# 3 bedroom cottage for sale (DE4 2DA) ## Property Details | Key | Value | |-----|-------| | Address | MOORFIELD HOUSE, MOOR LANE, MATLOCK, ELTON, DERBYSHIRE DE4 2DA | | Price | £389,995 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | D | | Construction age | England and Wales: before 1900 | | Floor area | 88 m² | | Last sold | £347,500 Feb 2021 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Current heating cost:** £1,037/year - **Est. upgrade cost to C:** £23,500 ### Recommendations - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8280-7428-7410-1170-5296) ## Description Grants of Derbyshire are delighted to offer For Sale this delightful, stone built, character cottage located just off the centre of this popular village of Elton.  This home has been sensitively updated by the current vendor whilst retaining a wealth of original features. The home benefits from gas central heating. The accommodation comprises; entrance porch, hallway, sitting room, dining room, kitchen and utility/WC. On the first floor we have three bedrooms and a family bathroom. Outside there is an enclosed foregarden with a well stocked cottage garden to the side enjoying a high level of privacy. Directly opposite the home there is off street parking for one car and a discreet location for storage of refuse bins and a timber shed. The current owner has replaced the windows and external doors throughout the property. Viewing Highly Recommended. Virtual Tour Available. ## Property Photos - ![The Location](/listings/photos/87867348/305446) - The Location - ![Dining Room](/listings/photos/87867348/305447) - Dining Room - ![Kitchen](/listings/photos/87867348/305448) - Kitchen - ![Photo](/listings/photos/87867348/305449) - ![Entrance Hall](/listings/photos/87867348/305450) - Entrance Hall - ![Sitting Room](/listings/photos/87867348/305451) - Sitting Room - ![Sitting Room](/listings/photos/87867348/305452) - Sitting Room - ![Sitting Room](/listings/photos/87867348/305453) - Sitting Room - ![Dining Room](/listings/photos/87867348/305454) - Dining Room - ![Dining Room](/listings/photos/87867348/305455) - Dining Room - ![Dining Room](/listings/photos/87867348/305456) - Dining Room - ![Kitchen](/listings/photos/87867348/305457) - Kitchen - ![Kitchen](/listings/photos/87867348/305458) - Kitchen - ![Kitchen](/listings/photos/87867348/305459) - Kitchen - ![Utility & WC](/listings/photos/87867348/305460) - Utility & WC - ![Bedroom Three](/listings/photos/87867348/305461) - Bedroom Three - ![Bedroom Three](/listings/photos/87867348/305462) - Bedroom Three - ![Family Bathroom](/listings/photos/87867348/305463) - Family Bathroom - ![Family Bathroom](/listings/photos/87867348/305464) - Family Bathroom - ![Bedroom Two](/listings/photos/87867348/305465) - Bedroom Two - ![Bedroom Two](/listings/photos/87867348/305466) - Bedroom Two - ![Bedroom One](/listings/photos/87867348/305467) - Bedroom One - ![Bedroom One](/listings/photos/87867348/305468) - Bedroom One - ![Bedroom One](/listings/photos/87867348/305469) - Bedroom One - ![Outside](/listings/photos/87867348/305470) - Outside - ![Outside](/listings/photos/87867348/305471) - Outside - ![Outside](/listings/photos/87867348/305472) - Outside - ![Outside](/listings/photos/87867348/305473) - Outside - ![The Location](/listings/photos/87867348/305474) - The Location ## Floorplans - ![All](/listings/photos/87867348/305475) - All - ![Ground Floor](/listings/photos/87867348/305476) - Ground Floor - ![First Floor](/listings/photos/87867348/305477) - First Floor ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | MOORFIELD HOUSE MOOR LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DA | £347,500 | 12/02/2021 | Detached | | MOORFIELD HOUSE MOOR LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DA | £250,000 | 03/08/2005 | Detached | | MOORFIELD HOUSE MOOR LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DA | £110,500 | 04/09/2002 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | THE COTTAGE BACK LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DB | £150,000 | 24/01/2025 | Detached | | [Same street] ROCK COTTAGE 2 MOOR LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DA | £330,000 | 26/08/2022 | Semi-detached | | NEW HOUSE BACK LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DB | £410,000 | 04/05/2022 | Detached | | BLAKELOW HOUSE BACK LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DB | £360,000 | 01/04/2022 | Detached | | IVY COTTAGE IVY LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2BX | £315,000 | 15/12/2021 | Detached | | MERE CLOSE BACK LANE, ELTON, MATLOCK, DERBYSHIRE DALES, DERBYSHIRE, DE4 2DB | £445,000 | 30/09/2021 | Detached | **Street average:** £330,000 (1 sale) **Area average:** £336,000 (5 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £488,382 (47 Detached, DE4, 2024–2026) - **Deviation:** -20.1% ## Rental Range *ONS Price Index of Private Rents (Derbyshire Dales). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £725/mo - **Realistic:** £805/mo - **Optimistic:** £886/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Peaks & Dales (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £693/mo ## 1% Rule - **Rent ratio:** 0.21% (weak for cashflow) - **Max investor price (0.8%):** £100,625 - **Target investor price (1%):** £80,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £4,432/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 35.5% - **10y growth:** 82.3% ## House Price Index (HM Land Registry) *Official index for Derbyshire Dales; Detached series; as of February 2026.* - **1y growth (index):** 3.3% - **5y growth (index):** 20.4% - **10y growth (index):** 44.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)