# 2 bedroom flat for rent (LU1 1QE)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 20, HILLTOP COURT, DOWNS ROAD, LUTON, LUTON LU1 1QE |
| Price | £550 pcm |
| Bedrooms | 2 |
| Construction age | England and Wales: 1976-1982 |
| Floor area | 77 m² |
| Last sold | £110,000 Jun 2020 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 17/09/2029
- **Current heating cost:** £606/year

### Recommendations
- A (350)
- B (1,500)
- D (120)
- E (20)
- I (3,000)
- O (6,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9188-2071-6241-5251-8924)

## Description

A TWO BEDROOM SPLIT LEVEL FLAT OFFERED PART FURNISHED, GAS CENTRAL HEATING, OFF STREET PARKING. SITUATED WITHIN A FIFTEEN MINUTE WALK OF TOWN CENTRE AND MAIN LINE STATION.

## Property Photos

- ![Photo](/listings/photos/20136310/1356485)
- ![Photo](/listings/photos/20136310/1356486)
- ![Photo](/listings/photos/20136310/1356487)

## Rental Range

*ONS Price Index of Private Rents (Luton). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,095/mo
- **Realistic:** £1,217/mo
- **Optimistic:** £1,339/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Luton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £873/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Startpoint, LU1 | £1,300/mo | 2 | 0.03 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 2836.4%
- **Monthly cashflow:** £1,143/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8598.1%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £7/m²

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)