cost to C:** £16,500 ### Recommendations - W1 (£5,000 - £10,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5214-3075-9102-0328-2702) ## Description A traditional bay fronted family house, offering generous and versatile living space in this sought after location. The accommodation, which is now in need of some updating, includes a reception hall, living room with feature fireplace, dining room which is open to the kitchen and family room, conservatory, and a downstairs cloakroom/utility area. Upstairs, there are 3 bedrooms, a bathroom, and a loft room which is accessed via a loft ladder. Outside, there is a driveway, a lovely mature landscaped rear garden, workshop/store room (formally the garage), and a garden room. The property further benefits from gas central heating, double glazing, and is offered for sale with no onward chain. **Further Information:** **Local Authority** Cheltenham Borough Council. **Tax Band** D. **Electricity** Mains. **Water** Mains. **Sewerage** Mains. **Heating** Gas Central Heating. **Broadband** Connected to the property. Purchasers should carry out their own investigations regarding the suitability of these services. Warden Hill is a neighbourhood on the southwest outskirts of Cheltenham. Lying between Leckhampton and Hatherley, the area is characterised by post war property in quiet residential streets. There are local schools, shops, services, and the busier retail centres of Bath Road and Cheltenham town centre are within easy reach. The nearest primary school is Warden Hill Primary School and the nearest secondary is Bournside. ## Property Photos - ![Photo](/listings/photos/166328909/1124022) - ![Photo](/listings/photos/166328909/1124023) - ![Photo](/listings/photos/166328909/1124024) - ![Photo](/listings/photos/166328909/1124025) - ![Photo](/listings/photos/166328909/1124026) - ![Photo](/listings/photos/166328909/1124027) - ![Photo](/listings/photos/166328909/1124028) - ![Photo](/listings/photos/166328909/1124029) - ![Photo](/listings/photos/166328909/1124030) - ![Photo](/listings/photos/166328909/1124031) - ![Photo](/listings/photos/166328909/1124032) - ![Photo](/listings/photos/166328909/1124033) - ![Photo](/listings/photos/166328909/1124034) - ![Photo](/listings/photos/166328909/1124035) - ![Photo](/listings/photos/166328909/1124036) - ![Photo](/listings/photos/166328909/1124037) - ![Photo](/listings/photos/166328909/1124038) - ![Photo](/listings/photos/166328909/1124039) ## Floorplans - ![Floorplan 1](/listings/photos/166328909/1124040) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/166328909/1124041) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #8383463 - **Address:** 20 Oxford Way, CHELTENHAM, GL51 3HJ - **Certificate Issued:** 19/09/2011 - **Work Completed:** 24/08/2011 - **Items:** 3 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 20 OXFORD WAY, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HJ | £370,000 | 12/02/2026 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 91 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HN | £315,000 | 11/12/2025 | Semi-detached | | 15 WINCHESTER WAY, CHELTENHAM, GLOUCESTERSHIRE, GL51 3EZ | £450,000 | 28/11/2025 | Semi-detached | | 19 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ | £315,000 | 24/11/2023 | Semi-detached | | 10 LICHFIELD DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DH | £420,000 | 23/10/2023 | Semi-detached | | 21 LINCOLN AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DD | £260,000 | 18/10/2023 | Semi-detached | | 143 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DG | £415,000 | 16/10/2023 | Semi-detached | | 32 NORWICH DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HE | £270,000 | 02/10/2023 | Semi-detached | | 31 WELLS CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BX | £278,000 | 31/08/2023 | Semi-detached | | 27 DURHAM CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DF | £290,000 | 30/06/2023 | Semi-detached | | 35 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ | £310,000 | 26/05/2023 | Semi-detached | | 126 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BY | £363,000 | 22/05/2023 | Semi-detached | | 13 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ | £300,000 | 15/05/2023 | Semi-detached | | 30A CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HG | £181,000 | 20/12/2022 | Semi-detached | | 104 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HF | £350,000 | 25/11/2022 | Semi-detached | | 98 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HF | £385,000 | 25/11/2022 | Semi-detached | | 8 NORWICH DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HE | £430,000 | 04/11/2022 | Semi-detached | | 94 FARMFIELD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3RA | £410,000 | 04/11/2022 | Semi-detached | | 50 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BU | £290,000 | 28/10/2022 | Semi-detached | | 16 ST DAVIDS CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HL | £370,000 | 06/10/2022 | Semi-detached | | 52 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BU | £350,000 | 16/09/2022 | Semi-detached | **Area average:** £337,600 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £329,281 (78 Semi-detached, GL51, 2024–2026) - **Deviation:** +15.4% ## Rental Range *ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,124/mo - **Realistic:** £1,249/mo - **Optimistic:** £1,374/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £997/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Bakehouse Lane, GL50 | £2,250/mo | 3 | 0.76 miles | OpenRent | **Average rent: £2,250/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.59% (weak for cashflow) - **Max investor price (0.8%):** £281,250 - **Target investor price (1%):** £225,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £2,250/mo).* - **Gross yield:** 7.1% - **Cost-to-rent:** 14.1× - **Monthly cashflow:** £504/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 5.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,042/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 14% - **10y growth:** 33.4% ## House Price Index (HM Land Registry) *Official index for Cheltenham; Semi-detached series; as of April 2026.* - **1y growth (index):** 6.5% - **5y growth (index):** 21.9% - **10y growth (index):** 49.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)