# 55 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EZ

## Property details

- Slug: `fb1cc9f` (address key hash: `fb1cc9fccca945aad55e36d93bfbfc32eef2baed`)
- Postcode: CV3 6EZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Floor area: 161 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £470,000 Jan 2026
- Price per m²: £2,919/m²
- Local average: £378,174 (23 sales)
- Street crime: 44 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £470,000
- Date: 2026-01-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 07/06/2027
- **Current heating cost:** £978/year

### Recommendations
- B (1,500)
- W2 (6,000)
- C (30)
- E (55)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8706-4384-4729-5306-9633)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £470,000 | Detached | +27.7% | £465,383 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-950c-591c-e063-4704a8c00c31) |
| Sold | 2010-08-09 | £368,000 | Detached | — | £674,444 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/a2df1507-639f-4f7d-88d3-c20e22567b58) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EZ | £470,000 | 23/01/2026 | Detached |
| 55 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EZ | £368,000 | 09/08/2010 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 OXLEY DRIVE, COVENTRY, WEST MIDLANDS, CV3 6FB | £381,000 | 07/12/2023 | Detached |
| 42 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EY | £536,000 | 09/11/2023 | Detached |
| 107 ST MARTINS ROAD, COVENTRY, WEST MIDLANDS, CV3 6ES | £700,000 | 17/02/2023 | Detached |
| 118 ST MARTINS ROAD, COVENTRY, WEST MIDLANDS, CV3 6ER | £910,000 | 02/12/2022 | Detached |
| 43 FINHAM GREEN ROAD, COVENTRY, WEST MIDLANDS, CV3 6EN | £565,000 | 15/11/2022 | Detached |
| 4 JOANNA DRIVE, COVENTRY, WEST MIDLANDS, CV3 6QE | £501,000 | 17/10/2022 | Detached |
| 38 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EY | £545,000 | 29/09/2022 | Detached |
| 27 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EZ | £475,000 | 28/09/2022 | Detached |
| 73 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EZ | £492,500 | 22/09/2022 | Detached |
| 40 COTSWOLD DRIVE, FINHAM, COVENTRY, WEST MIDLANDS, CV3 6EY | £510,000 | 21/09/2022 | Detached |
| 47 ST MARTINS ROAD, COVENTRY, WEST MIDLANDS, CV3 6FE | £615,000 | 22/06/2022 | Detached |
| 134 ST MARTINS ROAD, COVENTRY, WEST MIDLANDS, CV3 6ER | £580,000 | 13/06/2022 | Detached |
| 8 STONEHAVEN DRIVE, COVENTRY, WEST MIDLANDS, CV3 6EX | £572,500 | 13/05/2022 | Detached |
| 70 HOWES LANE, COVENTRY, WEST MIDLANDS, CV3 6PJ | £425,000 | 06/05/2022 | Detached |
| 1 WYCHWOOD AVENUE, COVENTRY, WEST MIDLANDS, CV3 6FJ | £308,000 | 25/02/2022 | Detached |
| 9 FINHAM GROVE, COVENTRY, WEST MIDLANDS, CV3 6PN | £530,000 | 18/02/2022 | Detached |
| 58 HOWES LANE, COVENTRY, WEST MIDLANDS, CV3 6PJ | £535,000 | 03/02/2022 | Detached |
| 16 JACKLIN DRIVE, COVENTRY, WEST MIDLANDS, CV3 6QG | £495,000 | 20/12/2021 | Detached |
| 3 STONEHAVEN DRIVE, COVENTRY, WEST MIDLANDS, CV3 6EX | £565,000 | 15/12/2021 | Detached |
| 128 ST MARTINS ROAD, COVENTRY, WEST MIDLANDS, CV3 6ER | £500,000 | 27/09/2021 | Detached |

**Area average:** £537,050 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.8%
- **10y growth:** 29.5%

## House Price Index (HM Land Registry)

*Official index for Coventry; Detached series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 15.1%
- **10y growth (index):** 51.1%

## Rental Range

*ONS Price Index of Private Rents (Coventry). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £917/mo
- **Realistic:** £1,019/mo
- **Optimistic:** £1,121/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Coventry (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Kenpas Highway, CV3 | £1,400/mo | 4 | 0.6 miles | OpenRent |
| 4 Bed Semi-Detached House, Okehampton Road, CV3 | £1,550/mo | 4 | 0.91 miles | OpenRent |
| 4 Bed Detached House, Baginton Road, CV3 | £2,400/mo | 4 | 0.93 miles | OpenRent |

**Average rent: £1,783/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 25.3×
- **Monthly cashflow:** £-481/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 16 |
| Criminal damage and arson | 6 |
| Other theft | 6 |
| Anti-social behaviour | 3 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Drugs | 2 |
| Shoplifting | 2 |
| Burglary | 1 |
| Public order | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **44** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Finham Primary School | Primary | 0.3 miles | Good — 22 Oct 2012 |
| Grange Farm Primary School | Primary | 0.7 miles | Good — 1 Jul 2014 |
| St Thomas More Catholic Primary School | Primary | 0.8 miles | Good — 17 Mar 2024 |
| Finham Park School | Secondary | 0.9 miles | Outstanding — 10 Feb 2015 |
| Howes Community Primary School | Primary | 0.9 miles | Requires improvement — 8 May 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #17182827
- **Address:** 55 Cotswold Drive, COVENTRY, CV3 6EZ
- **Certificate Issued:** 01/03/2026
- **Work Completed:** 20/02/2026
- **Items:** 12 window(s)