Sold STC Semi-detached

14 HARDWICK CLOSE

WIGAN, INCE, GREATER MANCHESTER WN2 2DP

3 beds 2 baths 829 sq ft Listed 13 Dec 2025 (-233d)

£220,000

Offers in Excess of

Reduced on 24 Apr 2026

Save

# 3 bedroom semi-detached house for sale (WN2 2DP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 HARDWICK CLOSE, WIGAN, INCE, GREATER MANCHESTER WN2 2DP |
| Price | £220,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | B |
| Floor area | 77 m² |
| Last sold | £200,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 06/06/2032
- **Current heating cost:** £203/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0338-3004-7306-1162-0200)

## Description

Located in the popular and convenient area of Ince, Hardwick Close presents a beautifully modern and cosy three-bedroom semi-detached home, perfect for a family. Built in 2022 on a peaceful, quiet development, this property offers a private driveway for two cars complete with an EV charger. Inside, you are welcomed by an entrance area leading into a stylish and comfortable lounge, along with a handy downstairs WC and under-stairs storage. The contemporary kitchen-diner is a standout feature, boasting high-quality finishes and ample space for family meals. The rear garden is brand new and designed for low maintenance, featuring porcelain tiles and an artificial lawn. Upstairs, the master bedroom benefits from its own ensuite, accompanied by another double bedroom, a single bedroom and a modern family bathroom. Situated close to St William’s Primary School, local shops on Manchester Road and within easy reach of Hindley town centre, this 802 sq ft home is truly move-in ready and ideal for modern family living.

EPC Rating: B

## Property Photos

- ![Photo](/listings/photos/170266349/864354)
- ![Photo](/listings/photos/170266349/864356)
- ![Photo](/listings/photos/170266349/864357)
- ![Photo](/listings/photos/170266349/864359)
- ![Photo](/listings/photos/170266349/864360)
- ![Photo](/listings/photos/170266349/864367)
- ![Photo](/listings/photos/170266349/864368)
- ![Photo](/listings/photos/170266349/864370)
- ![Photo](/listings/photos/170266349/864373)
- ![Photo](/listings/photos/170266349/864378)
- ![Photo](/listings/photos/170266349/864379)
- ![Photo](/listings/photos/170266349/864380)
- ![Photo](/listings/photos/170266349/864381)
- ![Photo](/listings/photos/170266349/864384)
- ![Photo](/listings/photos/170266349/864385)
- ![Photo](/listings/photos/170266349/864389)
- ![Photo](/listings/photos/170266349/864392)
- ![Photo](/listings/photos/170266349/864396)
- ![Photo](/listings/photos/170266349/864397)
- ![Photo](/listings/photos/170266349/864398)
- ![Photo](/listings/photos/170266349/864399)
- ![Photo](/listings/photos/170266349/864400)
- ![Photo](/listings/photos/170266349/864401)
- ![Photo](/listings/photos/170266349/864402)
- ![Photo](/listings/photos/170266349/864403)
- ![Photo](/listings/photos/170266349/864404)
- ![Photo](/listings/photos/170266349/864405)
- ![Photo](/listings/photos/170266349/864409)
- ![Photo](/listings/photos/170266349/864412)
- ![Photo](/listings/photos/170266349/864419)

## Floorplans

- ![All](/listings/photos/170266349/864426) - All

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £200,000 | 28/03/2025 | Semi-detached |
| 14 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £200,995 | 24/06/2022 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 92 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £220,995 | 26/05/2023 | Semi-detached |
| 90 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £209,946 | 26/05/2023 | Semi-detached |
| 88 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £219,995 | 24/05/2023 | Semi-detached |
| 80 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £188,995 | 28/04/2023 | Semi-detached |
| 78 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £186,995 | 31/03/2023 | Semi-detached |
| 60 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £238,500 | 27/01/2023 | Semi-detached |
| 58 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £236,995 | 27/01/2023 | Semi-detached |
| 62 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £231,995 | 23/12/2022 | Semi-detached |
| 42 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £223,995 | 23/12/2022 | Semi-detached |
| 46 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £176,995 | 22/12/2022 | Semi-detached |
| 48 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £176,995 | 22/12/2022 | Semi-detached |
| 44 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £223,995 | 22/12/2022 | Semi-detached |
| 66 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £218,995 | 16/12/2022 | Semi-detached |
| 64 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £231,995 | 16/12/2022 | Semi-detached |
| 3 MANOR PLACE, INCE, WIGAN, GREATER MANCHESTER, WN3 4RA | £145,000 | 14/12/2022 | Semi-detached |
| 74 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £207,995 | 09/12/2022 | Semi-detached |
| 72 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £218,995 | 09/12/2022 | Semi-detached |
| 68 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £218,995 | 09/12/2022 | Semi-detached |
| 70 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ | £213,995 | 09/12/2022 | Semi-detached |
| [Same street] 28 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £265,995 | 25/11/2022 | Detached |
| [Same street] 26 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £265,995 | 25/11/2022 | Detached |
| 43 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BN | £215,995 | 25/11/2022 | Semi-detached |
| [Same street] 30 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £212,995 | 18/11/2022 | Semi-detached |
| [Same street] 20 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £226,995 | 28/10/2022 | Detached |
| [Same street] 24 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £224,395 | 28/10/2022 | Semi-detached |
| [Same street] 22 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £224,395 | 28/10/2022 | Semi-detached |
| [Same street] 21 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £299,995 | 30/09/2022 | Detached |
| [Same street] 23 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £261,995 | 30/09/2022 | Detached |
| [Same street] 18 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £205,995 | 29/07/2022 | Semi-detached |
| [Same street] 17 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £200,995 | 30/06/2022 | Semi-detached |
| [Same street] 15 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £265,995 | 30/06/2022 | Detached |
| [Same street] 16 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £205,995 | 30/06/2022 | Semi-detached |
| [Same street] 11 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £219,995 | 30/06/2022 | Semi-detached |
| [Same street] 9 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £219,995 | 30/06/2022 | Semi-detached |
| [Same street] 19 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP | £200,995 | 30/06/2022 | Semi-detached |

**Street average:** £233,515 (15 sales)
**Area average:** £210,418 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £183,155 (71 Semi-detached, WN2, 2024–2026)
- **Deviation:** +20.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wigan (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Longwall Drive, WN2 | £1,175/mo | 3 | 0.16 miles | OpenRent |
| 3 Bed Terraced House, Ince Green Lane, WN2 | £795/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Terraced House, Manchester Road, WN2 | £850/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed End Terrace, Warrington Road, WN3 | £850/mo | 3 | 0.53 miles | OpenRent |
| 3 Bed Semi-Detached House, West Street, WN2 | £800/mo | 3 | 0.76 miles | OpenRent |

**Average rent: £894/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.39% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 4.6%
- **Cost-to-rent:** 21.6×
- **Monthly cashflow:** £-126/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,857/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.4%
- **10y growth:** 64.5%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of May 2026.*

- **1y growth (index):** 6.4%
- **5y growth (index):** 29.1%
- **10y growth (index):** 63.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14 Photo 15 Photo 16 Photo 17 Photo 18 Photo 19 Photo 20 Photo 21 Photo 22 Photo 23 Photo 24 Photo 25 Photo 26 Photo 27 Photo 28 Photo 29 Photo 30

/ 30

Property details

Tenure

FREEHOLD

Floor area

77 m²

Council tax band

EPC rating

Last sold

£200,000 Mar 2025

Price per m²

£2,857/m²

Local average

£183,155 (+20.1%)

Street crime

2 incidents within 1 mile (Jun 2026)

Key features

Built in 2022 on a quiet estate near schools and amenities
Three bedrooms including master with ensuite
Newly landscaped garden with porcelain tiles and artificial lawn
Stylish kitchen-diner with contemporary finish
Modern lounge plus downstairs WC and storage
Driveway for two cars with EV charger
Freehold
Council tax band - B
EPC - B

Additional details

Electricity: Mains supply
Broadband: FTTP (fibre to the premises)
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Yes
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Listed by

Wigan

Breakey & Co

Reference: 170266349

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 07/06/2022

Expiry date: 06/06/2032

Current heating cost: £203/year

Potential heating cost: £203/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

All

Price history

-0% since 2022

Event	Date	Price	% change
Listed for sale	—	£220,000	+10%
Sold	28/03/2025 (1 year ago)	£200,000	-0.5%
Sold	24/06/2022 (4 years ago)	£200,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
92 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£220,995	26/05/2023	Semi-detached
90 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£209,946	26/05/2023	Semi-detached
88 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£219,995	24/05/2023	Semi-detached
80 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£188,995	28/04/2023	Semi-detached
78 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£186,995	31/03/2023	Semi-detached
60 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£238,500	27/01/2023	Semi-detached
58 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£236,995	27/01/2023	Semi-detached
62 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£231,995	23/12/2022	Semi-detached
42 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£223,995	23/12/2022	Semi-detached
46 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£176,995	22/12/2022	Semi-detached
48 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£176,995	22/12/2022	Semi-detached
44 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£223,995	22/12/2022	Semi-detached
66 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£218,995	16/12/2022	Semi-detached
64 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£231,995	16/12/2022	Semi-detached
3 MANOR PLACE, INCE, WIGAN, GREATER MANCHESTER, WN3 4RA	£145,000	14/12/2022	Semi-detached
74 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£207,995	09/12/2022	Semi-detached
72 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£218,995	09/12/2022	Semi-detached
68 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£218,995	09/12/2022	Semi-detached
70 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BQ	£213,995	09/12/2022	Semi-detached
Same street 28 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£265,995	25/11/2022	Detached
Same street 26 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£265,995	25/11/2022	Detached
43 BROOKBRIDGE ROAD, INCE, WIGAN, GREATER MANCHESTER, WN2 2BN	£215,995	25/11/2022	Semi-detached
Same street 30 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£212,995	18/11/2022	Semi-detached
Same street 20 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£226,995	28/10/2022	Detached
Same street 24 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£224,395	28/10/2022	Semi-detached
Same street 22 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£224,395	28/10/2022	Semi-detached
Same street 21 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£299,995	30/09/2022	Detached
Same street 23 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£261,995	30/09/2022	Detached
Same street 18 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£205,995	29/07/2022	Semi-detached
Same street 17 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£200,995	30/06/2022	Semi-detached
Same street 15 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£265,995	30/06/2022	Detached
Same street 16 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£205,995	30/06/2022	Semi-detached
Same street 11 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£219,995	30/06/2022	Semi-detached
Same street 9 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£219,995	30/06/2022	Semi-detached
Same street 19 HARDWICK CLOSE, INCE, WIGAN, GREATER MANCHESTER, WN2 2DP	£200,995	30/06/2022	Semi-detached

Street average: £233,515 (15 sales)

Area average: £210,418 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25.4%

10y growth 64.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of May 2026.

1y (index) 6.4%

5y (index) 29.1%

10y (index) 63.5%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Postcode area WN → North West.

LHA (30th percentile) floor for Wigan: £593/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View WN2 2DP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ince Green Lane/Pinewood Crescent (B)	0.3 miles
Bus stop	Canal Street	0.3 miles
Shop	Higher Ince Express	0.4 miles
Train station	Ince	0.4 miles
Shop	Pall Mall Carpets	0.6 miles
Train station	Wigan North Western	1.3 miles
Hospital	Leigh Health Centre	4.5 miles
University	University of Greater Manchester	7.3 miles
Hospital	Bolton Hospice	7.3 miles
University	University of Bolton Orlando Village Residence	7.7 miles

Street-level crime

Category	Count
Other crime	1
Violence and sexual offences	1
Total incidents	2

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St William's Catholic Primary School	Primary	0.4 miles	Good — 3 Dec 2018
Ince CofE Primary School	Primary	0.4 miles	Good — 8 Nov 2023
Britannia Bridge Primary School	Primary	0.6 miles	Good — 20 Jun 2023
Dean Trust Rose Bridge	Secondary	0.7 miles	Requires improvement — 3 May 2023
St Peter's Church of England Primary School, Hindley	Primary	0.8 miles	Good — 10 Dec 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Longwall Drive, WN2	£1,175/mo	3	0.16 miles	OpenRent
3 Bed Terraced House, Ince Green Lane, WN2	£795/mo	3	0.39 miles	OpenRent
3 Bed Terraced House, Manchester Road, WN2	£850/mo	3	0.4 miles	OpenRent
3 Bed End Terrace, Warrington Road, WN3	£850/mo	3	0.53 miles	OpenRent
3 Bed Semi-Detached House, West Street, WN2	£800/mo	3	0.76 miles	OpenRent

Average rent: £894/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.39%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 4.6%

Cost-to-rent ratio 21.6×

Monthly cashflow £-126/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).