Terraced 3 sales on record

22 NORFOLK STREET

WHITSTABLE, CANTERBURY, KENT, CT5 4HB

£429,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CT5 4HB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harwich Street	0.1 miles
Shop	Tales On Moon Lane	0.1 miles
Train station	Whitstable	0.6 miles
Hospital	Whitstable and Tankerton Hospital	1.3 miles
University	Nexus (Templeman)	4.3 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

98 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£429,000 May 2026

Price per m²

£4,378/m²

Local average

£382,611 (27 sales)

Street crime

154 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 15/09/2022

Expiry date: 14/09/2032

Current heating cost: £646/year

Potential heating cost: £404/year

Est. upgrade cost to C: £24,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Draughtproof single-glazed windows (£80 - £120)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	15/05/2026	£429,000	Terraced	+21.9%	£425,888 to July 2026	View transaction
Sold	29/07/2015	£352,016	Terraced	+76.4%	£488,741 to July 2026	View transaction
Sold	28/05/2010	£199,500	Terraced	—	£353,928 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
36 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ	£515,000	10/12/2025	Terraced
6 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS	£380,000	28/03/2025	Terraced
32 WEST CLIFF, WHITSTABLE, CANTERBURY, KENT, CT5 1DL	£760,000	11/10/2023	Terraced
20 HARWICH STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HU	£348,000	26/09/2023	Terraced
39 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HN	£350,000	16/12/2022	Terraced
3 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL	£365,000	28/10/2022	Terraced
89 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ	£425,000	21/10/2022	Terraced
MAUGHN COTTAGE, 19 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HJ	£425,000	13/10/2022	Terraced
16 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ	£395,000	13/10/2022	Terraced
73 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ	£355,000	04/08/2022	Terraced
53 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HP	£395,000	25/07/2022	Terraced
12 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ	£425,000	06/06/2022	Terraced
44 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ	£338,000	31/03/2022	Terraced
24 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS	£326,500	21/02/2022	Terraced
WHITBOURNE COURT 3 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4WB	£315,000	21/01/2022	Terraced
17 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ	£355,000	17/11/2021	Terraced
RAILWAY COTTAGES, 27 1 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB	£225,000	12/11/2021	Terraced
6 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL	£338,950	12/11/2021	Terraced

Area average: £390,914 (18 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -26.2%

10y growth -1.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Canterbury. Series: Terraced. As of July 2026.

1y (index) 3.5%

5y (index) 5.2%

10y (index) 28.2%

Rental Range

Estimated market rent for Canterbury. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,159/mo

Realistic £1,288/mo

Optimistic £1,417/mo

Based on Local Authority from postcode lookup → Canterbury.

LHA (30th percentile) floor for Colchester: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed End Terrace, Oyster Mews, CT5	£1,400/mo	2	0.31 miles	OpenRent

Average rent: £1,400/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 3.9%

Cost-to-rent ratio 25.5×

Monthly cashflow £-454/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	44
Anti-social behaviour	42
Shoplifting	23
Other theft	12
Criminal damage and arson	10
Drugs	6
Other crime	6
Vehicle crime	4
Bicycle theft	3
Burglary	3
Possession of weapons	1
Total incidents	154

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Whitstable Junior School	Primary	0.2 miles	Good — 18 May 2015
St Alphege Church of England Infant School	Primary	0.2 miles	Good — 3 Jul 2024
Whitstable and Seasalter Endowed Church of England Junior School	Primary	0.4 miles	Outstanding — 24 Feb 2017
Joy Lane Primary Foundation School	Primary	0.4 miles	Good — 3 Mar 2014
ISP School Whitstable	Other	0.5 miles	Good — 23 Jan 2023

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB

## Property details

- Slug: `f50a93a` (address key hash: `f50a93abb972ded628ca4609b6499aac68c97d10`)
- Postcode: CT5 4HB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 98 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £429,000 May 2026
- Price per m²: £4,378/m²
- Local average: £382,611 (27 sales)
- Street crime: 154 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £429,000
- Date: 2026-05-15
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 14/09/2032
- **Current heating cost:** £646/year
- **Est. upgrade cost to C:** £24,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- D (£80 - £120)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9000-8458-0022-7294-3123)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-15 | £429,000 | Terraced | +21.9% | £425,888 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-7d9f-8052-e063-4804a8c06ee4) |
| Sold | 2015-07-29 | £352,016 | Terraced | +76.4% | £488,741 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/6016b4be-35ee-4d17-874d-017a54fbee38) |
| Sold | 2010-05-28 | £199,500 | Terraced | — | £353,928 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/3832d5cf-53e9-4336-a82c-1e2b2005cbb1) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £429,000 | 15/05/2026 | Terraced |
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £352,016 | 29/07/2015 | Terraced |
| 22 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £199,500 | 28/05/2010 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ | £515,000 | 10/12/2025 | Terraced |
| 6 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS | £380,000 | 28/03/2025 | Terraced |
| 32 WEST CLIFF, WHITSTABLE, CANTERBURY, KENT, CT5 1DL | £760,000 | 11/10/2023 | Terraced |
| 20 HARWICH STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HU | £348,000 | 26/09/2023 | Terraced |
| 39 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HN | £350,000 | 16/12/2022 | Terraced |
| 3 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL | £365,000 | 28/10/2022 | Terraced |
| 89 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ | £425,000 | 21/10/2022 | Terraced |
| MAUGHN COTTAGE, 19 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HJ | £425,000 | 13/10/2022 | Terraced |
| 16 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £395,000 | 13/10/2022 | Terraced |
| 73 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HQ | £355,000 | 04/08/2022 | Terraced |
| 53 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HP | £395,000 | 25/07/2022 | Terraced |
| 12 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £425,000 | 06/06/2022 | Terraced |
| 44 CANTERBURY ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4EZ | £338,000 | 31/03/2022 | Terraced |
| 24 KENT STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HS | £326,500 | 21/02/2022 | Terraced |
| WHITBOURNE COURT 3 ESSEX STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4WB | £315,000 | 21/01/2022 | Terraced |
| 17 OLD PRINTWORKS CLOSE, WHITSTABLE, CANTERBURY, KENT, CT5 4GZ | £355,000 | 17/11/2021 | Terraced |
| RAILWAY COTTAGES, 27 1 NORFOLK STREET, WHITSTABLE, CANTERBURY, KENT, CT5 4HB | £225,000 | 12/11/2021 | Terraced |
| 6 SWANFIELD ROAD, WHITSTABLE, CANTERBURY, KENT, CT5 4HL | £338,950 | 12/11/2021 | Terraced |

**Area average:** £390,914 (18 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -26.2%
- **10y growth:** -1.4%

## House Price Index (HM Land Registry)

*Official index for Canterbury; Terraced series; as of July 2026.*

- **1y growth (index):** 3.5%
- **5y growth (index):** 5.2%
- **10y growth (index):** 28.2%

## Rental Range

*ONS Price Index of Private Rents (Canterbury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,159/mo
- **Realistic:** £1,288/mo
- **Optimistic:** £1,417/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Oyster Mews, CT5 | £1,400/mo | 2 | 0.31 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.5×
- **Monthly cashflow:** £-454/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 44 |
| Anti-social behaviour | 42 |
| Shoplifting | 23 |
| Other theft | 12 |
| Criminal damage and arson | 10 |
| Drugs | 6 |
| Other crime | 6 |
| Vehicle crime | 4 |
| Bicycle theft | 3 |
| Burglary | 3 |
| Possession of weapons | 1 |
| **Total incidents** | **154** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Whitstable Junior School | Primary | 0.2 miles | Good — 18 May 2015 |
| St Alphege Church of England Infant School | Primary | 0.2 miles | Good — 3 Jul 2024 |
| Whitstable and Seasalter Endowed Church of England Junior School | Primary | 0.4 miles | Outstanding — 24 Feb 2017 |
| Joy Lane Primary Foundation School | Primary | 0.4 miles | Good — 3 Mar 2014 |
| ISP School Whitstable | Other | 0.5 miles | Good — 23 Jan 2023 |