# 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB

## Property details

- Slug: `f50a93a` (address key hash: `f50a93abb972ded628ca4609b6499aac68c97d10`)
- Postcode: CT5 4HB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 98 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £429,000 May 2026
- Price per m²: £4,378/m²
- Local average: £382,611 (27 sales)
- Street crime: 154 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £429,000
- Date: 2026-05-15
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/09/2032
- **Current heating cost:** £646/year
- **Est. upgrade cost to C:** £24,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- D (£80 - £120)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9000-8458-0022-7294-3123)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-15 | £429,000 | Terraced | +21.9% | £425,888 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-7d9f-8052-e063-4804a8c06ee4) |
| Sold | 2015-07-29 | £352,016 | Terraced | +76.4% | £488,741 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/6016b4be-35ee-4d17-874d-017a54fbee38) |
| Sold | 2010-05-28 | £199,500 | Terraced | — | £353,928 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/3832d5cf-53e9-4336-a82c-1e2b2005cbb1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £429,000 | 15/05/2026 | Terraced |
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £352,016 | 29/07/2015 | Terraced |
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £199,500 | 28/05/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ | £515,000 | 10/12/2025 | Terraced |
| 6 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS | £380,000 | 28/03/2025 | Terraced |
| 32 WEST CLIFF, WHITSTABLE, CANTERBURY, KENT, CT5 1DL | £760,000 | 11/10/2023 | Terraced |
| 20 HARWICH STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HU | £348,000 | 26/09/2023 | Terraced |
| 39 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HN | £350,000 | 16/12/2022 | Terraced |
| 3 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL | £365,000 | 28/10/2022 | Terraced |
| 89 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ | £425,000 | 21/10/2022 | Terraced |
| MAUGHN COTTAGE, 19 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HJ | £425,000 | 13/10/2022 | Terraced |
| 16 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £395,000 | 13/10/2022 | Terraced |
| 73 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ | £355,000 | 04/08/2022 | Terraced |
| 53 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HP | £395,000 | 25/07/2022 | Terraced |
| 12 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £425,000 | 06/06/2022 | Terraced |
| 44 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ | £338,000 | 31/03/2022 | Terraced |
| 24 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS | £326,500 | 21/02/2022 | Terraced |
| WHITBOURNE COURT 3 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4WB | £315,000 | 21/01/2022 | Terraced |
| 17 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £355,000 | 17/11/2021 | Terraced |
| RAILWAY COTTAGES, 27 1 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £225,000 | 12/11/2021 | Terraced |
| 6 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL | £338,950 | 12/11/2021 | Terraced |

**Area average:** £390,914 (18 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.2%
- **10y growth:** -1.4%

## House Price Index (HM Land Registry)

*Official index for Canterbury; Terraced series; as of July 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 5.2%
- **10y growth (index):** 28.2%

## Rental Range

*ONS Price Index of Private Rents (Canterbury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,159/mo
- **Realistic:** £1,288/mo
- **Optimistic:** £1,417/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Oyster Mews, CT5 | £1,400/mo | 2 | 0.31 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.5×
- **Monthly cashflow:** £-454/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Anti-social behaviour | 42 |
| Shoplifting | 23 |
| Other theft | 12 |
| Criminal damage and arson | 10 |
| Drugs | 6 |
| Other crime | 6 |
| Vehicle crime | 4 |
| Bicycle theft | 3 |
| Burglary | 3 |
| Possession of weapons | 1 |
| **Total incidents** | **154** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Whitstable Junior School | Primary | 0.2 miles | Good — 18 May 2015 |
| St Alphege Church of England Infant School | Primary | 0.2 miles | Good — 3 Jul 2024 |
| Whitstable and Seasalter Endowed Church of England Junior School | Primary | 0.4 miles | Outstanding — 24 Feb 2017 |
| Joy Lane Primary Foundation School | Primary | 0.4 miles | Good — 3 Mar 2014 |
| ISP School Whitstable | Other | 0.5 miles | Good — 23 Jan 2023 |