# 6 bedroom terraced house for rent (ST5 6LJ) ## Property Details | Key | Value | |-----|-------| | Address | 220 HIGH STREET, NEWCASTLE, SILVERDALE, STAFFORDSHIRE ST5 6LJ | | Price | £3,336 pcm | | Bedrooms | 6 | | Bathrooms | 2 | | Council tax | A | | Construction age | England and Wales: 1900-1929 | | Floor area | 186 m² | | Last sold | £72,500 Aug 2002 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 01/03/2030 - **Current heating cost:** £1,821/year - **Est. upgrade cost to C:** £19,500 ### Recommendations - Internal or external wall insulation (£4,000 - £14,000) - Floor insulation (suspended floor) (£800 - £1,200) - Floor insulation (solid floor) (£4,000 - £6,000) - Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500) ## Description Students - Available September Gas, Water, Electricity, Broadband all included, subject to fair usage allowance. A Well presented spacious property over three floors, two reception rooms, well equipped kitchen & utility room, six bedrooms, two bathrooms, separate ground floor WC and fully furnished. Gas central heating & double glazing. Large rear garden. Great location for Keele University and Newcastle Town Centre. Belvoir are pleased to present this lovely terraced property located in Silverdale. The property comprises of the following:- Entrance hallway leads into a very spacious communal lounge that has sofas, a coffeee table and TV and table. There is a wooden feature fire surround with marble back & hearth and inset modern electric fire. Large walk-in bay window. Next down the hallway is the rear reception room, which is also a large room with patio doors overlooking the rear garden. Furniture includes a dining table and chairs. There is also an organ in situ, if anyone wishes to play !! The fully fitted kitchen includes a modern range of wall and base units and drawers in grey and wood effect worktops. There is a large fridge/freezer, oven amd hob with splashback. Integrated dishwasher. Access to the cellar is also from the kitchen, and then into the utility room with a washing machine and tumble dryer, along with further cupboard space. Ground floor WC. Moving up to the first floor, a large bathroom with bath and separate double sized shower, pedestal wash hand basin and WC. There is a second bathroom with separate walk-in shower cubicle pedstal wash hand basin and WC. All bedrooms contain, a bed, mattress, a wardrobe and drawers, desk & chair and bookshelves. On the first floor, bedroom one is a small room to the front of the property, bedroom two is a larger double bedroom also to the front. Bedroom three is a large double to the rear of the property. The seond floor has bedrooms four and five both are good sized rooms with bedroom five having eaves and velux roof windows. the property is fully double glazed and has gas central heating. Externally there is a large garden to the rear. EPC rating "D" Whilst the details listed within this description are believed to be accurate and up to date you should check with the agent that any appliances listed will be present at the start of the let. Where a property is let unfurnished, should an appliance become faulty the landlord may not replace it - excluding cookers & boilers for which the landlord remains responsible. In some instances gas fires may have been disconnected where central heating systems are present. Where a property is advertised inclusive of bills, the bills will be subject to a fair usage allowance, details of this can be provided upon request and application. EPC rating: D. ## Property Photos - ![Photo](/listings/photos/169359353/9353) - ![Photo](/listings/photos/169359353/9355) - ![Photo](/listings/photos/169359353/9356) - ![Photo](/listings/photos/169359353/9358) - ![Photo](/listings/photos/169359353/9360) - ![Photo](/listings/photos/169359353/9362) - ![Photo](/listings/photos/169359353/9363) - ![Photo](/listings/photos/169359353/9365) - ![Photo](/listings/photos/169359353/9366) - ![Photo](/listings/photos/169359353/9368) - ![Photo](/listings/photos/169359353/9371) - ![Photo](/listings/photos/169359353/9374) - ![Photo](/listings/photos/169359353/9377) - ![Photo](/listings/photos/169359353/9381) ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #6839732 - **Address:** 220 High Street, Silverdale, ST5 6LJ - **Certificate Issued:** 21/09/2009 - **Work Completed:** 11/09/2009 - **Items:** 13 window(s), 1 door(s) ### FENSA Certificate #884306 - **Address:** 220 High Street, Silverdale, ST5 6LJ - **Certificate Issued:** 08/08/2003 - **Work Completed:** 06/06/2003 - **Items:** 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 220 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LJ | £72,500 | 29/08/2002 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £145,000 | 20/11/2025 | Terraced | | 34 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £111,000 | 12/05/2025 | Terraced | | 26 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/09/2024 | Terraced | | 4 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £70,000 | 04/09/2024 | Terraced | | 34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB | £175,000 | 01/12/2023 | Terraced | | 47 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £145,000 | 27/10/2023 | Terraced | | 14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS | £50,000 | 10/08/2023 | Terraced | | 27 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £85,500 | 01/08/2023 | Terraced | | 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £128,000 | 26/07/2023 | Terraced | | 18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT | £81,000 | 07/07/2023 | Terraced | | 8 PARK ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LL | £132,000 | 02/06/2023 | Terraced | | 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 02/06/2023 | Terraced | | 49 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £140,000 | 27/03/2023 | Terraced | | 18 SILVERDALE SIDINGS, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JF | £140,000 | 20/03/2023 | Terraced | | 7 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £130,000 | 10/02/2023 | Terraced | | [Same street] 222 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LJ | £142,750 | 09/12/2022 | Semi-detached | | 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 09/11/2022 | Terraced | | 37 KINSEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JL | £128,000 | 28/10/2022 | Terraced | | 12 SNEYD TERRACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JT | £143,000 | 28/10/2022 | Terraced | | 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £104,000 | 21/10/2022 | Terraced | | 150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £85,000 | 21/10/2022 | Terraced | **Street average:** £142,750 (1 sale) **Area average:** £117,625 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £144,587 (105 Terraced, ST5, 2024–2026) - **Deviation:** -97.7% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £825/mo - **Optimistic:** £908/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX](http://87.117.209.195:8080/listings/d1263f1) | £450/mo | — | 0.18 miles | Rightmove | | [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.35 miles | Rightmove | | [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.55 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/8659b7d) | £560/mo | — | 1.96 miles | Rightmove | **Average rent: £305/mo (4 listings)** ## 1% Rule - **Rent ratio:** 9.89% (strong) - **Max investor price (0.8%):** £41,250 - **Target investor price (1%):** £33,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £330/mo).* - **Gross yield:** 118.7% - **Cost-to-rent:** 0.8× - **Monthly cashflow:** £259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 321.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £18/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 26.8% - **10y growth:** 48.3% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.* - **1y growth (index):** 2.4% - **5y growth (index):** 24.8% - **10y growth (index):** 59.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)