# 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF

## Property details

- Slug: `fddea78` (address key hash: `fddea78f802f891cd0581b8e26158e5c59fc48bb`)
- Postcode: CM3 5PF
- Transactions on record: 5

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 83 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £342,000 Mar 2026
- Price per m²: £4,120/m²
- Local average: £628,549 (98 sales)
- Street crime: 70 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £342,000
- Date: 2026-03-13
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/04/2031
- **Current heating cost:** £747/year
- **Est. upgrade cost to C:** £13,325

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0246-1209-2809-3344-0200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £342,000 | Detached | +84.9% | £347,572 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f2ea-b8d0-e063-4704a8c08d98) |
| Sold | 2010-02-12 | £185,000 | Detached | -14.2% | £355,742 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/22ef7a80-3f03-4c55-a4d9-f33a3885f346) |
| Sold | 2008-01-18 | £215,500 | Detached | +39% | £380,653 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/ca9faffd-f55a-40bf-b14c-30242f230f5d) |
| Sold | 2005-10-28 | £155,000 | Detached | +2.6% | £320,934 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/7d329606-1e99-4394-b0f9-f13fd5cb6318) |
| Sold | 2003-02-21 | £151,000 | Detached | — | £361,386 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/e6061597-6cc2-46a2-be58-65be9fcf8a0f) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £342,000 | 13/03/2026 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £185,000 | 12/02/2010 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £215,500 | 18/01/2008 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £155,000 | 28/10/2005 | Detached |
| 38 WHITEHOUSE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PF | £151,000 | 21/02/2003 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165953198](http://87.117.209.195:8080/listings/b28e48a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £342,000 |
| listed | 2025-08-19 | £345,000 |
| sold | 2010-01-01 | £185,000 |
| sold | 2008-01-01 | £215,500 |
| sold | 2005-01-01 | £155,000 |
| sold | 2003-01-01 | £151,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 DUNLIN CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SA | £632,000 | 28/11/2025 | Detached |
| 36 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £430,000 | 27/03/2025 | Detached |
| 42 MITCHELL WAY, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PJ | £515,000 | 05/02/2025 | Detached |
| 10 GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JQ | £410,000 | 02/12/2022 | Detached |
| 93 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ | £600,000 | 30/11/2022 | Detached |
| 4 HITHER BLAKERS, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JH | £426,000 | 10/10/2022 | Detached |
| 42 HULLBRIDGE ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5NG | £700,000 | 23/09/2022 | Detached |
| 8 MILLARS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5QF | £485,000 | 15/07/2022 | Detached |
| 13 BANDHILLS CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JW | £425,000 | 30/05/2022 | Detached |
| 19 BRENT AVENUE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5SE | £445,000 | 05/05/2022 | Detached |
| 58 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £560,000 | 05/05/2022 | Detached |
| 17 BARTON CLOSE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5UB | £390,000 | 13/04/2022 | Detached |
| 20 LONGFIELD ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JN | £402,000 | 28/03/2022 | Detached |
| 98 HAMBERTS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5TZ | £497,000 | 14/02/2022 | Detached |
| 26 CLEMENTS GREEN LANE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5JP | £450,000 | 07/12/2021 | Detached |
| 3 THE CHASE, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PN | £455,000 | 05/11/2021 | Detached |
| 7 MANOR ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PW | £450,000 | 22/10/2021 | Detached |
| 43 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £575,000 | 23/09/2021 | Detached |
| 4 KING EDWARDS ROAD, SOUTH WOODHAM FERRERS, CHELMSFORD, ESSEX, CM3 5PQ | £580,000 | 27/08/2021 | Detached |

**Area average:** £496,158 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.6%
- **10y growth:** 5.5%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Detached series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 33.6%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Champions Way, CM3 | £3,250/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Semi-Detached House, Coburg Place, CM3 | £1,600/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £2,425/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £303,125
- **Target investor price (1%):** £242,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,425/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £811/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Shoplifting | 9 |
| Anti-social behaviour | 4 |
| Criminal damage and arson | 4 |
| Public order | 4 |
| Other crime | 3 |
| Drugs | 2 |
| Other theft | 2 |
| Vehicle crime | 2 |
| Burglary | 1 |
| **Total incidents** | **70** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Woodville Primary School | Primary | 0.2 miles | Outstanding — 21 Apr 2008 |
| Elmwood Primary School | Primary | 0.4 miles | Good — 28 Feb 2014 |
| St Joseph's Catholic Primary School, SWF | Primary | 0.5 miles | Good — 15 Jul 2024 |
| William de Ferrers School | Secondary | 0.5 miles | — (Inspected (no overall grade)) |
| Trinity St Mary's CofE Voluntary Aided Primary School, South Woodham Ferrers | Primary | 0.5 miles | Good — 21 Jun 2012 |