# 30 COLVILLE TERRACE, CARLISLE, CUMBERLAND, CA2 5HW

## Property details

- Slug: `fe5760e` (address key hash: `fe5760e99e57ab8849e540a98a1a47f630d1d2bb`)
- Postcode: CA2 5HW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 61 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £95,000 Feb 2026
- Price per m²: £1,557/m²
- Local average: £118,538 (69 sales)
- Street crime: 577 incidents within 1 mile (May 2026)

## Latest sale

- Price: £95,000
- Date: 2026-02-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 02/10/2029
- **Current heating cost:** £386/year

### Recommendations
- Q (14,000)
- E (15)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9061-2817-7306-9901-0451)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-18 | £95,000 | Terraced | — | £94,830 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f35f-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 COLVILLE TERRACE, CARLISLE, CUMBERLAND, CA2 5HW | £95,000 | 18/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 COLVILLE TERRACE, CARLISLE, CUMBERLAND, CA2 5HW | £85,000 | 04/09/2025 | Terraced |
| 13 BLENCOWE STREET, CARLISLE, CUMBERLAND, CA2 5XP | £70,000 | 14/08/2025 | Terraced |
| 53 COLLINGWOOD STREET, CARLISLE, CUMBERLAND, CA2 5XS | £112,000 | 14/08/2025 | Terraced |
| 57 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £85,000 | 18/09/2024 | Terraced |
| 29 BLENCOWE STREET, CARLISLE, CUMBERLAND, CA2 5XU | £65,000 | 04/04/2024 | Terraced |
| 8 COLVILLE TERRACE, CARLISLE, CUMBERLAND, CA2 5HW | £90,000 | 17/11/2023 | Terraced |
| 54 TRAFALGAR STREET, CARLISLE, CUMBERLAND, CA2 5XY | £116,500 | 16/10/2023 | Terraced |
| 88 WESTMORLAND STREET, CARLISLE, CUMBERLAND, CA2 5JF | £94,000 | 13/10/2023 | Terraced |
| 33 TRAFALGAR STREET, CARLISLE, CUMBERLAND, CA2 5XX | £92,000 | 30/06/2023 | Terraced |
| 15 TRAFALGAR STREET, CARLISLE, CUMBERLAND, CA2 5XX | £93,000 | 01/06/2023 | Terraced |
| 5 BLENCOWE STREET, CARLISLE, CUMBRIA, CA2 5XP | £152,500 | 13/12/2022 | Terraced |
| 14 CLIFTON STREET, CARLISLE, CUMBRIA, CA2 5NG | £90,000 | 02/12/2022 | Terraced |
| 70 NELSON STREET, CARLISLE, CUMBRIA, CA2 5NA | £96,000 | 18/11/2022 | Terraced |
| 25 TRAFALGAR STREET, CARLISLE, CUMBRIA, CA2 5XX | £95,000 | 11/11/2022 | Terraced |
| 28 TRAFALGAR STREET, CARLISLE, CUMBRIA, CA2 5XY | £96,000 | 10/10/2022 | Terraced |
| 44 COLVILLE TERRACE, CARLISLE, CUMBRIA, CA2 5HW | £132,500 | 23/09/2022 | Terraced |
| 25 COLVILLE STREET, CARLISLE, CUMBRIA, CA2 5HT | £100,500 | 02/09/2022 | Terraced |
| 51 NELSON STREET, CARLISLE, CUMBRIA, CA2 5NE | £177,500 | 02/09/2022 | Terraced |
| 59 COLLINGWOOD STREET, CARLISLE, CUMBRIA, CA2 5XS | £85,500 | 22/08/2022 | Terraced |
| 1 KENMOUNT PLACE, CARLISLE, CUMBRIA, CA2 5NU | £240,000 | 08/08/2022 | Terraced |

**Area average:** £108,400 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.2%
- **10y growth:** 7.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Metcalfe St, CA2 | £700/mo | 1 | 0.22 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £530/mo | 2 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Milbourne St, CA2 | £895/mo | 3 | 0.39 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £750/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Terraced House, Crummock St, CA2 | £795/mo | 2 | 0.45 miles | OpenRent |
| 2 Bed Terraced House, Crummock Street, CA2 | £600/mo | 2 | 0.47 miles | OpenRent |

**Average rent: £712/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £90,625
- **Target investor price (1%):** £72,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £725/mo).*

- **Gross yield:** 9.2%
- **Cost-to-rent:** 10.9×
- **Monthly cashflow:** £253/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 246 |
| Public order | 82 |
| Shoplifting | 76 |
| Criminal damage and arson | 37 |
| Other theft | 34 |
| Drugs | 33 |
| Anti-social behaviour | 20 |
| Other crime | 12 |
| Burglary | 11 |
| Possession of weapons | 9 |
| Vehicle crime | 7 |
| Bicycle theft | 4 |
| Robbery | 3 |
| Theft from the person | 3 |
| **Total incidents** | **577** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Robert Ferguson Primary School | Primary | 0.2 miles | Good — 19 Dec 2017 |
| Caldew Lea School | Primary | 0.5 miles | Good — 25 Apr 2024 |
| University of Cumbria | Other | 0.6 miles | — (No rating) |
| St Bede's Catholic Primary School | Primary | 0.7 miles | Good — 7 May 2015 |
| Newlaithes Junior School | Primary | 0.8 miles | Good — 10 Mar 2020 |