Terraced

99 HIGH STREET

QUEENBOROUGH, SWALE, KENT, ME11 5AG

£115,000

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Jubilee Crescent 0.1 miles
Shop Queenborough Stores 0.1 miles
Train station Queenborough 0.3 miles
University University of Essex 8.5 miles
Hospital Wellesley Hospital 9.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms (EPC estimate)

2

Floor area

111 m²

EPC rating

E

Year built

England and Wales: 1900-1929

Last sold

£115,000 Dec 2002

Price per m²

£1,036/m²

Local average

£232,700 (5 sales)

Street crime

74 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 21/01/2013

Current heating cost: £1,192/year

Potential heating cost: £649/year

Est. upgrade cost to C: £31,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (£800 - £1,200)
  • Draughtproof single-glazed windows (£80 - £120)
  • Solar water heating (£4,000 - £6,000)
  • Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
  • Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 16/12/2002 £115,000 Terraced £301,521 to February 2026 View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
85 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG £250,000 20/03/2026 Terraced
59 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG £290,000 10/11/2025 Terraced
MILL COTTAGES 4 NORTH ROAD, QUEENBOROUGH, SWALE, KENT, ME11 5EX £173,500 03/09/2025 Terraced
56 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG £280,000 13/07/2023 Terraced
32 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS £218,500 28/04/2023 Terraced
1 SEAVIEW TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5EY £215,000 28/04/2023 Terraced
21 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS £211,000 04/11/2022 Terraced
3 SOMERSET TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5EW £275,000 30/09/2022 Terraced
1 WOODHALL TERRACE, QUEENBOROUGH, SWALE, KENT, ME11 5AH £255,000 30/08/2022 Terraced
23 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS £210,000 15/07/2022 Terraced
59 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG £268,000 28/09/2021 Terraced
20 CASTLE STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AS £190,000 27/09/2021 Terraced
157 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AQ £200,000 30/06/2021 Terraced

Area average: £233,538 (13 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.4%
10y growth 54.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Terraced. As of February 2026.

1y (index) 0.6%
5y (index) 12.1%
10y (index) 41.4%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £982/mo
Realistic £1,091/mo
Optimistic £1,200/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 2-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Semi-Detached House, Swale Cottage, ME11 £980/mo 2 0.13 miles OpenRent

Average rent: £980/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.85%
Max investor price (0.8%) £122,500
Target investor price (1%) £98,000
Gross yield 10.2%
Cost-to-rent ratio 9.8×
Monthly cashflow £404/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 14.5%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category Count
Violence and sexual offences 28
Anti-social behaviour 9
Vehicle crime 7
Other theft 6
Shoplifting 6
Criminal damage and arson 5
Other crime 5
Drugs 3
Public order 2
Bicycle theft 1
Burglary 1
Theft from the person 1
Total incidents 74

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Queenborough School and Nursery Primary 0.5 miles Outstanding — 25 Sep 2023
West Minster Primary School Primary 1.1 miles Good — 12 Jan 2017
St Edward's Catholic Primary School Primary 1.5 miles (Inspected (no overall grade))
Halfway Houses Primary School Primary 1.6 miles Good — 21 May 2015
Rose Street Primary School Primary 1.6 miles Requires improvement — 31 Jan 2023

FENSA

Window and door installation certificates found for this address.

Issued Work completed Windows Doors
13/08/2018 30/05/2018 3