# 1 bedroom flat for sale (PL4 6QG)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 3, 13 ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH PL4 6QG |
| Price | £110,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £119,000 Feb 2023 |

## Description

Located within a prime central position, this spacious first/second floor flat also boasts a private roof terrace measuring 24ft x 11ft. Internally the accommodation offers a good-sized living room, double bedroom, kitchen and bathroom. Further benefits include double glazing and gas central heating. Plymouth Homes advise an early viewing to fully appreciate this ideal first time buy.

**Ground Floor** - 

**Entrance** - Entry is via a secure, communal entrance door into the hallway. Stairs then rise to the first-floor landing with a private door into flat 3 into the hall.

**First Floor** - 

**Hall** - With stairs rising to the half landing where a door opens to the roof terrace. The stairs then continue to the second-floor landing where doors open to all remaining rooms.

**Second Floor** - 

**Landing** - A large landing area with radiator and access to the loft space.

**Living Room** - 4.27m max x 4.06m (14'0" max x 13'3") - A good-sized reception space with two double glazed windows to the front, radiator.

**Kitchen** - 4.16m x 1.94m (13'7" x 6'4") - Fitted with a matching range of base and eye level units with worktop space above, stainless steel sink with single drainer and mixer tap, tiled splashbacks, wall mounted boiler serving the heating system and domestic hot water, spaces for fridge/freezer, washing machine and tumble dryer, fitted electric oven and four ring electric hob, double glazed window to the front.

**Bedroom 1** - 4.06m x 3.00m (13'3" x 9'10") - A good-sized double bedroom with double glazed window to the rear, radiator, wood effect laminate flooring.

**Bathroom** - Fitted with a three-piece suite comprising panelled bath with shower attachment off the mixer tap, pedestal wash hand basin, low-level WC, tiled splashbacks, radiator/towel rail, extractor fan.

**Roof Terrace** - 7.43m x 3.40m (24'4" x 11'1") - A good sized, private rood terrace enclosed by railings and with stairs giving rear access.

**Leasehold** - The term of the lease for this property is 199 years from 1990. This information was gathered from the information held by the Land Registry. We have been advised by the seller that the ground rent is £40 per annum. We have also been verbally informed by the seller, at the time of listing the property, that their maintenance payments are approximately £1,700 per year. This will be verified by the purchasers legal advisor during the conveyancing process.

We recommend that potential purchasers inform their mortgage company and legal advisor of the lease term and ground rent prior to commencing a purchase.

## Property Photos

- ![Ermington Terrace 13 Flat 3 - New Front.jpg](/listings/photos/171242306/1564354) - Ermington Terrace 13 Flat 3 - New Front.jpg
- ![Ermington Terrace 13 - Lounge Front.jpg](/listings/photos/171242306/1564355) - Ermington Terrace 13 - Lounge Front.jpg
- ![Ermington Terrace 13 - Bedroom Front.jpg](/listings/photos/171242306/1564356) - Ermington Terrace 13 - Bedroom Front.jpg
- ![Ermington Terrace 13 - Roof Terrace Front.jpg](/listings/photos/171242306/1564357) - Ermington Terrace 13 - Roof Terrace Front.jpg
- ![Ermington Terrace 13 - Lounge 2...jpg](/listings/photos/171242306/1564358) - Ermington Terrace 13 - Lounge 2...jpg
- ![Ermington Terrace 13 - Kitchen.jpg](/listings/photos/171242306/1564359) - Ermington Terrace 13 - Kitchen.jpg
- ![Ermington Terrace 13 - Bathroom.jpg](/listings/photos/171242306/1564360) - Ermington Terrace 13 - Bathroom.jpg
- ![Ermington Terrace 13, Flat 3 - NEW Garden Front.jp](/listings/photos/171242306/1889519) - Ermington Terrace 13, Flat 3 - NEW Garden Front.jp
- ![Ermington Terrace 13, Flat 3 - NEW Garden 3.jpg](/listings/photos/171242306/1889520) - Ermington Terrace 13, Flat 3 - NEW Garden 3.jpg

## Floorplans

- ![Ermington terrace 13, Flat 3 - First Floor.JPG](/listings/photos/171242306/1564361) - Ermington terrace 13, Flat 3 - First Floor.JPG
- ![Ermington terrace 13 Flat 3 - Second Floor.JPG](/listings/photos/171242306/1564362) - Ermington terrace 13 Flat 3 - Second Floor.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/171242306/1564363) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 FLAT 3 ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QG | £119,000 | 03/02/2023 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 SECOND FLOOR FLAT 2 NAPIER TERRACE, MUTLEY, PLYMOUTH, CITY OF PLYMOUTH, PL4 6ER | £80,000 | 05/09/2023 | Flat |
| 1 - 2 FLAT 8 NAPIER TERRACE, MUTLEY, PLYMOUTH, CITY OF PLYMOUTH, PL4 6ER | £101,000 | 04/11/2022 | Flat |
| [Same street] 14 FLAT 2 ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QG | £130,000 | 24/10/2022 | Flat |
| 20 FLAT 2 NAPIER TERRACE, MUTLEY, PLYMOUTH, CITY OF PLYMOUTH, PL4 6ER | £122,500 | 21/10/2022 | Flat |
| 23 FLAT 3 SEATON AVENUE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QJ | £132,000 | 07/10/2022 | Flat |
| [Same street] 13 FLAT 2 ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QG | £132,500 | 04/10/2022 | Flat |
| 20 FLAT 4 SEATON AVENUE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QJ | £118,000 | 30/09/2022 | Flat |
| SEATON COURT FLAT 2 SEATON LANE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QD | £110,000 | 09/09/2022 | Flat |
| 4 FLAT 1 FORD PARK ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QY | £110,000 | 01/08/2022 | Flat |
| 18 FLAT 1 SEATON AVENUE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QJ | £70,000 | 15/03/2022 | Flat |
| 67 THE UPPER FLAT HOUNDISCOMBE ROAD, PLYMOUTH, CITY OF PLYMOUTH, PL4 6HB | £135,000 | 03/03/2022 | Flat |
| [Same street] 12A ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QG | £45,000 | 23/02/2022 | Flat |
| SEATON COURT FLAT 5 SEATON LANE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QD | £80,000 | 04/02/2022 | Flat |
| 21 SHOP UNIT 19 MUTLEY PLAIN, PLYMOUTH, CITY OF PLYMOUTH, PL4 6JG | £132,000 | 07/01/2022 | Flat |
| [Same street] 20 ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QG | £253,000 | 01/10/2021 | Terraced |
| 22 FLAT D ERMINGTON TERRACE, PLYMOUTH, CITY OF PLYMOUTH, PL4 6QQ | £122,000 | 29/09/2021 | Flat |
| 1 - 2 FLAT 3 NAPIER TERRACE, MUTLEY, PLYMOUTH, CITY OF PLYMOUTH, PL4 6ER | £95,000 | 24/09/2021 | Flat |

**Street average:** £140,125 (4 sales)
**Area average:** £108,269 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £132,115 (70 Flat, PL4, 2024–2026)
- **Deviation:** -16.7%

## Rental Range

*ONS Price Index of Private Rents (Plymouth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £898/mo
- **Realistic:** £998/mo
- **Optimistic:** £1,098/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Belgrave Road, PL4 | £950/mo | 1 | 0.12 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.86% (okay)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 10.4%
- **Cost-to-rent:** 9.6×
- **Monthly cashflow:** £397/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.8%
- **10y growth:** 20.4%

## House Price Index (HM Land Registry)

*Official index for City of Plymouth; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 12.7%
- **10y growth (index):** 28%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)