Semi-Detached 2 sales on record

11 MARGETTS PLACE

LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF

£400,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME2 4XF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Brissenden Close	0.1 miles
Shop	Unknown	0.5 miles
University	Unknown	1.2 miles
Train station	Strood	1.8 miles
Hospital	The Somerfield Hospital	9.5 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

119 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£400,000 Feb 2026

Price per m²

£3,361/m²

Local average

£344,829 (38 sales)

Street crime

70 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 11/03/2022

Expiry date: 10/03/2032

Current heating cost: £439/year

Potential heating cost: £404/year

Est. upgrade cost to C: £14,500

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/02/2026	£400,000	Semi-detached	+4.7%	£396,378 to April 2026	View transaction
Sold	08/12/2022	£382,000	Semi-detached	—	£377,781 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£400,000
listed	03/07/2025	£400,000
sold	01/01/2022	£382,000
sold	01/01/1997	£81,000
sold	01/01/1995	£76,250

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
26 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GW	£129,500	21/03/2025	Semi-detached
18 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW	£340,000	05/08/2022	Semi-detached
35 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX	£430,000	28/04/2022	Semi-detached
12 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX	£395,000	03/03/2022	Semi-detached
12 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF	£390,000	28/01/2022	Semi-detached
47 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£310,000	29/11/2021	Semi-detached
45 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£310,000	19/11/2021	Semi-detached
41 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£350,000	29/10/2021	Semi-detached
43 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£350,000	27/10/2021	Semi-detached
10 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX	£487,500	15/09/2021	Semi-detached
31 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£310,000	10/09/2021	Semi-detached
29 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU	£300,000	10/09/2021	Semi-detached
8 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW	£450,000	06/08/2021	Semi-detached

Area average: £350,154 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.1%

10y growth 17.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Semi-detached. As of April 2026.

1y (index) 1%

5y (index) 17.5%

10y (index) 40.7%

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,114/mo

Realistic £1,238/mo

Optimistic £1,362/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Medway & Swale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Marina Point West, ME4	£1,085/mo	1	0.73 miles	OpenRent
1 Bed Flat, Marina Point Westreet, ME4	£1,000/mo	1	0.73 miles	OpenRent
2 Bed Flat, Marina Point East, ME4	£1,300/mo	2	0.75 miles	OpenRent
2 Bed Flat, Marina Point East, ME4	£1,475/mo	2	0.75 miles	OpenRent
2 Bed Flat, Marina Point East, ME4	£1,550/mo	2	0.75 miles	OpenRent

Average rent: £1,282/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 3.9%

Cost-to-rent ratio 25.6×

Monthly cashflow £-430/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	23
Anti-social behaviour	15
Other crime	7
Criminal damage and arson	5
Other theft	4
Shoplifting	4
Vehicle crime	4
Burglary	3
Public order	2
Bicycle theft	1
Drugs	1
Possession of weapons	1
Total incidents	70

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chattenden Primary School	Primary	0.4 miles	Good — 20 May 2024
St Mary's Island Church of England (Aided) Primary School	Primary	0.5 miles	Good — 2 Apr 2014
Wainscott Primary School	Primary	1.0 miles	Good — 8 May 2024
The Hundred of Hoo Academy	Other	1.0 miles	Good — 7 Sep 2018
Maritime Academy	Secondary	1.1 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
13/01/2016	15/12/2015	7	1

# 11 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF

## Property details

- Slug: `fd0bfc2` (address key hash: `fd0bfc2f89ab32e8782c9aff7256dfec232ea1c8`)
- Postcode: ME2 4XF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 119 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £400,000 Feb 2026
- Price per m²: £3,361/m²
- Local average: £344,829 (38 sales)
- Street crime: 70 incidents within 1 mile (May 2026)

## Latest sale

- Price: £400,000
- Date: 2026-02-20
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 10/03/2032
- **Current heating cost:** £439/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3914-5112-9002-0297-6706)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £400,000 | Semi-detached | +4.7% | £396,378 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4b1f-8922-e063-4804a8c094d0) |
| Sold | 2022-12-08 | £382,000 | Semi-detached | — | £377,781 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/f3b6c198-4684-6e40-e053-6c04a8c0b3b4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £400,000 | 20/02/2026 | Semi-detached |
| 11 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £382,000 | 08/12/2022 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164116937](http://87.117.209.195:8080/listings/1c1e1ea)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £400,000 |
| listed | 2025-07-03 | £400,000 |
| sold | 2022-01-01 | £382,000 |
| sold | 1997-01-01 | £81,000 |
| sold | 1995-01-01 | £76,250 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 26 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GW | £129,500 | 21/03/2025 | Semi-detached |
| 18 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW | £340,000 | 05/08/2022 | Semi-detached |
| 35 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £430,000 | 28/04/2022 | Semi-detached |
| 12 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £395,000 | 03/03/2022 | Semi-detached |
| 12 MARGETTS PLACE, LOWER UPNOR, ROCHESTER, MEDWAY, ME2 4XF | £390,000 | 28/01/2022 | Semi-detached |
| 47 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 29/11/2021 | Semi-detached |
| 45 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 19/11/2021 | Semi-detached |
| 41 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £350,000 | 29/10/2021 | Semi-detached |
| 43 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £350,000 | 27/10/2021 | Semi-detached |
| 10 GALLEON WAY, UPNOR, ROCHESTER, MEDWAY, ME2 4GX | £487,500 | 15/09/2021 | Semi-detached |
| 31 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £310,000 | 10/09/2021 | Semi-detached |
| 29 JURY DRIVE, CHATTENDEN, ROCHESTER, MEDWAY, ME3 8GU | £300,000 | 10/09/2021 | Semi-detached |
| 8 BRISSENDEN CLOSE, UPNOR, ROCHESTER, MEDWAY, ME2 4XW | £450,000 | 06/08/2021 | Semi-detached |

**Area average:** £350,154 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.1%
- **10y growth:** 17.5%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 40.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Marina Point West, ME4 | £1,085/mo | 1 | 0.73 miles | OpenRent |
| 1 Bed Flat, Marina Point Westreet, ME4 | £1,000/mo | 1 | 0.73 miles | OpenRent |
| 2 Bed Flat, Marina Point East, ME4 | £1,300/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Marina Point East, ME4 | £1,475/mo | 2 | 0.75 miles | OpenRent |
| 2 Bed Flat, Marina Point East, ME4 | £1,550/mo | 2 | 0.75 miles | OpenRent |

**Average rent: £1,282/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.6×
- **Monthly cashflow:** £-430/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 23 |
| Anti-social behaviour | 15 |
| Other crime | 7 |
| Criminal damage and arson | 5 |
| Other theft | 4 |
| Shoplifting | 4 |
| Vehicle crime | 4 |
| Burglary | 3 |
| Public order | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **70** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chattenden Primary School | Primary | 0.4 miles | Good — 20 May 2024 |
| St Mary's Island Church of England (Aided) Primary School | Primary | 0.5 miles | Good — 2 Apr 2014 |
| Wainscott Primary School | Primary | 1.0 miles | Good — 8 May 2024 |
| The Hundred of Hoo Academy | Other | 1.0 miles | Good — 7 Sep 2018 |
| Maritime Academy | Secondary | 1.1 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #11408769
- **Address:** 11 Margetts Place, Lower Upnor, ME2 4XF
- **Certificate Issued:** 13/01/2016
- **Work Completed:** 15/12/2015
- **Items:** 7 window(s), 1 door(s)