Terraced 2 sales on record

7 MORGAN STREET

ST HELENS, MERSEYSIDE, WA9 1PE

£80,000

Location

Map view View on Google Maps View on OpenStreetMap Street View WA9 1PE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	GASKELL ST/PARR STOCKS RD	0.0 miles
Shop	Jane's His and Hers	0.2 miles
Hospital	St Helens Hospital	0.8 miles
Train station	St Helens Central	0.8 miles
University	University of Chester - Warrington Campus	7.1 miles

Property details

Tenure

Leasehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

74 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£80,000 Jan 2026

Price per m²

£1,081/m²

Local average

£116,327 (80 sales)

Street crime

410 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 04/06/2025

Expiry date: 03/06/2035

Current heating cost: £965/year

Potential heating cost: £732/year

Est. upgrade cost to C: £24,915

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£15)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£80,000	Terraced	+44.9%	£79,707 to March 2026	View transaction
Sold	08/03/2013	£55,205	Terraced	—	£104,011 to March 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£80,000
listed	26/07/2025	£90,000
sold	01/01/2013	£55,205

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
173 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1PA	£75,000	28/11/2025	Terraced
2 SURREY STREET, ST HELENS, MERSEYSIDE, WA9 1QN	£94,199	21/11/2025	Terraced
16 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ	£77,000	05/06/2025	Terraced
22 RAMFORD STREET, ST HELENS, MERSEYSIDE, WA9 1QG	£70,000	17/03/2025	Terraced
25 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SU	£68,500	24/11/2023	Terraced
52 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SX	£81,000	20/10/2023	Terraced
28 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QD	£79,000	12/10/2023	Terraced
25 GASKELL STREET, ST HELENS, MERSEYSIDE, WA9 1PQ	£67,000	23/08/2023	Terraced
10 ALLANSON STREET, ST HELENS, MERSEYSIDE, WA9 1PD	£49,000	17/08/2023	Terraced
28 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QD	£76,000	10/08/2023	Terraced
9 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QA	£95,000	09/08/2023	Terraced
109 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1NY	£65,000	03/07/2023	Terraced
42 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ	£60,000	17/04/2023	Terraced
17 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QA	£67,500	31/01/2023	Terraced
7A FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SU	£113,000	09/12/2022	Terraced
22 ALLANSON STREET, ST HELENS, MERSEYSIDE, WA9 1PD	£82,000	02/12/2022	Terraced
12 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ	£70,000	02/12/2022	Terraced
105 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1NY	£80,000	18/11/2022	Terraced
30 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SX	£67,000	02/11/2022	Terraced
108 GASKELL STREET, ST HELENS, MERSEYSIDE, WA9 1PY	£85,000	28/10/2022	Terraced

Area average: £76,060 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.4%

10y growth 22.6%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: Terraced. As of March 2026.

1y (index) 4%

5y (index) 32.5%

10y (index) 80.3%

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £704/mo

Realistic £782/mo

Optimistic £860/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Breccia Gardens, WA9	£1,095/mo	2	0.21 miles	OpenRent

Average rent: £1,095/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.37%

Max investor price (0.8%) £136,875

Target investor price (1%) £109,500

Gross yield 16.4%

Cost-to-rent ratio 6.1×

Monthly cashflow £645/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 33.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	154
Shoplifting	59
Criminal damage and arson	48
Drugs	39
Anti-social behaviour	26
Public order	25
Other theft	21
Vehicle crime	14
Burglary	9
Other crime	8
Possession of weapons	3
Robbery	2
Bicycle theft	1
Theft from the person	1
Total incidents	410

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Allanson Street Primary School	Primary	0.1 miles	Good — 29 Apr 2019
Mill Green School	Other	0.4 miles	Outstanding — 18 Nov 2014
Lansbury Bridge School	Other	0.4 miles	Good — 22 Jan 2016
Merton Bank Primary School	Primary	0.6 miles	Requires improvement — 18 Jun 2024
St Cuthbert's Catholic High School	Secondary	0.6 miles	Good — 13 Oct 2016

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 7 MORGAN STREET, ST HELENS, MERSEYSIDE, WA9 1PE

## Property details

- Slug: `feea54b` (address key hash: `feea54bb867e25f38ff5c5230edc4b45090c940a`)
- Postcode: WA9 1PE
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £80,000 Jan 2026
- Price per m²: £1,081/m²
- Local average: £116,327 (80 sales)
- Street crime: 410 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £80,000
- Date: 2026-01-23
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 03/06/2035
- **Current heating cost:** £965/year
- **Est. upgrade cost to C:** £24,915

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£15)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7100-0149-0722-5509-3653)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £80,000 | Terraced | +44.9% | £79,707 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-27f5-591c-e063-4704a8c00c31) |
| Sold | 2013-03-08 | £55,205 | Terraced | — | £104,011 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/f0c36c30-5c0f-4c05-8794-7958bf467434) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 MORGAN STREET, ST HELENS, MERSEYSIDE, WA9 1PE | £80,000 | 23/01/2026 | Terraced |
| 7 MORGAN STREET, ST HELENS, MERSEYSIDE, WA9 1PE | £55,205 | 08/03/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164993810](http://87.117.209.195:8080/listings/88f7d96)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £80,000 |
| listed | 2025-07-26 | £90,000 |
| sold | 2013-01-01 | £55,205 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 173 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1PA | £75,000 | 28/11/2025 | Terraced |
| 2 SURREY STREET, ST HELENS, MERSEYSIDE, WA9 1QN | £94,199 | 21/11/2025 | Terraced |
| 16 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ | £77,000 | 05/06/2025 | Terraced |
| 22 RAMFORD STREET, ST HELENS, MERSEYSIDE, WA9 1QG | £70,000 | 17/03/2025 | Terraced |
| 25 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SU | £68,500 | 24/11/2023 | Terraced |
| 52 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SX | £81,000 | 20/10/2023 | Terraced |
| 28 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QD | £79,000 | 12/10/2023 | Terraced |
| 25 GASKELL STREET, ST HELENS, MERSEYSIDE, WA9 1PQ | £67,000 | 23/08/2023 | Terraced |
| 10 ALLANSON STREET, ST HELENS, MERSEYSIDE, WA9 1PD | £49,000 | 17/08/2023 | Terraced |
| 28 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QD | £76,000 | 10/08/2023 | Terraced |
| 9 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QA | £95,000 | 09/08/2023 | Terraced |
| 109 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1NY | £65,000 | 03/07/2023 | Terraced |
| 42 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ | £60,000 | 17/04/2023 | Terraced |
| 17 MONMOUTH GROVE, ST HELENS, MERSEYSIDE, WA9 1QA | £67,500 | 31/01/2023 | Terraced |
| 7A FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SU | £113,000 | 09/12/2022 | Terraced |
| 22 ALLANSON STREET, ST HELENS, MERSEYSIDE, WA9 1PD | £82,000 | 02/12/2022 | Terraced |
| 12 HAMMOND STREET, ST HELENS, MERSEYSIDE, WA9 1PZ | £70,000 | 02/12/2022 | Terraced |
| 105 PARR STOCKS ROAD, ST HELENS, MERSEYSIDE, WA9 1NY | £80,000 | 18/11/2022 | Terraced |
| 30 FLEET LANE, ST HELENS, MERSEYSIDE, WA9 1SX | £67,000 | 02/11/2022 | Terraced |
| 108 GASKELL STREET, ST HELENS, MERSEYSIDE, WA9 1PY | £85,000 | 28/10/2022 | Terraced |

**Area average:** £76,060 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.4%
- **10y growth:** 22.6%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 32.5%
- **10y growth (index):** 80.3%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £704/mo
- **Realistic:** £782/mo
- **Optimistic:** £860/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Breccia Gardens, WA9 | £1,095/mo | 2 | 0.21 miles | OpenRent |

**Average rent: £1,095/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.37% (strong)
- **Max investor price (0.8%):** £136,875
- **Target investor price (1%):** £109,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,095/mo).*

- **Gross yield:** 16.4%
- **Cost-to-rent:** 6.1×
- **Monthly cashflow:** £645/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 33.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 154 |
| Shoplifting | 59 |
| Criminal damage and arson | 48 |
| Drugs | 39 |
| Anti-social behaviour | 26 |
| Public order | 25 |
| Other theft | 21 |
| Vehicle crime | 14 |
| Burglary | 9 |
| Other crime | 8 |
| Possession of weapons | 3 |
| Robbery | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **410** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Allanson Street Primary School | Primary | 0.1 miles | Good — 29 Apr 2019 |
| Mill Green School | Other | 0.4 miles | Outstanding — 18 Nov 2014 |
| Lansbury Bridge School | Other | 0.4 miles | Good — 22 Jan 2016 |
| Merton Bank Primary School | Primary | 0.6 miles | Requires improvement — 18 Jun 2024 |
| St Cuthbert's Catholic High School | Secondary | 0.6 miles | Good — 13 Oct 2016 |