Terraced

23 OAKCROFT CLOSE

PINNER, HARROW, GREATER LONDON, HA5 3YY

£575,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HA5 3YY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Crossway	0.0 miles
Shop	Elle Spa Health & Beauty	0.3 miles
Train station	Northwood Hills	0.4 miles
Hospital	Watford General Hospital	3.4 miles
University	Middlesex University	6.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

74 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£575,000 May 2026

Price per m²

£7,770/m²

Local average

£587,179 (14 sales)

Street crime

156 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 03/06/2025

Expiry date: 02/06/2035

Current heating cost: £420/year

Potential heating cost: £426/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	18/05/2026	£575,000	Terraced	—	£567,540 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	01/05/2026	£575,000
sold	01/01/2026	£575,000
sold	01/01/1997	£128,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
95 RICKMANSWORTH ROAD, PINNER, HARROW, GREATER LONDON, HA5 3TJ	£495,000	17/12/2025	Terraced
11 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS	£475,000	11/11/2022	Terraced
3 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS	£475,000	04/11/2022	Terraced
4 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS	£450,000	20/12/2021	Terraced

Area average: £473,750 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.8%

10y growth -3.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Harrow. Series: Terraced. As of June 2026.

1y (index) 0.3%

5y (index) 8%

10y (index) 20%

Rental Range

Estimated market rent for Harrow. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,596/mo

Realistic £1,773/mo

Optimistic £1,950/mo

Based on Local Authority from postcode lookup → Harrow.

LHA (30th percentile) floor for North West London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Snowdrop Mews, HA5	£1,600/mo	1	0.14 miles	OpenRent
4 Bed Semi-Detached House, Crossway, HA5	£3,200/mo	4	0.18 miles	OpenRent
2 Bed Semi-Detached House, Jubilee Close, HA5	£999/mo	2	0.26 miles	OpenRent
Studio Flat, Dale Close, HA5	£895/mo	1	0.38 miles	OpenRent
4 Bed Detached House, Potter St, HA6	£4,450/mo	4	0.46 miles	OpenRent
1 Bed Flat, Windsor Close, HA6	£1,500/mo	1	0.47 miles	OpenRent
2 Bed Flat, High Street, HA6	£2,200/mo	2	0.83 miles	OpenRent
Studio Flat, High Street, HA6	£900/mo	1	0.83 miles	OpenRent

Average rent: £1,968/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.27%

Max investor price (0.8%) £193,750

Target investor price (1%) £155,000

Gross yield 3.2%

Cost-to-rent ratio 30.9×

Monthly cashflow £-894/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~145 m² (0.04 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	48
Anti-social behaviour	29
Shoplifting	18
Vehicle crime	18
Other theft	12
Burglary	10
Public order	9
Theft from the person	7
Other crime	2
Robbery	2
Drugs	1
Total incidents	156

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harlyn Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Pinner Wood School	Primary	0.4 miles	Outstanding — 28 Jan 2024
Northwood School	Secondary	0.4 miles	Outstanding — 5 Nov 2018
UTC Heathrow	Secondary	0.4 miles	Good — 28 Mar 2023
Haydon School	Secondary	0.7 miles	Good — 22 Nov 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 23 OAKCROFT CLOSE, PINNER, HARROW, GREATER LONDON, HA5 3YY

## Property details

- Slug: `f732bce` (address key hash: `f732bce2b2bc61f021ed6b78b2947b73d0b997dd`)
- Postcode: HA5 3YY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 74 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £575,000 May 2026
- Price per m²: £7,770/m²
- Local average: £587,179 (14 sales)
- Street crime: 156 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £575,000
- Date: 2026-05-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 02/06/2035
- **Current heating cost:** £420/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0471-3051-8206-6845-1200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-18 | £575,000 | Terraced | — | £567,540 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-a00e-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 OAKCROFT CLOSE, PINNER, HARROW, GREATER LONDON, HA5 3YY | £575,000 | 18/05/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [87973596](http://87.117.209.195:8080/listings/9b82ede)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-05-01 | £575,000 |
| sold | 2026-01-01 | £575,000 |
| sold | 1997-01-01 | £128,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 95 RICKMANSWORTH ROAD, PINNER, HARROW, GREATER LONDON, HA5 3TJ | £495,000 | 17/12/2025 | Terraced |
| 11 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS | £475,000 | 11/11/2022 | Terraced |
| 3 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS | £475,000 | 04/11/2022 | Terraced |
| 4 CAULFIELD GARDENS, PINNER, HARROW, GREATER LONDON, HA5 3JS | £450,000 | 20/12/2021 | Terraced |

**Area average:** £473,750 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** -3.3%

## House Price Index (HM Land Registry)

*Official index for Harrow; Terraced series; as of June 2026.*

- **1y growth (index):** 0.3%
- **5y growth (index):** 8%
- **10y growth (index):** 20%

## Rental Range

*ONS Price Index of Private Rents (Harrow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,596/mo
- **Realistic:** £1,773/mo
- **Optimistic:** £1,950/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North West London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Snowdrop Mews, HA5 | £1,600/mo | 1 | 0.14 miles | OpenRent |
| 4 Bed Semi-Detached House, Crossway, HA5 | £3,200/mo | 4 | 0.18 miles | OpenRent |
| 2 Bed Semi-Detached House, Jubilee Close, HA5 | £999/mo | 2 | 0.26 miles | OpenRent |
| Studio Flat, Dale Close, HA5 | £895/mo | 1 | 0.38 miles | OpenRent |
| 4 Bed Detached House, Potter St, HA6 | £4,450/mo | 4 | 0.46 miles | OpenRent |
| 1 Bed Flat, Windsor Close, HA6 | £1,500/mo | 1 | 0.47 miles | OpenRent |
| 2 Bed Flat, High Street, HA6 | £2,200/mo | 2 | 0.83 miles | OpenRent |
| Studio Flat, High Street, HA6 | £900/mo | 1 | 0.83 miles | OpenRent |

**Average rent: £1,968/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £193,750
- **Target investor price (1%):** £155,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,550/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 30.9×
- **Monthly cashflow:** £-894/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 48 |
| Anti-social behaviour | 29 |
| Shoplifting | 18 |
| Vehicle crime | 18 |
| Other theft | 12 |
| Burglary | 10 |
| Public order | 9 |
| Theft from the person | 7 |
| Other crime | 2 |
| Robbery | 2 |
| Drugs | 1 |
| **Total incidents** | **156** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Harlyn Primary School | Primary | 0.2 miles | — (Inspected (no overall grade)) |
| Pinner Wood School | Primary | 0.4 miles | Outstanding — 28 Jan 2024 |
| Northwood School | Secondary | 0.4 miles | Outstanding — 5 Nov 2018 |
| UTC Heathrow | Secondary | 0.4 miles | Good — 28 Mar 2023 |
| Haydon School | Secondary | 0.7 miles | Good — 22 Nov 2022 |