Terraced

13 HILDA TERRACE

CHESTER LE STREET, COUNTY DURHAM, DH2 2JE

£89,950

Location

Map view View on Google Maps View on OpenStreetMap Street View DH2 2JE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Bank Top	0.0 miles
Shop	One Stop	0.1 miles
Train station	Chester-le-Street	0.5 miles
Hospital	Sunderland Primary care Trust	7.0 miles
University	Stephenson College	7.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

75 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£89,950 Mar 2026

Price per m²

£1,199/m²

Local average

£115,550 (67 sales)

Street crime

270 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 20/05/2019

Expiry date: 19/05/2029

Current heating cost: £618/year

Potential heating cost: £466/year

Est. upgrade cost to C: £13,650

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£150)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/03/2026	£89,950	Terraced	—	£91,981 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£89,950
listed	26/11/2025	£89,950
sold	01/01/2003	£68,000
sold	01/01/1997	£34,500
sold	01/01/1995	£29,000
sold	01/01/1995	£26,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 PELAW SQUARE, CHESTER LE STREET, COUNTY DURHAM, DH2 2HA	£107,000	24/11/2025	Terraced
41 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£107,000	30/11/2023	Terraced
9 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£112,500	29/09/2023	Terraced
15 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£70,000	22/09/2023	Terraced
19 CONYERS ROAD, CHESTER LE STREET, COUNTY DURHAM, DH2 2HD	£89,950	31/03/2023	Terraced
34 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£87,000	26/10/2022	Terraced
20 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG	£83,000	21/10/2022	Terraced
55 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU	£88,000	08/09/2022	Terraced
12 PROSPECT STREET, CHESTER LE STREET, COUNTY DURHAM, DH3 3TQ	£88,000	25/08/2022	Terraced
68 HIGHFIELD RISE, CHESTER LE STREET, COUNTY DURHAM, DH3 3UX	£162,000	25/08/2022	Terraced
12 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW	£78,500	24/05/2022	Terraced
35 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£85,000	14/04/2022	Terraced
30 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU	£85,000	08/04/2022	Terraced
10 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN	£78,000	28/03/2022	Terraced
2 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE	£90,000	18/02/2022	Terraced
7 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN	£84,000	11/02/2022	Terraced
58 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU	£81,000	04/02/2022	Terraced
16 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG	£79,000	14/12/2021	Terraced
64 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU	£58,500	18/11/2021	Terraced
33 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW	£136,000	29/10/2021	Terraced

Area average: £92,473 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25.9%

10y growth 16.4%

House Price Index (HM Land Registry — official index, not sold-price averages): County Durham. Series: Terraced. As of April 2026.

1y (index) 4.8%

5y (index) 25.4%

10y (index) 48.1%

Rental Range

Estimated market rent for County Durham. Low = conservative, Realistic = average, Optimistic = best case.

Low £577/mo

Realistic £641/mo

Optimistic £705/mo

Based on Local Authority from postcode lookup → County Durham.

LHA (30th percentile) floor for Durham: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Bungalow, Kingsmere, DH3	£1,100/mo	2	0.82 miles	OpenRent

Average rent: £1,100/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.22%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 14.7%

Cost-to-rent ratio 6.8×

Monthly cashflow £611/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 28.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	67
Anti-social behaviour	60
Criminal damage and arson	38
Shoplifting	31
Public order	26
Burglary	13
Other crime	9
Other theft	9
Vehicle crime	8
Drugs	3
Bicycle theft	2
Robbery	2
Possession of weapons	1
Theft from the person	1
Total incidents	270

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chester-Le-Street CofE (Controlled) Primary School	Primary	0.2 miles	Good — 14 Oct 2021
Cestria Primary School	Primary	0.6 miles	Good — 14 Jan 2020
Bullion Lane Primary School	Primary	0.6 miles	Good — 1 May 2024
Park View School	Secondary	0.6 miles	Requires improvement — 13 Feb 2023
Newker Primary School	Primary	0.7 miles	Good — 19 Oct 2011

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 13 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE

## Property details

- Slug: `f950e59` (address key hash: `f950e59d3e029045f98e66719b7de90f756e0841`)
- Postcode: DH2 2JE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £89,950 Mar 2026
- Price per m²: £1,199/m²
- Local average: £115,550 (67 sales)
- Street crime: 270 incidents within 1 mile (May 2026)

## Latest sale

- Price: £89,950
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 19/05/2029
- **Current heating cost:** £618/year
- **Est. upgrade cost to C:** £13,650

### Recommendations
- W1 (£800 - £1,200)
- E (£150)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8804-1308-3829-5526-9513)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £89,950 | Terraced | — | £91,981 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-092a-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £89,950 | 20/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169744856](http://87.117.209.195:8080/listings/254cdd3)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £89,950 |
| listed | 2025-11-26 | £89,950 |
| sold | 2003-01-01 | £68,000 |
| sold | 1997-01-01 | £34,500 |
| sold | 1995-01-01 | £29,000 |
| sold | 1995-01-01 | £26,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 PELAW SQUARE, CHESTER LE STREET, COUNTY DURHAM, DH2 2HA | £107,000 | 24/11/2025 | Terraced |
| 41 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £107,000 | 30/11/2023 | Terraced |
| 9 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £112,500 | 29/09/2023 | Terraced |
| 15 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £70,000 | 22/09/2023 | Terraced |
| 19 CONYERS ROAD, CHESTER LE STREET, COUNTY DURHAM, DH2 2HD | £89,950 | 31/03/2023 | Terraced |
| 34 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £87,000 | 26/10/2022 | Terraced |
| 20 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG | £83,000 | 21/10/2022 | Terraced |
| 55 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £88,000 | 08/09/2022 | Terraced |
| 12 PROSPECT STREET, CHESTER LE STREET, COUNTY DURHAM, DH3 3TQ | £88,000 | 25/08/2022 | Terraced |
| 68 HIGHFIELD RISE, CHESTER LE STREET, COUNTY DURHAM, DH3 3UX | £162,000 | 25/08/2022 | Terraced |
| 12 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW | £78,500 | 24/05/2022 | Terraced |
| 35 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £85,000 | 14/04/2022 | Terraced |
| 30 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £85,000 | 08/04/2022 | Terraced |
| 10 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN | £78,000 | 28/03/2022 | Terraced |
| 2 HILDA TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH2 2JE | £90,000 | 18/02/2022 | Terraced |
| 7 PROSPECT TERRACE, CHESTER LE STREET, COUNTY DURHAM, DH3 3TN | £84,000 | 11/02/2022 | Terraced |
| 58 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £81,000 | 04/02/2022 | Terraced |
| 16 SOUTH STREET, CHESTER LE STREET, COUNTY DURHAM, DH2 2JG | £79,000 | 14/12/2021 | Terraced |
| 64 PELAW CRESCENT, CHESTER LE STREET, COUNTY DURHAM, DH2 2HU | £58,500 | 18/11/2021 | Terraced |
| 33 PARK VIEW, CHESTER LE STREET, COUNTY DURHAM, DH2 2JW | £136,000 | 29/10/2021 | Terraced |

**Area average:** £92,473 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.9%
- **10y growth:** 16.4%

## House Price Index (HM Land Registry)

*Official index for County Durham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.4%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (County Durham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £577/mo
- **Realistic:** £641/mo
- **Optimistic:** £705/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Durham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Kingsmere, DH3 | £1,100/mo | 2 | 0.82 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.22% (strong)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 14.7%
- **Cost-to-rent:** 6.8×
- **Monthly cashflow:** £611/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 28.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 67 |
| Anti-social behaviour | 60 |
| Criminal damage and arson | 38 |
| Shoplifting | 31 |
| Public order | 26 |
| Burglary | 13 |
| Other crime | 9 |
| Other theft | 9 |
| Vehicle crime | 8 |
| Drugs | 3 |
| Bicycle theft | 2 |
| Robbery | 2 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **270** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chester-Le-Street CofE (Controlled) Primary School | Primary | 0.2 miles | Good — 14 Oct 2021 |
| Cestria Primary School | Primary | 0.6 miles | Good — 14 Jan 2020 |
| Bullion Lane Primary School | Primary | 0.6 miles | Good — 1 May 2024 |
| Park View School | Secondary | 0.6 miles | Requires improvement — 13 Feb 2023 |
| Newker Primary School | Primary | 0.7 miles | Good — 19 Oct 2011 |