# 2 bedroom end of terrace house for sale (ME5 9TT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 113 CONCORD AVENUE, CHATHAM, MEDWAY ME5 9TT |
| Price | £260,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £270,000 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/10/2035
- **Current heating cost:** £953/year
- **Est. upgrade cost to C:** £18,945

### Recommendations
- A2 (£900 - £1,200)
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0060-3955-6200-8455-3200)

## Description

Guide price £260,000 - £280,000

Located on the highly sought after Davis Estate, this charming two bedroom end of terrace house offering a perfect blend of comfort and modern living.

Upon entering, you are welcomed into a cozy lounge featuring a modern log burner, creating a warm and inviting space to relax. Adjacent to the lounge is a bright dining area, ideal for family meals or entertaining guests.

On the opposite side of the home, you’ll find a stylish modern kitchen diner, offering plenty of space for cooking and casual dining.

Upstairs, the property comprises two generous double bedrooms and a contemporary family bathroom.

Outside, the home benefits from a private garden set over a few tiers.

**Exterior**

Tired rear garden 

Utility area

Side access

Easy maintenance garden

## Property Photos

- ![Picture No. 11](/listings/photos/168020309/1716926) - Picture No. 11
- ![Picture No. 08](/listings/photos/168020309/1716927) - Picture No. 08
- ![Picture No. 09](/listings/photos/168020309/1716928) - Picture No. 09
- ![Picture No. 07](/listings/photos/168020309/1716929) - Picture No. 07
- ![Picture No. 06](/listings/photos/168020309/1716930) - Picture No. 06
- ![Picture No. 05](/listings/photos/168020309/1716931) - Picture No. 05
- ![Picture No. 04](/listings/photos/168020309/1716932) - Picture No. 04
- ![Picture No. 03](/listings/photos/168020309/1716933) - Picture No. 03
- ![Picture No. 12](/listings/photos/168020309/1716934) - Picture No. 12

## Floorplans

- ![Floorplan](/listings/photos/168020309/1716935) - Floorplan

## EPC Graphs

- ![EPC](/listings/photos/168020309/1716936) - EPC
- ![EPC Rating Graph](/listings/photos/168020309/1716937) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10677006
- **Address:** 113 Concord Avenue, CHATHAM, ME5 9TT
- **Certificate Issued:** 01/12/2014
- **Work Completed:** 06/11/2014
- **Items:** 8 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £270,000 | 02/04/2026 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £169,000 | 17/10/2014 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £149,500 | 23/12/2010 | Terraced |
| 113 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £70,500 | 01/09/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £320,000 | 01/09/2025 | Terraced |
| 38 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £310,000 | 19/03/2025 | Terraced |
| 10 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £315,000 | 22/09/2023 | Terraced |
| 59 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TH | £260,000 | 25/08/2023 | Terraced |
| 95 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £278,000 | 29/06/2023 | Terraced |
| 76 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £270,000 | 22/05/2023 | Terraced |
| 31 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £325,000 | 09/05/2023 | Terraced |
| [Same street] 105 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £242,000 | 27/01/2023 | Terraced |
| 69 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £345,000 | 09/12/2022 | Terraced |
| 36 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £315,000 | 09/12/2022 | Terraced |
| 40 QUICKTHORN CRESCENT, CHATHAM, MEDWAY, ME5 0TL | £333,000 | 09/09/2022 | Terraced |
| 83 HARPTREE DRIVE, CHATHAM, MEDWAY, ME5 0TF | £270,000 | 29/07/2022 | Terraced |
| 85 MADDEN AVENUE, CHATHAM, MEDWAY, ME5 9TG | £285,000 | 01/04/2022 | Terraced |
| 25 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £291,250 | 14/12/2021 | Terraced |
| [Same street] 115 CONCORD AVENUE, CHATHAM, MEDWAY, ME5 9TT | £267,500 | 06/12/2021 | Terraced |
| 7 WEST DRIVE, CHATHAM, MEDWAY, ME5 9XG | £242,000 | 14/10/2021 | Terraced |
| 9 THE HAWTHORNS, CHATHAM, MEDWAY, ME5 0TQ | £285,000 | 11/10/2021 | Terraced |
| 32 BARBERRY AVENUE, CHATHAM, MEDWAY, ME5 9TA | £265,000 | 17/09/2021 | Terraced |
| 35 HOOK CLOSE, CHATHAM, MEDWAY, ME5 9TP | £260,000 | 31/08/2021 | Terraced |

**Street average:** £254,750 (2 sales)
**Area average:** £292,309 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £314,453 (78 Terraced, ME5, 2024–2026)
- **Deviation:** -17.3%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Gorse Avenue, ME5 | £1,350/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Flat, Pine House, ME5 | £1,000/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Terraced House, Brenzett Close, ME5 | £1,395/mo | 2 | 0.86 miles | OpenRent |

**Average rent: £1,248/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £166/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,768/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.5%
- **10y growth:** 34%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of May 2026.*

- **1y growth (index):** -0.1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 37.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)