# 3 DAPPLE BANK, STEWARTBY, BEDFORD, MK43 9SG

## Property details

- Slug: `fb5bceb` (address key hash: `fb5bceba561b4d8c4e3175b4b033f031bf83f3b5`)
- Postcode: MK43 9SG
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 65 m²
- EPC rating: B
- Last sold: £310,000 Mar 2026
- Price per m²: £4,769/m²
- Local average: £341,126 (49 sales)
- Street crime: 11 incidents within 1 mile (May 2026)

## Latest sale

- Price: £310,000
- Date: 2026-03-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 13/12/2028
- **Current heating cost:** £209/year
- **Est. upgrade cost to C:** £11,500

### Recommendations
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9848-3905-7342-6818-9964)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £310,000 | Semi-detached | +33.1% | £312,346 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-b9ea-b8d0-e063-4704a8c08d98) |
| Sold | 2018-12-20 | £232,995 | Semi-detached | — | £294,353 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/85866a64-655d-143f-e053-6b04a8c06a15) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 DAPPLE BANK, STEWARTBY, BEDFORD, MK43 9SG | £310,000 | 27/03/2026 | Semi-detached |
| 3 DAPPLE BANK, STEWARTBY, BEDFORD, MK43 9SG | £232,995 | 20/12/2018 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169539641](http://87.117.209.195:8080/listings/eb2db8a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £310,000 |
| listed | 2025-11-20 | £310,000 |
| sold | 2018-01-01 | £232,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 CLAY AVENUE, STEWARTBY, BEDFORD, MK43 9GE | £340,000 | 10/12/2025 | Semi-detached |
| 22 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £335,000 | 26/11/2025 | Semi-detached |
| 53 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £315,000 | 14/11/2025 | Semi-detached |
| 41 MILTON CRESCENT, STEWARTBY, BEDFORD, MK43 9SX | £177,000 | 30/10/2025 | Semi-detached |
| 12 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ | £300,000 | 14/02/2025 | Semi-detached |
| 9 SAXON GOLD DRIVE, STEWARTBY, BEDFORD, MK43 9SR | £355,000 | 05/04/2024 | Semi-detached |
| 22 ROUSBURY ROAD, STEWARTBY, BEDFORD, MK43 9NJ | £315,000 | 14/11/2023 | Semi-detached |
| 13 OXFORD BLUE WAY, STEWARTBY, BEDFORD, MK43 9GF | £305,000 | 20/04/2023 | Semi-detached |
| 6 PILLINGE ROAD, STEWARTBY, BEDFORD, MK43 9NW | £363,500 | 31/03/2023 | Semi-detached |
| 6 CORONATION WAY, STEWARTBY, BEDFORD, MK43 9GQ | £322,500 | 22/03/2023 | Semi-detached |
| 32 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £333,000 | 22/12/2022 | Semi-detached |
| 4 STEWARTBY WAY, STEWARTBY, BEDFORD, MK43 9LJ | £240,000 | 06/12/2022 | Semi-detached |
| 16 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £315,000 | 30/11/2022 | Semi-detached |
| 18 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £280,000 | 30/11/2022 | Semi-detached |
| 20B PARK CRESCENT, STEWARTBY, BEDFORD, MK43 9NL | £390,000 | 30/11/2022 | Semi-detached |
| 20 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £299,000 | 25/11/2022 | Semi-detached |
| 6 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £259,000 | 31/10/2022 | Semi-detached |
| 11 PARK CRESCENT, STEWARTBY, BEDFORD, MK43 9GB | £315,000 | 24/10/2022 | Semi-detached |
| 4 STEWART ROAD, STEWARTBY, BEDFORD, MK43 9TF | £280,000 | 30/09/2022 | Semi-detached |
| 2 OXFORD BLUE WAY, STEWARTBY, BEDFORD, MK43 9GF | £330,000 | 04/08/2022 | Semi-detached |

**Area average:** £308,450 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 35.6%
- **10y growth:** 32.2%

## House Price Index (HM Land Registry)

*Official index for Bedford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 23.5%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,052/mo
- **Realistic:** £1,169/mo
- **Optimistic:** £1,286/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £146,125
- **Target investor price (1%):** £116,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 6 |
| Anti-social behaviour | 1 |
| Burglary | 1 |
| Other crime | 1 |
| Shoplifting | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **11** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Broadmead Lower School | Primary | 0.1 miles | Good — 17 Sep 2023 |
| Marston Vale Middle School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| Kimberley 16 - 19 Stem College | Other | 0.7 miles | — (No rating) |
| Houghton Conquest Lower School | Primary | 1.6 miles | Good — 1 Jul 2024 |
| Marston Moreteyne VC School | Primary | 1.9 miles | Good — 6 May 2024 |