# 15 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN

## Property details

- Slug: `f9e0a6a` (address key hash: `f9e0a6ae8da100aaf62f89922ad1c47d918638a5`)
- Postcode: CO10 2GN
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms (EPC estimate): 1
- Floor area: 56 m²
- EPC rating: D
- Year built: England and Wales: 1991-1995
- Last sold: £151,000 Jun 2006
- Price per m²: £2,696/m²
- Local average: £268,127 (55 sales)
- Street crime: 166 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £151,000
- Date: 2006-06-02
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £493/year
- **Est. upgrade cost to C:** £23,283

### Recommendations
- W (£800 - £1,200)
- C (£15 - £30)
- E (£10)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)
- V (£1,500 - £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8877-7729-1579-8600-9926)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2006-06-02 | £151,000 | Terraced | +11.9% | £266,534 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/65fba7a3-5157-4688-a056-498b1686fac8) |
| Sold | 2003-07-18 | £135,000 | Terraced | +188.5% | £322,699 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/0af6acc0-8a0d-421a-8300-42cdad771f13) |
| Sold | 1995-09-15 | £46,800 | Terraced | — | £274,708 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/39408bbf-3ba2-4e9f-8cbf-f594eb657787) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £151,000 | 02/06/2006 | Terraced |
| 15 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £135,000 | 18/07/2003 | Terraced |
| 15 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £46,800 | 15/09/1995 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £165,000 | 20/03/2026 | Terraced |
| 34 EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TU | £210,000 | 17/11/2025 | Terraced |
| 49 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £160,000 | 03/10/2025 | Terraced |
| 1 BRIDGE TERRACE, SUDBURY, BABERGH, SUFFOLK, CO10 2TT | £260,000 | 12/10/2023 | Terraced |
| 48 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £175,000 | 26/06/2023 | Terraced |
| 10 HARP CLOSE ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 1QP | £245,500 | 12/05/2023 | Terraced |
| 46 EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TR | £202,000 | 24/03/2023 | Terraced |
| 55 EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TR | £280,000 | 16/02/2023 | Terraced |
| 33A EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TU | £131,000 | 13/02/2023 | Terraced |
| 33 EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TU | £141,000 | 03/02/2023 | Terraced |
| 7 HARP CLOSE ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 1QP | £292,500 | 03/11/2022 | Terraced |
| 18 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £190,000 | 24/10/2022 | Terraced |
| 13 WALDINGFIELD ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2PU | £280,000 | 16/09/2022 | Terraced |
| 79 ACTON LANE, SUDBURY, BABERGH, SUFFOLK, CO10 1QW | £315,000 | 12/08/2022 | Terraced |
| 55 EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 2TR | £210,000 | 12/07/2022 | Terraced |
| 4 ACTON CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 1QZ | £130,000 | 31/05/2022 | Terraced |
| 77 ACTON LANE, SUDBURY, BABERGH, SUFFOLK, CO10 1QW | £300,000 | 19/05/2022 | Terraced |
| 39 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £182,500 | 19/05/2022 | Terraced |
| 2 BRIDGE TERRACE, SUDBURY, BABERGH, SUFFOLK, CO10 2TT | £248,500 | 30/03/2022 | Terraced |
| 45 WALDINGFIELD ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2PU | £220,000 | 04/03/2022 | Terraced |

**Area average:** £216,900 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.9%
- **10y growth:** 28.5%

## House Price Index (HM Land Registry)

*Official index for Babergh; Terraced series; as of February 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 9.4%
- **10y growth (index):** 29.2%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Sudbury, CO10 | £1,000/mo | 1 | 0.24 miles | OpenRent |
| 1 Bed Terraced House, Newton Croft, CO10 | £875/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £875/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £895/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £950/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Bungalow, Bures Road, CO10 | £825/mo | 1 | 0.79 miles | OpenRent |
| 1 Bed Flat, Dove House Meadow, CO10 | £875/mo | 1 | 1.02 miles | OpenRent |

**Average rent: £899/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.4×
- **Monthly cashflow:** £168/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 70 |
| Criminal damage and arson | 26 |
| Shoplifting | 18 |
| Anti-social behaviour | 17 |
| Public order | 10 |
| Drugs | 8 |
| Other theft | 4 |
| Vehicle crime | 4 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **166** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tudor Church of England Primary School, Sudbury | Primary | 0.3 miles | Good — 11 Jun 2018 |
| Ormiston Sudbury Academy | Secondary | 0.4 miles | Requires improvement — 18 Oct 2023 |
| St Joseph's Roman Catholic Primary School | Primary | 0.5 miles | Good — 6 Sep 2017 |
| Hillside Special School | Other | 0.5 miles | Outstanding — 12 Feb 2014 |
| Woodhall Primary School | Primary | 0.6 miles | Good — 8 Jan 2020 |

## FENSA Certificates

This property has 4 FENSA certificate(s) on record.

### FENSA Certificate #15925468
- **Address:** 15 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 03/09/2023
- **Work Completed:** 31/08/2023
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #11030351
- **Address:** 15 Banham Drive, Sudbury, CO10 2GN
- **Certificate Issued:** 08/06/2015
- **Work Completed:** 21/05/2015
- **Items:** 1 door(s)

### FENSA Certificate #10962000
- **Address:** 15 Banham Drive, Sudbury, CO10 2GN
- **Certificate Issued:** 04/05/2015
- **Work Completed:** 11/11/2014
- **Items:** 2 window(s)

### FENSA Certificate #1452861
- **Address:** 15 Banham Drive, Sudbury, CO10 2GN
- **Certificate Issued:** 02/02/2004
- **Work Completed:** 16/01/2004
- **Items:** 1 door(s)