# 2 bedroom apartment for sale (BS8 4LY)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 10, CUMBERLAND HOUSE, 5, ALBERMARLE ROW, BRISTOL, BRISTOL, CITY OF BRISTOL BS8 4LY |
| Price | £325,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £62,000 Apr 1998 |

## Description

We are pleased to offer this well presented light and airy two bedroom top floor apartment forming part of an impressive period property.

No onward chain

Occupying the top floor of this grand Grade II listed Georgian Terrace historically used as lodging houses for the nearby hot wells, originally constructed around 1763.

This lovely home comprises of hallway, lounge/dining room, a well-appointed kitchen, two double bedrooms and a modern bathroom.

This lovely property also benefits from access to a pretty well -kept lawned communal garden which is accessed via a bridge!

Albermarle Row is a prime address offering easy access to both Clifton Village and the waterfront with its walks, maritime activity, cafés and restaurants.

Within the CH residents parking permit scheme.

## Property Photos

- ![1472811 (15).jpg](/listings/photos/89926122/2463542) - 1472811 (15).jpg
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## Floorplans

- ![1472811.jpg](/listings/photos/89926122/2463558) - 1472811.jpg

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/89926122/2463559) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CUMBERLAND HOUSE, 5 FLAT 10 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £62,000 | 30/04/1998 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 HALL FLOOR FLAT DOWRY SQUARE, BRISTOL, CITY OF BRISTOL, BS8 4SH | £367,000 | 15/01/2026 | Flat |
| 2 FIRST FLOOR FLAT CORNWALLIS CRESCENT, BRISTOL, CITY OF BRISTOL, BS8 4PL | £490,000 | 05/01/2026 | Flat |
| WALLACE PLACE FLAT 1 GRANBY HILL, BRISTOL, CITY OF BRISTOL, BS8 4LH | £185,000 | 12/12/2025 | Flat |
| 5 HALL FLOOR FLAT DOWRY SQUARE, BRISTOL, CITY OF BRISTOL, BS8 4SH | £320,000 | 28/11/2025 | Flat |
| GRANBY HOUSE FLAT 3 GRANBY HILL, BRISTOL, CITY OF BRISTOL, BS8 4LT | £285,000 | 24/07/2025 | Flat |
| 18 SECOND FLOOR FLAT CORNWALLIS CRESCENT, BRISTOL, CITY OF BRISTOL, BS8 4PJ | £425,000 | 30/06/2025 | Flat |
| [Same street] 4 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £450,000 | 26/06/2025 | Flat |
| [Same street] CUMBERLAND HOUSE, 5 FLAT 2 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £360,000 | 19/06/2024 | Flat |
| DAWES COURT FLAT 12 CUMBERLAND PLACE, BRISTOL, CITY OF BRISTOL, BS8 4LZ | £185,000 | 13/10/2023 | Flat |
| 287 FIRST FLOOR FLAT HOTWELL ROAD, BRISTOL, CITY OF BRISTOL, BS8 4NQ | £240,000 | 06/10/2023 | Flat |
| 13 GARDEN FLAT YORK GARDENS, CLIFTON, BRISTOL, CITY OF BRISTOL, BS8 4LL | £436,000 | 31/08/2023 | Flat |
| GRANBY COURT 44B GRANBY HILL, BRISTOL, CITY OF BRISTOL, BS8 4LS | £400,000 | 31/03/2023 | Flat |
| 297 BASEMENT FLAT HOTWELL ROAD, BRISTOL, CITY OF BRISTOL, BS8 4NQ | £964,000 | 28/03/2023 | Flat |
| 11 SECOND FLOOR FLAT WINDSOR TERRACE, CLIFTON, BRISTOL, CITY OF BRISTOL, BS8 4LW | £450,000 | 24/03/2023 | Flat |
| GRANBY COURT 44A GRANBY HILL, BRISTOL, CITY OF BRISTOL, BS8 4LS | £383,000 | 21/12/2022 | Flat |
| ADAMS COURT FLAT 3 CUMBERLAND PLACE, BRISTOL, CITY OF BRISTOL, BS8 4LQ | £145,510 | 16/12/2022 | Flat |
| 13 FLAT 4 DOWRY SQUARE, BRISTOL, CITY OF BRISTOL, BS8 4SL | £380,000 | 16/12/2022 | Flat |
| 2 THIRD FLOOR FLAT CORNWALLIS CRESCENT, BRISTOL, CITY OF BRISTOL, BS8 4PL | £410,500 | 06/12/2022 | Flat |
| CARRICK HOUSE 16 HOTWELL ROAD, BRISTOL, CITY OF BRISTOL, BS8 4NF | £205,000 | 30/11/2022 | Flat |
| CLEVE COURT FLAT 8 CUMBERLAND PLACE, BRISTOL, CITY OF BRISTOL, BS8 4LZ | £140,000 | 28/11/2022 | Flat |
| 19 FIRST FLOOR FLAT CORNWALLIS CRESCENT, BRISTOL, CITY OF BRISTOL, BS8 4PJ | £436,000 | 11/11/2022 | Flat |
| 2 BASEMENT FLAT CORNWALLIS CRESCENT, BRISTOL, CITY OF BRISTOL, BS8 4PL | £618,000 | 18/10/2022 | Flat |
| [Same street] 7 FLAT 1 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £360,000 | 18/07/2022 | Flat |
| [Same street] CUMBERLAND HOUSE, 5 FLAT 5 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £315,000 | 13/05/2022 | Flat |
| [Same street] 7 FLAT 2 ALBERMARLE ROW, BRISTOL, CITY OF BRISTOL, BS8 4LY | £305,000 | 10/03/2022 | Flat |

**Street average:** £358,000 (5 sales)
**Area average:** £373,251 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £393,956 (79 Flat, BS8, 2024–2026)
- **Deviation:** -17.5%

## Rental Range

*ONS Price Index of Private Rents (Bristol, City of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,695/mo
- **Realistic:** £1,883/mo
- **Optimistic:** £2,071/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bristol (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,092/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Clifton Vale Close, BS8 | £1,500/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Flat, Cornwallis Crescent, BS8 | £4,000/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Flat, Caledonia Place, BS8 | £1,700/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Caledonia Place, BS8 | £1,800/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Caledonia Place, BS8 | £1,850/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Caledonia Place, BS8 | £1,900/mo | 2 | 0.23 miles | OpenRent |
| 2 Bed Flat, Royal York Crescent, BS8 | £2,000/mo | 2 | 0.24 miles | OpenRent |
| 2 Bed Terraced House, Gloucester St, BS8 | £1,700/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Flat, Victoria Square, BS8 | £1,800/mo | 2 | 0.43 miles | OpenRent |
| 2 Bed Flat, Dover Place, BS8 | £2,000/mo | 2 | 0.57 miles | OpenRent |

**Average rent: £2,025/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.8×
- **Monthly cashflow:** £338/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.4%
- **10y growth:** 8.5%

## House Price Index (HM Land Registry)

*Official index for City of Bristol; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 5.3%
- **10y growth (index):** 22%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)