Sold STC Semi-detached

20 OXFORD WAY

CHELTENHAM, GLOUCESTERSHIRE GL51 3HJ

3 beds 1 baths 94 m² Listed 28 Aug 2025 (-328d)

£379,950

Reduced on 24 Oct 2025

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Property details

Tenure

FREEHOLD

Floor area

94 m²

Council tax band

D

EPC rating

D

Last sold

£370,000 Feb 2026

Price per m²

£4,042/m²

Local average

£329,281 (+15.4%)

Deprivation

Decile 10 (31,639 of 33,755)

Street crime

1 incident within 1 mile (May 2026)

Key features

  • NO ONWARD CHAIN
  • reception hall
  • living room
  • dining room
  • family room
  • conservatory
  • cloakroom
  • 3 bedrooms
  • bathroom
  • loft room

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
Driveway
Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

A traditional bay fronted family house, offering generous and versatile living space in this sought after location. The accommodation, which is now in need of some updating, includes a reception hall, living room with feature fireplace, dining room which is open to the kitchen and family room, conservatory, and a downstairs cloakroom/utility area. Upstairs, there are 3 bedrooms, a bathroom, and a loft room which is accessed via a loft ladder. Outside, there is a driveway, a lovely mature landscaped rear garden, workshop/store room (formally the garage), and a garden room. The property further benefits from gas central heating, double glazing, and is offered for sale with no onward chain.

Further Information:
Local Authority Cheltenham Borough Council. Tax Band D. Electricity Mains. Water Mains. Sewerage Mains. Heating Gas Central Heating. Broadband Connected to the property. Purchasers should carry out their own investigations regarding the suitability of these services.
Warden Hill is a neighbourhood on the southwest outskirts of Cheltenham. Lying between Leckhampton and Hatherley, the area is characterised by post war property in quiet residential streets. There are local schools, shops, services, and the busier retail centres of Bath Road and Cheltenham town centre are within easy reach. The nearest primary school is Warden Hill Primary School and the nearest secondary is Bournside.

Listed by

Cheltenham

Nick Griffith Estate Agents

Reference: 166328909

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 22/08/2025

Expiry date: 21/08/2035

Current heating cost: £1,109/year

Potential heating cost: £1,040/year

Est. upgrade cost to C: £16,500

Recommendations

  • Floor insulation (suspended floor) (£5,000 - £10,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8383463

Property Details

Street: 20 Oxford Way

Town: CHELTENHAM

Postcode: GL51 3HJ

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 19/09/2011

Work Completed: 24/08/2011

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 12/02/2026 (5 months ago) £370,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
91 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HN £315,000 11/12/2025 Semi-detached
15 WINCHESTER WAY, CHELTENHAM, GLOUCESTERSHIRE, GL51 3EZ £450,000 28/11/2025 Semi-detached
19 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ £315,000 24/11/2023 Semi-detached
10 LICHFIELD DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DH £420,000 23/10/2023 Semi-detached
21 LINCOLN AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DD £260,000 18/10/2023 Semi-detached
143 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DG £415,000 16/10/2023 Semi-detached
32 NORWICH DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HE £270,000 02/10/2023 Semi-detached
31 WELLS CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BX £278,000 31/08/2023 Semi-detached
27 DURHAM CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3DF £290,000 30/06/2023 Semi-detached
35 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ £310,000 26/05/2023 Semi-detached
126 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BY £363,000 22/05/2023 Semi-detached
13 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HQ £300,000 15/05/2023 Semi-detached
30A CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HG £181,000 20/12/2022 Semi-detached
104 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HF £350,000 25/11/2022 Semi-detached
98 CANTERBURY WALK, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HF £385,000 25/11/2022 Semi-detached
8 NORWICH DRIVE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HE £430,000 04/11/2022 Semi-detached
94 FARMFIELD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL51 3RA £410,000 04/11/2022 Semi-detached
50 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BU £290,000 28/10/2022 Semi-detached
16 ST DAVIDS CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3HL £370,000 06/10/2022 Semi-detached
52 SALISBURY AVENUE, CHELTENHAM, GLOUCESTERSHIRE, GL51 3BU £350,000 16/09/2022 Semi-detached

Area average: £337,600 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14%
10y growth 33.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheltenham. Series: Semi-detached. As of April 2026.

1y (index) 6.5%
5y (index) 21.9%
10y (index) 49.1%

Rental Range

Estimated market rent for Cheltenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,124/mo
Realistic £1,249/mo
Optimistic £1,374/mo

Based on Local Authority from postcode lookup → Cheltenham.

LHA (30th percentile) floor for Cheltenham: £997/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop The Lounge 0.1 miles
Shop Kate's Barber Shop 0.1 miles
Bus stop St Christophers Church 0.1 miles
Bus stop Local Shops 0.1 miles
Train station Cheltenham Spa 0.9 miles
Hospital NHS Records Office 1.5 miles
Hospital Gloucestershire Managed Services Headquarters 1.5 miles
University Francis Close Hall 1.8 miles
University Pittville Student Village 2.6 miles
Train station Cheltenham Racecourse 3.2 miles

Street-level crime

Category Count
Violence and sexual offences 1
Total incidents 1

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Warden Hill Primary School Primary 0.2 miles Good — 15 Jan 2023
Cheltenham Bournside School and Sixth Form Centre Secondary 0.2 miles Good — 27 Nov 2022
Belmont School Other 0.3 miles Outstanding — 14 Jan 2015
Bettridge School Other 0.3 miles Good — 27 Feb 2017
St James' Church of England Primary School Primary 0.3 miles Good — 16 Nov 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Semi-Detached House, Bakehouse Lane, GL50 £2,250/mo 3 0.76 miles OpenRent

Average rent: £2,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.59%
Max investor price (0.8%) £281,250
Target investor price (1%) £225,000
Gross yield 7.1%
Cost-to-rent ratio 14.1×
Monthly cashflow £504/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 5.5%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).