Terraced

38 HOWGILL CRESCENT

OLDHAM, GREATER MANCHESTER, OL8 3WA

£97,750

Location

Map view View on Google Maps View on OpenStreetMap Street View OL8 3WA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Copster Hill, Hollins Road / near Copster Place	0.1 miles
Shop	Volksmaster Van Centre	0.1 miles
Hospital	The Christie at Oldham	1.9 miles
Train station	Moston	2.3 miles
University	UCEN Manchester (City Campus)	5.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Last sold

£97,750 Oct 2002

Local average

£158,323 (69 sales)

Street crime

2 incidents within 1 mile (Aug 2026)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	25/10/2002	£97,750	Terraced	—	£421,348 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
60 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX	£135,350	11/12/2025	Terraced
35 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EU	£117,000	10/11/2025	Terraced
52 SIDLAW CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WQ	£185,000	23/06/2025	Terraced
281 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE	£111,000	28/02/2025	Terraced
44 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ	£132,000	10/11/2023	Terraced
267 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE	£97,500	23/10/2023	Terraced
2 DENBIGH STREET, OLDHAM, GREATER MANCHESTER, OL8 3HB	£81,500	06/10/2023	Terraced
31 ETHEL STREET, OLDHAM, GREATER MANCHESTER, OL8 3EZ	£98,000	07/08/2023	Terraced
43 CROFTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3DA	£100,000	22/06/2023	Terraced
3 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR	£200,000	28/04/2023	Terraced
33 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB	£83,000	22/12/2022	Terraced
194 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DG	£170,000	21/12/2022	Terraced
5 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR	£95,000	07/12/2022	Terraced
102 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DU	£133,000	07/12/2022	Terraced
39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB	£68,000	18/11/2022	Terraced
3 COPSTER PLACE, OLDHAM, GREATER MANCHESTER, OL8 3DH	£97,950	11/11/2022	Terraced
17 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ	£235,000	09/11/2022	Terraced
48 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX	£40,000	28/10/2022	Terraced
17 ALTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3EY	£30,000	19/10/2022	Terraced
39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB	£33,000	07/10/2022	Terraced

Area average: £112,115 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 28.5%

10y growth 91.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of July 2026.

1y (index) 5.2%

5y (index) 36.5%

10y (index) 88.6%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £848/mo

Realistic £942/mo

Optimistic £1,036/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Green Lane, OL8	£995/mo	2	0.29 miles	OpenRent

Average rent: £995/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.02%

Max investor price (0.8%) £124,375

Target investor price (1%) £99,500

Gross yield 12.2%

Cost-to-rent ratio 8.2×

Monthly cashflow £486/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 20.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	2
Total incidents	2

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Hathershaw College	Secondary	0.2 miles	Good — 13 May 2016
Lyndhurst Primary and Nursery School	Primary	0.4 miles	Good — 8 Jan 2020
Holy Rosary RC Junior Infant and Nursery School	Primary	0.4 miles	Good — 18 Jan 2023
Hulme Grammar School	Other	0.5 miles	— (No rating)
Coppice Primary Academy	Primary	0.5 miles	Good — 20 May 2015

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
20/09/2020	08/09/2020	2	—

# 38 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA

## Property details

- Slug: `f8f0292` (address key hash: `f8f0292be47b0617e106e03fae7371f4227531bf`)
- Postcode: OL8 3WA
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Last sold: £97,750 Oct 2002
- Local average: £158,323 (69 sales)
- Street crime: 2 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £97,750
- Date: 2002-10-25
- Type: T
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2002-10-25 | £97,750 | Terraced | — | £421,348 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/c98d6cbb-5974-4f31-8f39-c2c7cf87005d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £97,750 | 25/10/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX | £135,350 | 11/12/2025 | Terraced |
| 35 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EU | £117,000 | 10/11/2025 | Terraced |
| 52 SIDLAW CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WQ | £185,000 | 23/06/2025 | Terraced |
| 281 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE | £111,000 | 28/02/2025 | Terraced |
| 44 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ | £132,000 | 10/11/2023 | Terraced |
| 267 COPSTER HILL ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DE | £97,500 | 23/10/2023 | Terraced |
| 2 DENBIGH STREET, OLDHAM, GREATER MANCHESTER, OL8 3HB | £81,500 | 06/10/2023 | Terraced |
| 31 ETHEL STREET, OLDHAM, GREATER MANCHESTER, OL8 3EZ | £98,000 | 07/08/2023 | Terraced |
| 43 CROFTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3DA | £100,000 | 22/06/2023 | Terraced |
| 3 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £200,000 | 28/04/2023 | Terraced |
| 33 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £83,000 | 22/12/2022 | Terraced |
| 194 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DG | £170,000 | 21/12/2022 | Terraced |
| 5 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £95,000 | 07/12/2022 | Terraced |
| 102 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DU | £133,000 | 07/12/2022 | Terraced |
| 39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £68,000 | 18/11/2022 | Terraced |
| 3 COPSTER PLACE, OLDHAM, GREATER MANCHESTER, OL8 3DH | £97,950 | 11/11/2022 | Terraced |
| 17 BRIERLEY STREET, OLDHAM, GREATER MANCHESTER, OL8 3DZ | £235,000 | 09/11/2022 | Terraced |
| 48 HATHERSHAW LANE, OLDHAM, GREATER MANCHESTER, OL8 3EX | £40,000 | 28/10/2022 | Terraced |
| 17 ALTON STREET, OLDHAM, GREATER MANCHESTER, OL8 3EY | £30,000 | 19/10/2022 | Terraced |
| 39 WYNDALE ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DB | £33,000 | 07/10/2022 | Terraced |

**Area average:** £112,115 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.5%
- **10y growth:** 91.1%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of July 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 36.5%
- **10y growth (index):** 88.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £848/mo
- **Realistic:** £942/mo
- **Optimistic:** £1,036/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Green Lane, OL8 | £995/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.02% (strong)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 12.2%
- **Cost-to-rent:** 8.2×
- **Monthly cashflow:** £486/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 20.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Hathershaw College | Secondary | 0.2 miles | Good — 13 May 2016 |
| Lyndhurst Primary and Nursery School | Primary | 0.4 miles | Good — 8 Jan 2020 |
| Holy Rosary RC Junior Infant and Nursery School | Primary | 0.4 miles | Good — 18 Jan 2023 |
| Hulme Grammar School | Other | 0.5 miles | — (No rating) |
| Coppice Primary Academy | Primary | 0.5 miles | Good — 20 May 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14201690
- **Address:** 38 Howgill Crescent, OLDHAM, OL8 3WA
- **Certificate Issued:** 20/09/2020
- **Work Completed:** 08/09/2020
- **Items:** 2 window(s)