Sold STC Terraced

8 CHARLESWORTH TERRACE

HALIFAX, WEST YORKSHIRE HX2 0EW

3 beds 797 sq ft Listed 18 May 2006 (-7331d)

£84,950

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# 3 bedroom terraced house for sale (HX2 0EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 8 CHARLESWORTH TERRACE, HALIFAX, WEST YORKSHIRE HX2 0EW |
| Price | £84,950 |
| Bedrooms | 3 |
| Construction age | England and Wales: before 1900 |
| Floor area | 74 m² |
| Last sold | £70,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 11/09/2028
- **Est. upgrade cost to C:** £13,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0134-2832-7915-9998-9075)

## Description

Accommodation Comprises: -

Basement

Large Store Cellar

And former coal cellar.

Cellar Head

With plumbing for automatic washing machine.

Ground floor

Front entrance hall with upvc external door and surround,

telephone point.

Lounge

11' 5" into alcove 11'2" maximum with wall mounted gas fire and cornice.

Spacious Dining Kitchen

14'1" max x 12'4" max

Part tiled inset sink unit with mixed taps good range of wall and base units laminated work services gas cooker point, upvc external door and surround.

First Floor

Landing

With spindled balustrade and built in fixture cupboard.

Front Double Bedroom/ 1

12'8" x 9'4"

With overhead cupboards and gas wall heater.

Rear Double Bedrooms/2

12'9" x 9'5" max

Front Single Bedroom/3

9'8" x 6'

With gas wall heater.

Bathroom

Part tiled with 3 piece white suite incorporating panel bath, pedestal wash hand basin and low flush WC, Gainsborough shower over bath with shower screen.

External

Forecourt and flagged rear yard.

Services

All main services are installed the properties benefit of upvc double-glazing.

Further Note

Carpets curtains light fittings will be available.

## Property Photos

- ![External](/listings/photos/7318213/359961) - External

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £70,000 | 07/10/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 LONG LOVER LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4QF | £70,000 | 28/11/2025 | Terraced |
| [Same street] 44 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £120,000 | 24/11/2023 | Terraced |
| 4 - 5 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £95,000 | 03/08/2023 | Terraced |
| [Same street] 13 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £120,000 | 17/07/2023 | Terraced |
| 5 MOUNT TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HQ | £80,000 | 16/12/2022 | Terraced |
| 15 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £125,000 | 28/10/2022 | Terraced |
| 14 STRETCHGATE LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EU | £90,000 | 16/09/2022 | Terraced |
| 12 HIGHGATE GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EL | £125,000 | 19/08/2022 | Terraced |
| 11 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR | £105,000 | 11/08/2022 | Terraced |
| 13 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £120,000 | 29/07/2022 | Terraced |
| 5 YARN CLOSE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RZ | £57,000 | 13/07/2022 | Terraced |
| 14 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £115,000 | 01/04/2022 | Terraced |
| 24 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET | £90,000 | 31/03/2022 | Terraced |
| 41 PELLON NEW ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EH | £95,000 | 09/02/2022 | Terraced |
| 22 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR | £95,000 | 28/01/2022 | Terraced |
| [Same street] 17 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £95,000 | 05/11/2021 | Terraced |
| 37 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £39,999 | 01/10/2021 | Terraced |
| 25 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £74,000 | 01/10/2021 | Terraced |
| 50 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET | £90,000 | 14/09/2021 | Terraced |

**Street average:** £111,667 (3 sales)
**Area average:** £91,625 (16 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £139,500 (54 Terraced, HX2, 2024–2026)
- **Deviation:** -39.1%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £671/mo
- **Realistic:** £746/mo
- **Optimistic:** £821/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Moortop Road, HX2 | £1,000/mo | 3 | 1.07 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.18% (strong)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 14.1%
- **Cost-to-rent:** 7.1×
- **Monthly cashflow:** £540/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 26.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,148/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.9%
- **10y growth:** 25%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 29.9%
- **10y growth (index):** 62%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

External

/ 1

Property details

Tenure

FREEHOLD

Floor area

74 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£70,000 Oct 2022

Price per m²

£1,148/m²

Local average

£139,500 (-39.1%)

Deprivation

Decile 1 (3,279 of 33,755)

Street crime

463 incidents within 1 mile (Apr 2026)

Description

Accommodation Comprises: -

Basement

Large Store Cellar
And former coal cellar.

Cellar Head
With plumbing for automatic washing machine.

Ground floor
Front entrance hall with upvc external door and surround,
telephone point.

Lounge
11' 5" into alcove 11'2" maximum with wall mounted gas fire and cornice.

Spacious Dining Kitchen
14'1" max x 12'4" max
Part tiled inset sink unit with mixed taps good range of wall and base units laminated work services gas cooker point, upvc external door and surround.

First Floor

Landing
With spindled balustrade and built in fixture cupboard.

Front Double Bedroom/ 1
12'8" x 9'4"
With overhead cupboards and gas wall heater.

Rear Double Bedrooms/2
12'9" x 9'5" max

Front Single Bedroom/3
9'8" x 6'
With gas wall heater.

Bathroom
Part tiled with 3 piece white suite incorporating panel bath, pedestal wash hand basin and low flush WC, Gainsborough shower over bath with shower screen.

External
Forecourt and flagged rear yard.

Services
All main services are installed the properties benefit of upvc double-glazing.

Further Note
Carpets curtains light fittings will be available.

Listed by

Halifax

Redwoods Estate Agency

Reference: 7318213

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 12/09/2018

Expiry date: 11/09/2028

Est. upgrade cost to C: £13,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

Event	Date	Price	% change
Sold	07/10/2022 (3 years ago)	£70,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
22 LONG LOVER LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4QF	£70,000	28/11/2025	Terraced
Same street 44 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW	£120,000	24/11/2023	Terraced
4 - 5 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG	£95,000	03/08/2023	Terraced
Same street 13 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW	£120,000	17/07/2023	Terraced
5 MOUNT TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HQ	£80,000	16/12/2022	Terraced
15 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER	£125,000	28/10/2022	Terraced
14 STRETCHGATE LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EU	£90,000	16/09/2022	Terraced
12 HIGHGATE GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EL	£125,000	19/08/2022	Terraced
11 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR	£105,000	11/08/2022	Terraced
13 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER	£120,000	29/07/2022	Terraced
5 YARN CLOSE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RZ	£57,000	13/07/2022	Terraced
14 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG	£115,000	01/04/2022	Terraced
24 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET	£90,000	31/03/2022	Terraced
41 PELLON NEW ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EH	£95,000	09/02/2022	Terraced
22 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR	£95,000	28/01/2022	Terraced
Same street 17 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW	£95,000	05/11/2021	Terraced
37 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG	£39,999	01/10/2021	Terraced
25 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER	£74,000	01/10/2021	Terraced
50 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET	£90,000	14/09/2021	Terraced

Street average: £111,667 (3 sales)

Area average: £91,625 (16 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.9%

10y growth 25%

House Price Index (HM Land Registry — official index, not sold-price averages): Calderdale. Series: Terraced. As of March 2026.

1y (index) 3.2%

5y (index) 29.9%

10y (index) 62%

Rental Range

Estimated market rent for Calderdale. Low = conservative, Realistic = average, Optimistic = best case.

Low £671/mo

Realistic £746/mo

Optimistic £821/mo

Based on Local Authority from postcode lookup → Calderdale.

LHA (30th percentile) floor for Halifax: £623/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HX2 0EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Pellon New Road Stretchgate Lane	0.1 miles
Shop	Morrisons Daily	0.3 miles
Shop	Asda	0.3 miles
Train station	Halifax	1.6 miles
Train station	Sowerby Bridge	1.6 miles
Hospital	Calderdale Royal Hospital	2.1 miles
Hospital	Spire Elland Hospital	3.7 miles
University	University of Bradford Oxenhope Field Site	5.8 miles
University	University of Bradford	6.6 miles

Street-level crime

Category	Count
Violence and sexual offences	203
Shoplifting	49
Public order	44
Criminal damage and arson	39
Anti-social behaviour	37
Other theft	21
Vehicle crime	19
Drugs	16
Burglary	14
Other crime	13
Robbery	5
Bicycle theft	1
Possession of weapons	1
Theft from the person	1
Total incidents	463

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Mount Pellon Primary Academy	Primary	0.2 miles	Good — 10 Feb 2019
Christ Church Pellon CofE VC Primary School	Primary	0.3 miles	Good — 5 Jul 2017
Ling Bob Junior, Infant and Nursery School	Primary	0.4 miles	Good — 5 Dec 2017
The Halifax Academy	Other	0.4 miles	Good — 1 Aug 2023
St Augustine's CofE School	Primary	0.5 miles	Inadequate — 25 Nov 2021

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Moortop Road, HX2	£1,000/mo	3	1.07 miles	OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.18%

Max investor price (0.8%) £125,000

Target investor price (1%) £100,000

Gross yield 14.1%

Cost-to-rent ratio 7.1×

Monthly cashflow £540/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 26.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).