# 20 RIVERSIDE CRESCENT, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NR

## Property details

- Slug: `f8b077b` (address key hash: `f8b077be1eb2128790e18206f8563324643bf16d`)
- Postcode: CW4 7NR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 60 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £385,000 Mar 2026
- Price per m²: £6,417/m²
- Local average: £340,572 (27 sales)
- Street crime: 28 incidents within 1 mile (May 2026)

## Latest sale

- Price: £385,000
- Date: 2026-03-09
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 12/03/2035
- **Current heating cost:** £749/year
- **Est. upgrade cost to C:** £14,725

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0310-2247-6470-2395-7765)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-09 | £385,000 | Semi-detached | — | £386,425 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-e976-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 RIVERSIDE CRESCENT, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NR | £385,000 | 09/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168150875](http://87.117.209.195:8080/listings/4c33c59)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £385,000 |
| listed | 2025-10-13 | £385,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 MACCLESFIELD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NQ | £325,000 | 15/12/2023 | Semi-detached |
| 14 SANDIFORD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7BY | £245,000 | 01/12/2023 | Semi-detached |
| 2 SANDIFORD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7BY | £295,000 | 06/10/2023 | Semi-detached |
| 77 MACCLESFIELD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NH | £250,000 | 15/08/2022 | Semi-detached |
| 74 MACCLESFIELD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NH | £255,000 | 05/08/2022 | Semi-detached |
| 11 HERMITAGE DRIVE, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NP | £286,000 | 15/07/2022 | Semi-detached |
| 47 PICTON SQUARE, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NN | £255,500 | 17/06/2022 | Semi-detached |
| 10 SANDIFORD ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7BY | £333,000 | 20/05/2022 | Semi-detached |
| 35 PICTON SQUARE, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7NN | £260,000 | 04/03/2022 | Semi-detached |
| 30 MIDDLEWICH ROAD, HOLMES CHAPEL, CREWE, CHESHIRE EAST, CW4 7EA | £285,000 | 26/11/2021 | Semi-detached |

**Area average:** £278,950 (10 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Knutsford Road, Cranage, CW4](http://87.117.209.195:8080/listings/19cdd03) | £563,000 | 3 | Semi-detached | 0.98 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.1%
- **10y growth:** 58.4%

## House Price Index (HM Land Registry)

*Official index for Cheshire East; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2%
- **5y growth (index):** 22.6%
- **10y growth (index):** 53%

## Rental Range

*ONS Price Index of Private Rents (Cheshire East). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £881/mo
- **Realistic:** £979/mo
- **Optimistic:** £1,077/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Holly Close, Holmes Chapel](http://87.117.209.195:8080/listings/36861fa) | £1,795/mo | 4 | 0.35 miles | Rightmove |
| [Juniper Close, Holmes Chapel, Crewe](http://87.117.209.195:8080/listings/50d042b) | £1,850/mo | 3 | 0.37 miles | Rightmove |
| [Dee Avenue, Holmes Chapel, Crewe, Cheshire, CW4](http://87.117.209.195:8080/listings/1b7070e) | £1,300/mo | 3 | 0.63 miles | Rightmove |
| [Eden Grove, Holmes Chapel](http://87.117.209.195:8080/listings/65fc86b) | £1,450/mo | 3 | 0.7 miles | Rightmove |

**Average rent: £1,599/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £202,875
- **Target investor price (1%):** £162,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,623/mo).*

- **Gross yield:** 5.1%
- **Cost-to-rent:** 19.8×
- **Monthly cashflow:** £-80/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 14 |
| Anti-social behaviour | 4 |
| Criminal damage and arson | 2 |
| Drugs | 1 |
| Other crime | 1 |
| Other theft | 1 |
| Possession of weapons | 1 |
| Public order | 1 |
| Shoplifting | 1 |
| Theft from the person | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **28** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hermitage Primary School | Primary | 0.1 miles | Good — 20 Nov 2023 |
| Holmes Chapel Primary School | Primary | 0.4 miles | Outstanding — 17 Jul 2015 |
| Holmes Chapel Comprehensive School | Secondary | 0.8 miles | Good — 10 Mar 2020 |
| Goostrey Community Primary School | Primary | 1.7 miles | Good — 16 Mar 2022 |
| Brereton CofE Primary School | Primary | 2.3 miles | Good — 19 Jan 2018 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #959692
- **Address:** 20 Riverside Crescent, Holmes Chapel, CW4 7NR
- **Certificate Issued:** 19/09/2003
- **Work Completed:** 25/07/2003
- **Items:** 11 window(s)