# 13 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE

## Property details

- Slug: `f950e59` (address key hash: `f950e59d3e029045f98e66719b7de90f756e0841`)
- Postcode: DH2 2JE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £89,950 Mar 2026
- Price per m²: £1,199/m²
- Local average: £114,542 (68 sales)
- Street crime: 270 incidents within 1 mile (May 2026)

## Latest sale

- Price: £89,950
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 19/05/2029
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £13,650

### Recommendations
- W1 (£800 - £1,200)
- E (£150)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8804-1308-3829-5526-9513)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £89,950 | Terraced | — | £91,981 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-092a-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £89,950 | 20/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169744856](http://87.117.209.195:8080/listings/254cdd3)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £89,950 |
| listed | 2025-11-26 | £89,950 |
| sold | 2003-01-01 | £68,000 |
| sold | 1997-01-01 | £34,500 |
| sold | 1995-01-01 | £29,000 |
| sold | 1995-01-01 | £26,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 PELAW SQUARE, CHESTER LE STREET, COUNTY DURHAM, DH2 2HA | £107,000 | 24/11/2025 | Terraced |
| 41 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £107,000 | 30/11/2023 | Terraced |
| 9 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £112,500 | 29/09/2023 | Terraced |
| 15 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £70,000 | 22/09/2023 | Terraced |
| 19 CONYERS ROAD, CHESTER LE STREET, COUNTY DURHAM, DH2 2HD | £89,950 | 31/03/2023 | Terraced |
| 34 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £87,000 | 26/10/2022 | Terraced |
| 20 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG | £83,000 | 21/10/2022 | Terraced |
| 55 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £88,000 | 08/09/2022 | Terraced |
| 12 PROSPECT STREET, CHESTER LE STREET, COUNTY DURHAM, DH3 3TQ | £88,000 | 25/08/2022 | Terraced |
| 68 HIGHFIELD RISE, CHESTER LE STREET, COUNTY DURHAM, DH3 3UX | £162,000 | 25/08/2022 | Terraced |
| 12 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW | £78,500 | 24/05/2022 | Terraced |
| 35 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £85,000 | 14/04/2022 | Terraced |
| 30 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £85,000 | 08/04/2022 | Terraced |
| 10 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN | £78,000 | 28/03/2022 | Terraced |
| 2 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £90,000 | 18/02/2022 | Terraced |
| 7 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN | £84,000 | 11/02/2022 | Terraced |
| 58 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £81,000 | 04/02/2022 | Terraced |
| 16 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG | £79,000 | 14/12/2021 | Terraced |
| 64 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £58,500 | 18/11/2021 | Terraced |
| 33 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW | £136,000 | 29/10/2021 | Terraced |

**Area average:** £92,473 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 26.1%
- **10y growth:** 16.4%

## House Price Index (HM Land Registry)

*Official index for County Durham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.4%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (County Durham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £577/mo
- **Realistic:** £641/mo
- **Optimistic:** £705/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Durham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Kingsmere, DH3 | £1,100/mo | 2 | 0.82 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.22% (strong)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 14.7%
- **Cost-to-rent:** 6.8×
- **Monthly cashflow:** £611/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 28.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 67 |
| Anti-social behaviour | 60 |
| Criminal damage and arson | 38 |
| Shoplifting | 31 |
| Public order | 26 |
| Burglary | 13 |
| Other crime | 9 |
| Other theft | 9 |
| Vehicle crime | 8 |
| Drugs | 3 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **270** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chester-Le-Street CofE (Controlled) Primary School | Primary | 0.2 miles | Good — 14 Oct 2021 |
| Cestria Primary School | Primary | 0.6 miles | Good — 14 Jan 2020 |
| Bullion Lane Primary School | Primary | 0.6 miles | Good — 1 May 2024 |
| Park View School | Secondary | 0.6 miles | Requires improvement — 13 Feb 2023 |
| Newker Primary School | Primary | 0.7 miles | Good — 19 Oct 2011 |