# 104 PETER STREET, BLACKPOOL, FY1 3NN

## Property details

- Slug: `fbf4214` (address key hash: `fbf4214df37bd2fcfc83a6604ea2fddf4167658c`)
- Postcode: FY1 3NN
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 110 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £85,000 Jan 2026
- Price per m²: £773/m²
- Local average: £99,315 (104 sales)
- Street crime: 1182 incidents within 1 mile (May 2026)

## Latest sale

- Price: £85,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 11/07/2034
- **Est. upgrade cost to C:** £14,790

### Recommendations
- A2 (£850 - £1,500)
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0350-2452-3330-2994-4915)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £85,000 | Terraced | +14.1% | £84,271 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-4ba8-d8ea-e063-4704a8c0bf7d) |
| Sold | 2013-04-19 | £74,500 | Terraced | — | £114,556 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4433abf6-0ee9-4cc4-b2b1-551eff37fc72) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 104 PETER STREET, BLACKPOOL, FY1 3NN | £85,000 | 30/01/2026 | Terraced |
| 104 PETER STREET, BLACKPOOL, FY1 3NN | £74,500 | 19/04/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [146814326](http://87.117.209.195:8080/listings/7a8109c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £85,000 |
| listed | 2024-04-15 | £90,000 |
| sold | 2013-01-01 | £74,500 |
| sold | 2008-01-01 | £103,500 |
| sold | 2001-01-01 | £34,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 FLAT 1 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £97,200 | 09/01/2026 | Terraced |
| 53 PETER STREET, BLACKPOOL, FY1 3NL | £78,000 | 19/12/2025 | Terraced |
| 40 SELBOURNE ROAD, BLACKPOOL, FY1 3SA | £82,000 | 11/11/2025 | Terraced |
| 21 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £97,000 | 29/08/2025 | Terraced |
| 55 DEVONSHIRE ROAD, BLACKPOOL, FY3 8DR | £62,500 | 11/06/2025 | Terraced |
| 15 MANCHESTER ROAD, BLACKPOOL, FY3 8DN | £77,000 | 04/04/2025 | Terraced |
| 118 PETER STREET, BLACKPOOL, FY1 3NN | £73,700 | 18/12/2023 | Terraced |
| 85 PETER STREET, BLACKPOOL, FY1 3NN | £87,500 | 11/12/2023 | Terraced |
| 39 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £112,376 | 27/10/2023 | Terraced |
| 124A GEORGE STREET, BLACKPOOL, FY1 3SF | £128,000 | 20/10/2023 | Terraced |
| 126A GEORGE STREET, BLACKPOOL, FY1 3SF | £129,000 | 20/10/2023 | Terraced |
| 46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA | £71,000 | 12/10/2023 | Terraced |
| 33 COLERIDGE ROAD, BLACKPOOL, FY1 3SD | £100,000 | 11/10/2023 | Terraced |
| 42 CAMBRIDGE ROAD, BLACKPOOL, FY1 3QQ | £123,000 | 22/09/2023 | Terraced |
| 46 DEVONSHIRE ROAD, BLACKPOOL, FY3 8AA | £62,000 | 18/08/2023 | Terraced |
| 112 ELIZABETH STREET, BLACKPOOL, FY1 3LZ | £97,000 | 31/07/2023 | Terraced |
| 37 OXFORD ROAD, BLACKPOOL, FY1 3QL | £85,000 | 21/07/2023 | Terraced |
| 24 SELBOURNE ROAD, BLACKPOOL, FY1 3SA | £95,000 | 31/05/2023 | Terraced |
| 15 OXFORD ROAD, BLACKPOOL, FY1 3QL | £87,500 | 19/05/2023 | Terraced |
| 101 ELIZABETH STREET, BLACKPOOL, FY1 3LZ | £85,000 | 16/05/2023 | Terraced |

**Area average:** £91,489 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.9%
- **10y growth:** 27.1%

## House Price Index (HM Land Registry)

*Official index for Blackpool; Terraced series; as of April 2026.*

- **1y growth (index):** 5%
- **5y growth (index):** 22.3%
- **10y growth (index):** 47.9%

## Rental Range

*ONS Price Index of Private Rents (Blackpool). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £634/mo
- **Realistic:** £704/mo
- **Optimistic:** £774/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Newton Drive, FY3 | £700/mo | 1 | 0.18 miles | OpenRent |
| Studio Flat, Hornby Road, FY1 | £715/mo | 1 | 0.3 miles | OpenRent |
| 1 Bed Flat, Edward Street, FY1 | £995/mo | 1 | 0.47 miles | OpenRent |
| 1 Bed Flat, Blackpool, FY1 | £750/mo | 1 | 0.47 miles | OpenRent |
| 1 Bed Flat, Blackpool, FY1 | £650/mo | 1 | 0.49 miles | OpenRent |

**Average rent: £762/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.84% (okay)
- **Max investor price (0.8%):** £89,375
- **Target investor price (1%):** £71,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £715/mo).*

- **Gross yield:** 10.1%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £284/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 533 |
| Anti-social behaviour | 213 |
| Public order | 77 |
| Criminal damage and arson | 72 |
| Other theft | 66 |
| Drugs | 45 |
| Vehicle crime | 34 |
| Other crime | 32 |
| Shoplifting | 29 |
| Possession of weapons | 26 |
| Burglary | 24 |
| Robbery | 17 |
| Bicycle theft | 7 |
| Theft from the person | 7 |
| **Total incidents** | **1182** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tower Learning Centre Independent School | Other | 0.1 miles | Good — 21 Sep 2022 |
| Devonshire Primary Academy | Primary | 0.1 miles | — (Inspected (no overall grade)) |
| St Kentigern's Catholic Primary School | Primary | 0.2 miles | Good — 12 Nov 2014 |
| Blackpool St John's Church of England Primary School | Primary | 0.4 miles | Good — 26 Jul 2012 |
| Woodlands School | Other | 0.7 miles | Good — 15 Oct 2013 |