For sale Semi-detached

37 BUXTON AVENUE

NEWCASTLE, STAFFORDSHIRE ST5 6RG

4 beds 1 baths 82 m² Listed 23 Apr 2026 (-101d)

£125,000

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# 4 bedroom semi-detached house for sale (ST5 6RG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 37 BUXTON AVENUE, NEWCASTLE, STAFFORDSHIRE ST5 6RG |
| Price | £125,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £73,000 Aug 2019 |

## Description

A four bedroom semi-detached house in the popular location of Silverdale within close proximity to Keele University. The property would make an ideal investment opportunity with student accommodation offering four letting rooms. Also considered an ideal family home. The property benefits from double glazing, gas central heating and gardens to front and rear. Located close to amenities, commuter links and schools/university. Viewing is highly advised!

## Property Photos

- ![Photo](/listings/photos/174841001/1438658)
- ![Photo](/listings/photos/174841001/1438659)
- ![Photo](/listings/photos/174841001/1438660)
- ![Photo](/listings/photos/174841001/1438661)
- ![Photo](/listings/photos/174841001/1438662)
- ![Photo](/listings/photos/174841001/1438663)
- ![Photo](/listings/photos/174841001/1438664)
- ![Photo](/listings/photos/174841001/1438665)
- ![Photo](/listings/photos/174841001/1438666)
- ![Photo](/listings/photos/174841001/1438667)
- ![Photo](/listings/photos/174841001/1438668)
- ![Photo](/listings/photos/174841001/1438669)
- ![Photo](/listings/photos/174841001/1438670)
- ![Photo](/listings/photos/174841001/1438671)

## Floorplans

- ![Floorplan 1](/listings/photos/174841001/1438672) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/174841001/1438673) - EPC 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6520631
- **Address:** 37 Buxton Avenue, NEWCASTLE, ST5 6RG
- **Certificate Issued:** 04/05/2009
- **Work Completed:** 27/04/2009
- **Items:** 3 window(s)

### FENSA Certificate #13813123
- **Address:** 37 Buxton Avenue, NEWCASTLE, ST5 6RG
- **Certificate Issued:** 29/10/2019
- **Work Completed:** 18/10/2019
- **Items:** 7 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG | £73,000 | 30/08/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR | £140,000 | 09/01/2026 | Semi-detached |
| 23 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE | £195,000 | 12/12/2025 | Semi-detached |
| 12 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £142,000 | 07/03/2025 | Semi-detached |
| 16 TUNBRIDGE DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QU | £100,000 | 22/01/2025 | Semi-detached |
| 44 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £125,000 | 06/12/2024 | Semi-detached |
| 108 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £170,000 | 23/09/2024 | Semi-detached |
| 30 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £125,000 | 10/05/2024 | Semi-detached |
| UNIT 1 ARLINGTON BUSINESS PARK CANNEL ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SS | £240,000 | 21/12/2023 | Semi-detached |
| 6 TUNBRIDGE DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QU | £145,000 | 06/12/2023 | Semi-detached |
| 1 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE | £192,000 | 30/08/2023 | Semi-detached |
| 2 HARROGATE GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QZ | £45,000 | 21/08/2023 | Semi-detached |
| 19 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR | £128,500 | 09/06/2023 | Semi-detached |
| 12 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR | £56,000 | 04/04/2023 | Semi-detached |
| 51 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR | £80,000 | 31/03/2023 | Semi-detached |
| [Same street] 25 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG | £80,000 | 24/03/2023 | Semi-detached |
| 76 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £122,000 | 03/02/2023 | Semi-detached |
| [Same street] 53 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG | £110,000 | 08/12/2022 | Semi-detached |
| 23 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE | £180,000 | 28/11/2022 | Semi-detached |
| [Same street] 12 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG | £133,000 | 20/10/2022 | Semi-detached |
| 40 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF | £115,000 | 14/10/2022 | Semi-detached |
| 95 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QG | £185,000 | 23/09/2022 | Semi-detached |
| 25 PEEBLES ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QY | £103,000 | 10/06/2022 | Semi-detached |
| 29 SCOT HAY ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RQ | £124,000 | 10/05/2022 | Semi-detached |
| [Same street] 16 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG | £115,000 | 29/11/2021 | Semi-detached |

**Street average:** £109,500 (4 sales)
**Area average:** £135,625 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £201,491 (152 Semi-detached, ST5, 2024–2026)
- **Deviation:** -38%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £744/mo
- **Realistic:** £827/mo
- **Optimistic:** £910/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Sutton Avenue, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5831bc6) | £1,700/mo | 4 | 0.21 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/0acee5e) | £1,600/mo | 4 | 1.59 miles | Rightmove |
| [Vickers Close, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/bce0627) | £1,550/mo | 4 | 1.68 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.82 miles | Rightmove |
| [Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2ae0ad7) | £1,995/mo | 4 | 2.24 miles | Rightmove |
| [Beresford Crescent, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/c0ffc5e) | £3,950/mo | 4 | 2.28 miles | Rightmove |
| [First Floor Flat, 65 High Street, Newcastle, ST5 1PN](http://87.117.209.195:8080/listings/111aff4) | £725/mo | — | 2.38 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 2.86 miles | Rightmove |
| [The Coach House, Butterton, ST5](http://87.117.209.195:8080/listings/51f5948) | £3,000/mo | 4 | 2.86 miles | Rightmove |
| [Whitmore Heath, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/b4d8ac9) | £1,800/mo | 4 | 3.55 miles | Rightmove |
| [Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d3059aa) | £2,700/mo | — | 3.77 miles | Rightmove |

**Average rent: £2,183/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 1.44% (strong)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 17.3%
- **Cost-to-rent:** 5.8×
- **Monthly cashflow:** £1,103/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 36.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.5%
- **10y growth:** 36.4%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 27.8%
- **10y growth (index):** 59.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

82 m²

Council tax band

Last sold

£73,000 Aug 2019

Local average

£201,491 (-38%)

Deprivation

Decile 4 (10,985 of 33,755)

Street crime

71 incidents within 1 mile (May 2026)

Key features

Semi-Detached House
Four Bedrooms
Ideal Buy to Let
Popular Location close to Keele University
Gardens to Front and Rear
Viewing is Highly Advised

Additional details

Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Listed by

Stoke-On-Trent

One Agency Estate Agents

Reference: 174841001

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6520631

Property Details

Street: 37 Buxton Avenue

Town: NEWCASTLE

Postcode: ST5 6RG

Installation Details

Items: 3 windows

Certificate Issued: 04/05/2009

Work Completed: 27/04/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #13813123

Property Details

Street: 37 Buxton Avenue

Town: NEWCASTLE

Postcode: ST5 6RG

Installation Details

Items: 7 windows and 1 door

Certificate Issued: 29/10/2019

Work Completed: 18/10/2019

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£125,000	+71.2%
Sold	30/08/2019 (6 years ago)	£73,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
31 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR	£140,000	09/01/2026	Semi-detached
23 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE	£195,000	12/12/2025	Semi-detached
12 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£142,000	07/03/2025	Semi-detached
16 TUNBRIDGE DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QU	£100,000	22/01/2025	Semi-detached
44 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£125,000	06/12/2024	Semi-detached
108 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£170,000	23/09/2024	Semi-detached
30 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£125,000	10/05/2024	Semi-detached
UNIT 1 ARLINGTON BUSINESS PARK CANNEL ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SS	£240,000	21/12/2023	Semi-detached
6 TUNBRIDGE DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QU	£145,000	06/12/2023	Semi-detached
1 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE	£192,000	30/08/2023	Semi-detached
2 HARROGATE GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QZ	£45,000	21/08/2023	Semi-detached
19 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR	£128,500	09/06/2023	Semi-detached
12 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR	£56,000	04/04/2023	Semi-detached
51 CHEDDAR DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QR	£80,000	31/03/2023	Semi-detached
Same street 25 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG	£80,000	24/03/2023	Semi-detached
76 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£122,000	03/02/2023	Semi-detached
Same street 53 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG	£110,000	08/12/2022	Semi-detached
23 TREACLE ROW, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6SE	£180,000	28/11/2022	Semi-detached
Same street 12 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG	£133,000	20/10/2022	Semi-detached
40 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QF	£115,000	14/10/2022	Semi-detached
95 UNDERWOOD ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QG	£185,000	23/09/2022	Semi-detached
25 PEEBLES ROAD, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QY	£103,000	10/06/2022	Semi-detached
29 SCOT HAY ROAD, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RQ	£124,000	10/05/2022	Semi-detached
Same street 16 BUXTON AVENUE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6RG	£115,000	29/11/2021	Semi-detached

Street average: £109,500 (4 sales)

Area average: £135,625 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.5%

10y growth 36.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Semi-detached. As of April 2026.

1y (index) 1.9%

5y (index) 27.8%

10y (index) 59.9%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo

Realistic £827/mo

Optimistic £910/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST5 6RG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Matlock Place	0.0 miles
Shop	CB Grab and Go	1.1 miles
Shop	Keele Students' Union Shop	1.1 miles
University	Keele University	1.2 miles
Train station	Silverdale	1.3 miles
Train station	Apedale Road	1.5 miles
Hospital	Royal Stoke University Hospital	3.0 miles
Hospital	North Staffordshire Nuffield Hospital	3.2 miles
University	University of Buckingham Crewe Campus	7.8 miles

Street-level crime

Category	Count
Violence and sexual offences	23
Anti-social behaviour	21
Public order	5
Possession of weapons	4
Shoplifting	4
Burglary	3
Other theft	3
Criminal damage and arson	2
Drugs	2
Bicycle theft	1
Other crime	1
Robbery	1
Vehicle crime	1
Total incidents	71

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Luke's CofE (C) Primary School	Primary	0.1 miles	Requires improvement — 26 Jan 2023
St John's CofE (C) Primary School	Primary	0.8 miles	Requires improvement — 13 Jul 2023
Silverdale Primary Academy	Primary	0.8 miles	Good — 29 Nov 2023
University of Keele	Other	1.0 miles	— (No rating)
Alsagers Bank Primary Academy	Primary	1.2 miles	Good — 19 Nov 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Sutton Avenue, Newcastle-Under-Lyme, ST5	£1,700/mo	4	0.21 miles	Rightmove
Snowgoose Way, Newcastle	£1,600/mo	4	1.59 miles	Rightmove
Vickers Close, Newcastle Under Lyme, ST5	£1,550/mo	4	1.68 miles	Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5	£1/mo	—	1.82 miles	Rightmove
Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5	£1,995/mo	4	2.24 miles	Rightmove
Beresford Crescent, Newcastle-Under-Lyme, ST5	£3,950/mo	4	2.28 miles	Rightmove
First Floor Flat, 65 High Street, Newcastle, ST5 1PN	£725/mo	—	2.38 miles	Rightmove
The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5	£4,995/mo	4	2.86 miles	Rightmove
The Coach House, Butterton, ST5	£3,000/mo	4	2.86 miles	Rightmove
Whitmore Heath, Newcastle, Staffordshire, ST5	£1,800/mo	4	3.55 miles	Rightmove
Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5	£2,700/mo	—	3.77 miles	Rightmove

Average rent: £2,183/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.44%

Max investor price (0.8%) £225,000

Target investor price (1%) £180,000

Gross yield 17.3%

Cost-to-rent ratio 5.8×

Monthly cashflow £1,103/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 36.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).