# ROSENEATH PLAINS ROAD, WETHERAL, CARLISLE, CUMBERLAND, CA4 8JY ## Property details - Slug: `f76e662` (address key hash: `f76e6623af1c2aeb4cfe8a76df779201e0f9beee`) - Postcode: CA4 8JY - Transactions on record: 1 - Tenure: Freehold - Property type: Detached - Last sold: £385,000 Jan 2026 - Local average: £406,091 (15 sales) - Street crime: 1 incidents within 1 mile (Apr 2026) ## Latest sale - Price: £385,000 - Date: 2026-01-20 - Type: D - Tenure: F ## Price history | Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction | |-------|------|-------|------|--------|---------------------|-------------| | Sold | 2026-01-20 | £385,000 | Detached | — | £388,263 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-b020-591c-e063-4704a8c00c31) | *Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.* ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | ROSENEATH PLAINS ROAD, WETHERAL, CARLISLE, CUMBERLAND, CA4 8JY | £385,000 | 20/01/2026 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 15 JENNET CROFT, WETHERAL, CARLISLE, CUMBERLAND, CA4 8JJ | £226,667 | 08/07/2025 | Detached | | 3 GREENACRES, WETHERAL, CARLISLE, CUMBERLAND, CA4 8LD | £412,000 | 24/11/2023 | Detached | | EDEN HOUSE PLAINS ROAD, WETHERAL, CARLISLE, CUMBERLAND, CA4 8JY | £580,000 | 09/03/2023 | Detached | | MEADOW CROFT, WETHERAL, CARLISLE, CUMBRIA, CA4 8JG | £550,000 | 04/10/2022 | Detached | | 108 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £295,000 | 30/09/2022 | Detached | | 102 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £350,000 | 22/08/2022 | Detached | | BAYTREE HOUSE PLAINS ROAD, WETHERAL, CARLISLE, CUMBRIA, CA4 8LA | £740,000 | 01/07/2022 | Detached | | OAK TREE COTTAGE, WETHERAL, CARLISLE, CUMBRIA, CA4 8JD | £400,000 | 04/04/2022 | Detached | | 11 ELM GARTH, WETHERAL, CARLISLE, CUMBRIA, CA4 8LB | £400,000 | 17/02/2022 | Detached | | 114 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £343,000 | 31/01/2022 | Detached | | DEWBERRY LODGE PLAINS ROAD, WETHERAL, CARLISLE, CUMBRIA, CA4 8LA | £322,000 | 07/12/2021 | Detached | | 47 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £308,000 | 23/11/2021 | Detached | | 43 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £305,000 | 11/11/2021 | Detached | | FAIRWAYS, WETHERAL, CARLISLE, CUMBRIA, CA4 8JD | £375,000 | 09/11/2021 | Detached | | PLOT 1 SCOTBY ROAD, WETHERAL, CARLISLE, CUMBERLAND, CA4 8JG | £165,000 | 06/10/2021 | Detached | | TULIP HOUSE PLAINS ROAD, WETHERAL, CARLISLE, CUMBRIA, CA4 8JY | £680,000 | 28/06/2021 | Detached | | 45 GREENACRES, WETHERAL, CARLISLE, CUMBRIA, CA4 8LD | £280,000 | 25/06/2021 | Detached | | 3 FALLOWFIELD GARDENS, WETHERAL, CARLISLE, CUMBRIA, CA4 8PT | £575,000 | 24/06/2021 | Detached | | 6 ELM GARTH, WETHERAL, CARLISLE, CUMBRIA, CA4 8LB | £330,000 | 16/06/2021 | Detached | **Area average:** £401,930 (19 sales) ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -7.5% - **10y growth:** 33.5% ## House Price Index (HM Land Registry) *Official index for North West; Detached series; as of March 2026.* - **1y growth (index):** 1.1% - **5y growth (index):** 22.5% - **10y growth (index):** 56.4% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Greenacres, CA4 | £585/mo | 2 | 0.19 miles | OpenRent | **Average rent: £585/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.15% (weak for cashflow) - **Max investor price (0.8%):** £73,125 - **Target investor price (1%):** £58,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £585/mo).* - **Gross yield:** 1.8% - **Cost-to-rent:** 54.8× - **Monthly cashflow:** £-1,015/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -10.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Not in Flood Risk Area (no data) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode) ## Street-level crime | Category | Count | |----------|-------| | Criminal damage and arson | 1 | | **Total incidents** | **1** | *Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).* ## Schools nearby *Nearest open schools with Ofsted ratings (England). Closed schools are not shown.* | Name | Type | Distance | Ofsted | |------|------|----------|--------| | Great Corby School and Nursery | Primary | 0.7 miles | Good — 8 Apr 2014 | | Warwick Bridge Primary School | Primary | 1.3 miles | Good — 6 May 2015 | | Cumwhinton School | Primary | 1.5 miles | Good — 18 Dec 2023 | | Scotby CofE Primary School | Primary | 1.7 miles | Good — 18 May 2022 | | Pennine Way Primary School | Primary | 2.2 miles | Good — 3 Mar 2012 |