# 2 bedroom flat for sale (CF64 3AR) ## Property Details | Key | Value | |-----|-------| | Address | 24 SEA BANK, PENARTH, THE VALE OF GLAMORGAN CF64 3AR | | Price | £380,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | F | | Last sold | £380,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** C - **Expiry date:** 02/01/2029 - **Current heating cost:** £321/year - **Est. upgrade cost to C:** £2,600 ### Recommendations - I (£2,200 - £3,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8109-8176-0229-9707-8913) ## Description A completely renovated second floor apartment located on the seafront and with south facing views, from all rooms, of both the Bristol Channel and Alexandra Park. Much improved by the current owner with works include a full re-wire, new central heating system and boiler, new kitchen, bathroom and WC as well as redecoration throughout. The living accommodation comprises the hall, living / dining room, kitchen, study area, two bedrooms, a bathroom and a separate WC. The property has a south facing balcony that enjoys excellent views, and an allocated parking space in the undercroft area. The building is very popular and has a lift to all floors, additional unallocated parking and a top floor viewing room with breathtaking Bristol Channel views. Viewing advised. EPC: C. ## Property Photos - ![Photo 18](/listings/photos/165810890/1575732) - Photo 18 - ![Photo 13](/listings/photos/165810890/1575733) - Photo 13 - ![Photo 10](/listings/photos/165810890/1575734) - Photo 10 - ![Photo 12](/listings/photos/165810890/1575735) - Photo 12 - ![Photo 11](/listings/photos/165810890/1575736) - Photo 11 - ![Photo 6](/listings/photos/165810890/1575737) - Photo 6 - ![Photo 9](/listings/photos/165810890/1575738) - Photo 9 - ![Photo 7](/listings/photos/165810890/1575739) - Photo 7 - ![Photo 1](/listings/photos/165810890/1575740) - Photo 1 - ![Photo 2](/listings/photos/165810890/1575741) - Photo 2 - ![Photo 3](/listings/photos/165810890/1575742) - Photo 3 - ![Photo 5](/listings/photos/165810890/1575743) - Photo 5 - ![Photo 4](/listings/photos/165810890/1575744) - Photo 4 - ![Photo 17](/listings/photos/165810890/1575745) - Photo 17 - ![Photo 15](/listings/photos/165810890/1575746) - Photo 15 - ![Photo 16](/listings/photos/165810890/1575747) - Photo 16 - ![Photo 19](/listings/photos/165810890/1575748) - Photo 19 - ![Photo 20](/listings/photos/165810890/1575749) - Photo 20 ## Floorplans - ![Floor Plan](/listings/photos/165810890/1575750) - Floor Plan ## EPC Graphs - ![EPC graph](/listings/photos/165810890/1575751) - EPC graph - ![Energy Performance Certificate](/listings/photos/165810890/1575752) - Energy Performance Certificate ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #457331 - **Address:** 24 Seabank, The Esplanade, CF64 3AR - **Certificate Issued:** 14/02/2003 - **Work Completed:** 08/01/2003 - **Items:** 8 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 24 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £380,000 | 04/03/2026 | Flat | | 24 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £295,000 | 12/04/2019 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | ST NICHOLAS HOUSE FLAT 1 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1AL | £265,000 | 19/12/2025 | Flat | | ST. NICHOLAS HOUSE FLAT 5 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1AL | £278,000 | 04/12/2025 | Flat | | 64 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £265,000 | 28/11/2025 | Flat | | ST. BRIDES HOUSE FLAT 2 KYMIN ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 1AR | £230,000 | 21/11/2025 | Flat | | GLYNNE TOWER, 12 FLAT 6 BRIDGEMAN ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 3AW | £830,000 | 18/08/2025 | Flat | | HIGHFIELDS FLAT 5 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1AF | £399,950 | 17/04/2025 | Flat | | HIGHFIELDS FLAT 12 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1AF | £180,000 | 08/01/2025 | Flat | | HOMESIDE HOUSE FLAT 19 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1NR | £250,000 | 12/12/2023 | Flat | | HOMESIDE HOUSE FLAT 28 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1NR | £175,000 | 06/11/2023 | Flat | | 16 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £269,000 | 02/11/2023 | Flat | | 11 BRIDGEMAN COURT, PENARTH, THE VALE OF GLAMORGAN, CF64 3NR | £165,000 | 21/09/2023 | Flat | | ALEXANDRA COURT FLAT 25 THE ESPLANADE, PENARTH, THE VALE OF GLAMORGAN, CF64 3LA | £240,000 | 31/05/2023 | Flat | | ST. DONATS HOUSE FLAT 6 KYMIN ROAD, PENARTH, THE VALE OF GLAMORGAN, CF64 1AS | £255,000 | 31/05/2023 | Flat | | 12 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £285,000 | 15/05/2023 | Flat | | THE LINDENS FLAT 4 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1LA | £360,000 | 13/03/2023 | Flat | | HIGHFIELDS FLAT 11 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1AF | £190,000 | 09/03/2023 | Flat | | 32 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £320,000 | 08/11/2022 | Flat | | HOMESIDE HOUSE FLAT 8 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1NR | £122,000 | 04/11/2022 | Flat | | HOMESIDE HOUSE FLAT 2 BRADFORD PLACE, PENARTH, THE VALE OF GLAMORGAN, CF64 1NR | £115,000 | 04/11/2022 | Flat | | 55 SEA BANK, PENARTH, THE VALE OF GLAMORGAN, CF64 3AR | £320,000 | 14/09/2022 | Flat | **Area average:** £275,698 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £251,601 (37 Flat, CF64, 2024–2026) - **Deviation:** +51% ## Rental Range *ONS Price Index of Private Rents (Vale of Glamorgan). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £887/mo - **Realistic:** £985/mo - **Optimistic:** £1,084/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Penarth Marina, CF64 | £1,295/mo | 2 | 0.71 miles | OpenRent | | 2 Bed Flat, Cardiff International Sports Village, CF11 | £1,400/mo | 2 | 1.04 miles | OpenRent | | 2 Bed Flat, Bute Crescent, CF10 | £1,500/mo | 2 | 1.21 miles | OpenRent | **Average rent: £1,398/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.37% (weak for cashflow) - **Max investor price (0.8%):** £175,000 - **Target investor price (1%):** £140,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,400/mo).* - **Gross yield:** 4.4% - **Cost-to-rent:** 22.6× - **Monthly cashflow:** £-261/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £6,129/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 12.4% - **10y growth:** 52% ## House Price Index (HM Land Registry) *Official index for Vale of Glamorgan; Flats and maisonettes series; as of April 2026.* - **1y growth (index):** -1.7% - **5y growth (index):** 10.7% - **10y growth (index):** 34.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)