Sold STC Terraced

5 MIDLAND ROAD

OLNEY, MILTON KEYNES MK46 4BL

3 beds 1 baths 97 m² Listed 29 Jul 2024 (-674d)

£365,000

Reduced on 27 Aug 2024

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# 3 bedroom terraced house for sale (MK46 4BL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 MIDLAND ROAD, OLNEY, MILTON KEYNES MK46 4BL |
| Price | £365,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £365,000 Nov 2024 |

## Description

** NO UPPER CHAIN **

Welcome to this charming three-bedroom Victorian terrace, nestled in the heart of the sought-after market town of Olney. This delightful home has been recently redecorated, seamlessly blending classic charm with modern comforts. The open-plan lounge and dining room offer a spacious and versatile living area, perfect for both relaxation and entertaining. The well-appointed kitchen provides ample space for culinary creativity, while the bathroom and separate WC ensure convenience for family and guests alike.

Upstairs, you will find three generously sized bedrooms, each filled with natural light and retaining period features that add character to the property. The south-facing rear garden is a true highlight, offering a sunny and private outdoor space ideal for gardening enthusiasts or al fresco dining.

Situated on a popular street, this property benefits from the vibrant community and amenities of Olney, including local shops, cafes, and excellent schools. With no onward chain, this home is ready for you to move in and start enjoying the Olney lifestyle immediately. Dont miss this opportunity to own a piece of Victorian elegance in a prime location.

Lounge Diner 24'9" x 10'9"

Kitchen	11' x 9'5"

Bathroom 5'9" x 5'6"

Bedroom One	14' x 11'

Bedroom Two	9'6" x 11'

Bedroom Three	10'11" x 8'6"

## Property Photos

- ![Main Picture](/listings/photos/150754754/181687) - Main Picture
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## Floorplans

- ![Floorplan 1](/listings/photos/150754754/181707) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/150754754/181708) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL | £365,000 | 15/11/2024 | Terraced |
| 5 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL | £262,500 | 26/09/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45 WEST STREET, OLNEY, MILTON KEYNES, MK46 5HH | £235,000 | 29/01/2026 | Terraced |
| 6 COWPER STREET, OLNEY, MILTON KEYNES, MK46 4BW | £470,000 | 27/01/2026 | Terraced |
| 46 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE | £485,000 | 24/11/2025 | Terraced |
| 11 WELLINGBOROUGH ROAD, OLNEY, MILTON KEYNES, MK46 4BJ | £650,000 | 15/08/2025 | Terraced |
| 68 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BP | £240,000 | 19/12/2024 | Terraced |
| CLICKERS YARD FARTHING COTTAGE, 9 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX | £327,500 | 28/11/2023 | Terraced |
| 30 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH | £855,000 | 27/11/2023 | Terraced |
| [Same street] 4 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL | £860,000 | 28/04/2023 | Semi-detached |
| [Same street] 37 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL | £775,000 | 01/03/2023 | Detached |
| 29 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX | £220,000 | 09/12/2022 | Terraced |
| 15 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX | £214,000 | 18/11/2022 | Terraced |
| 1 AUSTEN AVENUE, OLNEY, MILTON KEYNES, MK46 4DL | £355,000 | 02/11/2022 | Terraced |
| 112 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE | £1,550,000 | 07/10/2022 | Terraced |
| 27 NEWTON STREET, OLNEY, MILTON KEYNES, MK46 4BS | £437,500 | 26/08/2022 | Terraced |
| 34 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH | £350,000 | 26/08/2022 | Terraced |
| 2 NEWTON STREET, OLNEY, MILTON KEYNES, MK46 4BS | £403,000 | 19/08/2022 | Terraced |
| 22 COWPER STREET, OLNEY, MILTON KEYNES, MK46 4BW | £400,000 | 29/07/2022 | Terraced |
| 36 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH | £350,000 | 25/07/2022 | Terraced |
| 71 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4EF | £625,000 | 15/06/2022 | Terraced |
| [Same street] 32 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL | £465,000 | 19/04/2022 | Terraced |
| 23 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX | £227,000 | 31/03/2022 | Terraced |
| 98 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE | £935,000 | 18/03/2022 | Terraced |
| 70 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BP | £360,000 | 03/03/2022 | Terraced |

**Street average:** £700,000 (3 sales)
**Area average:** £484,450 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £337,363 (14 Terraced, MK46, 2024–2026)
- **Deviation:** +8.2%

## Rental Range

*ONS Price Index of Private Rents (Milton Keynes). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,199/mo
- **Realistic:** £1,332/mo
- **Optimistic:** £1,465/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,192/mo

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £166,500
- **Target investor price (1%):** £133,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.6%
- **10y growth:** 30.6%

## House Price Index (HM Land Registry)

*Official index for Milton Keynes; Terraced series; as of March 2026.*

- **1y growth (index):** -0.8%
- **5y growth (index):** 17.1%
- **10y growth (index):** 32.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

97 m²

Last sold

£365,000 Nov 2024

Local average

£337,363 (+8.2%)

Deprivation

Decile 8 (25,263 of 33,755)

Street crime

31 incidents within 1 mile (Mar 2026)

Key features

Three bedroom Victorian terraced home
No Upper Chain
Recently repainted throughout
South facing garden
Popular location within the market town of Olney
Lounge/dining room and kitchen

Additional details

Garden: Yes

Description

NO UPPER CHAIN

Welcome to this charming three-bedroom Victorian terrace, nestled in the heart of the sought-after market town of Olney. This delightful home has been recently redecorated, seamlessly blending classic charm with modern comforts. The open-plan lounge and dining room offer a spacious and versatile living area, perfect for both relaxation and entertaining. The well-appointed kitchen provides ample space for culinary creativity, while the bathroom and separate WC ensure convenience for family and guests alike.

Upstairs, you will find three generously sized bedrooms, each filled with natural light and retaining period features that add character to the property. The south-facing rear garden is a true highlight, offering a sunny and private outdoor space ideal for gardening enthusiasts or al fresco dining.

Situated on a popular street, this property benefits from the vibrant community and amenities of Olney, including local shops, cafes, and excellent schools. With no onward chain, this home is ready for you to move in and start enjoying the Olney lifestyle immediately. Dont miss this opportunity to own a piece of Victorian elegance in a prime location.

Lounge Diner 24'9" x 10'9"
Kitchen 11' x 9'5"
Bathroom 5'9" x 5'6"
Bedroom One 14' x 11'
Bedroom Two 9'6" x 11'
Bedroom Three 10'11" x 8'6"

Listed by

Olney

Margaret James

Reference: 150754754

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

Price history

39% since 2014

Event	Date	Price	% change
Sold	15/11/2024 (1 year ago)	£365,000	+39%
Sold	26/09/2014 (11 years ago)	£262,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
45 WEST STREET, OLNEY, MILTON KEYNES, MK46 5HH	£235,000	29/01/2026	Terraced
6 COWPER STREET, OLNEY, MILTON KEYNES, MK46 4BW	£470,000	27/01/2026	Terraced
46 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE	£485,000	24/11/2025	Terraced
11 WELLINGBOROUGH ROAD, OLNEY, MILTON KEYNES, MK46 4BJ	£650,000	15/08/2025	Terraced
68 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BP	£240,000	19/12/2024	Terraced
CLICKERS YARD FARTHING COTTAGE, 9 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX	£327,500	28/11/2023	Terraced
30 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH	£855,000	27/11/2023	Terraced
Same street 4 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL	£860,000	28/04/2023	Semi-detached
Same street 37 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL	£775,000	01/03/2023	Detached
29 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX	£220,000	09/12/2022	Terraced
15 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX	£214,000	18/11/2022	Terraced
1 AUSTEN AVENUE, OLNEY, MILTON KEYNES, MK46 4DL	£355,000	02/11/2022	Terraced
112 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE	£1,550,000	07/10/2022	Terraced
27 NEWTON STREET, OLNEY, MILTON KEYNES, MK46 4BS	£437,500	26/08/2022	Terraced
34 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH	£350,000	26/08/2022	Terraced
2 NEWTON STREET, OLNEY, MILTON KEYNES, MK46 4BS	£403,000	19/08/2022	Terraced
22 COWPER STREET, OLNEY, MILTON KEYNES, MK46 4BW	£400,000	29/07/2022	Terraced
36 DARTMOUTH ROAD, OLNEY, MILTON KEYNES, MK46 4BH	£350,000	25/07/2022	Terraced
71 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4EF	£625,000	15/06/2022	Terraced
Same street 32 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BL	£465,000	19/04/2022	Terraced
23 YARDLEY ROAD, OLNEY, MILTON KEYNES, MK46 5DX	£227,000	31/03/2022	Terraced
98 HIGH STREET, OLNEY, MILTON KEYNES, MK46 4BE	£935,000	18/03/2022	Terraced
70 MIDLAND ROAD, OLNEY, MILTON KEYNES, MK46 4BP	£360,000	03/03/2022	Terraced

Street average: £700,000 (3 sales)

Area average: £484,450 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.6%

10y growth 30.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Milton Keynes. Series: Terraced. As of March 2026.

1y (index) -0.8%

5y (index) 17.1%

10y (index) 32.7%

Rental Range

Estimated market rent for Milton Keynes. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,199/mo

Realistic £1,332/mo

Optimistic £1,465/mo

Based on Local Authority from postcode lookup → Milton Keynes.

LHA (30th percentile) floor for Milton Keynes: £1,192/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View MK46 4BL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Laundry Basket	0.0 miles
Bus stop	Dartmouth Road	0.0 miles
Shop	The Hair Rooms of Olney	0.1 miles
Hospital	Willen Hospice	6.8 miles
University	Cranfield University	6.9 miles
Train station	Wolverton	7.8 miles
Hospital	Brooklands Health Centre	7.9 miles
University	University of Bedfordshire Milton Keynes Campus	8.7 miles
Train station	Milton Keynes Central	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	11
Shoplifting	9
Other crime	4
Vehicle crime	3
Burglary	2
Criminal damage and arson	1
Other theft	1
Total incidents	31

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Olney Middle School	Primary	0.3 miles	Good — 20 Dec 2012
Olney Infant Academy	Primary	0.5 miles	Outstanding — 21 Sep 2022
Lavendon School	Primary	2.1 miles	Outstanding — 14 Feb 2014
Newton Blossomville Church of England School	Primary	2.3 miles	Outstanding — 23 Jan 2024
Sherington Church of England School	Primary	3.4 miles	Good — 15 Jul 2015

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom estimate from EPC for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.36%

Max investor price (0.8%) £166,500

Target investor price (1%) £133,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).