# 43 SPERLING DRIVE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SG

## Property details

- Slug: `fc724ff` (address key hash: `fc724ff0210bc119936770aa081ea6d2d9546fa1`)
- Postcode: CB9 9SG
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 71 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £272,500 Mar 2026
- Price per m²: £3,838/m²
- Local average: £242,926 (38 sales)
- Street crime: 136 incidents within 1 mile (May 2026)

## Latest sale

- Price: £272,500
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/09/2035
- **Current heating cost:** £522/year
- **Est. upgrade cost to C:** £11,850

### Recommendations
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9019-3054-2201-0845-8200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £272,500 | Terraced | +14.7% | £274,458 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-a393-8922-e063-4804a8c094d0) |
| Sold | 2019-04-23 | £237,500 | Terraced | — | £287,639 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8a78b2af-fbf9-5cb0-e053-6b04a8c0f504) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 SPERLING DRIVE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SG | £272,500 | 20/03/2026 | Terraced |
| 43 SPERLING DRIVE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SG | £237,500 | 23/04/2019 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167458940](http://87.117.209.195:8080/listings/57702c0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £272,500 |
| listed | 2025-09-26 | £270,000 |
| sold | 2019-01-01 | £237,500 |
| sold | 2008-01-01 | £155,500 |
| sold | 2006-01-01 | £161,950 |
| sold | 2006-01-01 | £158,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 HOWE ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9NJ | £255,000 | 14/01/2026 | Terraced |
| 8 FOREST GLADE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9NL | £249,995 | 07/05/2024 | Terraced |
| 43 CHAPELWENT ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SB | £282,500 | 08/12/2023 | Terraced |
| 46 ARRENDENE ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9JT | £300,000 | 11/10/2023 | Terraced |
| 43 FOREST GLADE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9NN | £245,000 | 29/09/2023 | Terraced |
| 49 ARRENDENE ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9JQ | £329,500 | 17/05/2023 | Terraced |
| 12 MASONS CLOSE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SN | £225,000 | 28/04/2023 | Terraced |
| 44 HALES BARN ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SE | £330,000 | 04/01/2023 | Terraced |
| 55 CHAPELWENT ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SB | £112,000 | 16/12/2022 | Terraced |
| 19 BILLINGS CLOSE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SA | £293,500 | 02/12/2022 | Terraced |
| 23 SPERLING DRIVE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SG | £255,000 | 27/09/2022 | Terraced |
| 10 CARLTON CLOSE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9JN | £300,000 | 09/09/2022 | Terraced |
| 38 CHAPELWENT ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SD | £365,000 | 10/08/2022 | Terraced |
| 57 ARRENDENE ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9JT | £369,950 | 23/05/2022 | Terraced |
| 70 HOWE ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9NJ | £235,000 | 22/02/2022 | Terraced |
| 20 LOPHAMS CLOSE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9JR | £305,000 | 03/12/2021 | Terraced |
| 94 HALES BARN ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SE | £222,000 | 30/09/2021 | Terraced |
| 26 BILLINGS CLOSE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SA | £254,000 | 24/09/2021 | Terraced |
| 65 SPERLING DRIVE, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SG | £239,000 | 04/08/2021 | Terraced |
| 54 HALES BARN ROAD, HAVERHILL, WEST SUFFOLK, SUFFOLK, CB9 9SE | £277,500 | 23/07/2021 | Terraced |

**Area average:** £272,247 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.7%
- **10y growth:** 38.7%

## House Price Index (HM Land Registry)

*Official index for West Suffolk; Terraced series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 12%
- **10y growth (index):** 36.1%

## Rental Range

*ONS Price Index of Private Rents (West Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,059/mo
- **Realistic:** £1,177/mo
- **Optimistic:** £1,295/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Betony Walk, CB9 | £1,250/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Semi-Detached House, Orbell Avenue, CB9 | £1,350/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Terraced House, Mallow Walk, CB9 | £1,300/mo | 3 | 0.8 miles | OpenRent |

**Average rent: £1,300/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.48% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 5.7%
- **Cost-to-rent:** 17.5×
- **Monthly cashflow:** £72/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 68 |
| Criminal damage and arson | 23 |
| Shoplifting | 15 |
| Anti-social behaviour | 8 |
| Burglary | 5 |
| Other crime | 4 |
| Possession of weapons | 3 |
| Vehicle crime | 3 |
| Drugs | 2 |
| Public order | 2 |
| Robbery | 2 |
| Other theft | 1 |
| **Total incidents** | **136** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| New Cangle Community Primary School | Primary | 0.3 miles | Good — 20 Jul 2023 |
| Castle Manor Academy | Secondary | 0.6 miles | Good — 18 Jun 2019 |
| Place Farm Primary Academy | Primary | 0.7 miles | Good — 27 Nov 2022 |
| St Felix Roman Catholic Primary School, Haverhill | Primary | 0.7 miles | Good — 9 Jul 2024 |
| Samuel Ward Academy | Secondary | 0.8 miles | Good — 7 Dec 2022 |