Semi-Detached

78 ST JAMES ROAD

WATFORD, HERTFORDSHIRE, WD18 0DX

£440,000

Location

Map view View on Google Maps View on OpenStreetMap Street View WD18 0DX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	The Hornets	0.2 miles
Shop	Unknown	0.2 miles
Train station	Watford High Street	0.3 miles
Hospital	Watford General Hospital	0.3 miles
University	Middlesex University	7.7 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Last sold

£440,000 Mar 2026

Local average

£520,200 (5 sales)

Street crime

619 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	04/03/2026	£440,000	Semi-detached	—	£443,249 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£440,000
listed	12/11/2025	£435,000
sold	01/01/2007	£249,000
sold	01/01/2001	£124,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
10 WIGGENHALL ROAD, WATFORD, HERTFORDSHIRE, WD18 0AL	£475,000	26/09/2022	Semi-detached
5 LIVERPOOL ROAD, WATFORD, HERTFORDSHIRE, WD18 0DW	£430,500	03/12/2021	Semi-detached
139 ST JAMES ROAD, WATFORD, HERTFORDSHIRE, WD18 0DY	£367,500	28/09/2021	Semi-detached
7 NEAL STREET, WATFORD, HERTFORDSHIRE, WD18 0AX	£417,500	16/08/2021	Semi-detached

Area average: £422,625 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Watford. Series: Semi-detached. As of April 2026.

1y (index) 2.2%

5y (index) 7.8%

10y (index) 26.5%

Rental Range

Estimated market rent for Watford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,633/mo

Realistic £1,814/mo

Optimistic £1,995/mo

Based on Local Authority from postcode lookup → Watford.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.41%

Max investor price (0.8%) £226,750

Target investor price (1%) £181,400

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	194
Anti-social behaviour	118
Shoplifting	67
Other theft	47
Vehicle crime	43
Public order	42
Criminal damage and arson	31
Drugs	23
Burglary	17
Robbery	14
Possession of weapons	8
Theft from the person	7
Bicycle theft	6
Other crime	2
Total incidents	619

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Watford Grammar School for Girls	Secondary	0.2 miles	Outstanding — 24 Apr 2024
Field Junior School	Primary	0.2 miles	Outstanding — 9 Jan 2018
Watford Field School (Infant & Nursery)	Primary	0.2 miles	Good — 8 Dec 2011
Chater Junior School	Primary	0.3 miles	— (Inspected (no overall grade))
Laurance Haines School	Primary	0.5 miles	Good — 2 Dec 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 78 ST JAMES ROAD, WATFORD, HERTFORDSHIRE, WD18 0DX

## Property details

- Slug: `f3ebbb1` (address key hash: `f3ebbb17aa96b5f113fe5f528d13477592295665`)
- Postcode: WD18 0DX
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Last sold: £440,000 Mar 2026
- Local average: £520,200 (5 sales)
- Street crime: 619 incidents within 1 mile (May 2026)

## Latest sale

- Price: £440,000
- Date: 2026-03-04
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-04 | £440,000 | Semi-detached | — | £443,249 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-3552-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 78 ST JAMES ROAD, WATFORD, HERTFORDSHIRE, WD18 0DX | £440,000 | 04/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169268981](http://87.117.209.195:8080/listings/3253563)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £440,000 |
| listed | 2025-11-12 | £435,000 |
| sold | 2007-01-01 | £249,000 |
| sold | 2001-01-01 | £124,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 WIGGENHALL ROAD, WATFORD, HERTFORDSHIRE, WD18 0AL | £475,000 | 26/09/2022 | Semi-detached |
| 5 LIVERPOOL ROAD, WATFORD, HERTFORDSHIRE, WD18 0DW | £430,500 | 03/12/2021 | Semi-detached |
| 139 ST JAMES ROAD, WATFORD, HERTFORDSHIRE, WD18 0DY | £367,500 | 28/09/2021 | Semi-detached |
| 7 NEAL STREET, WATFORD, HERTFORDSHIRE, WD18 0AX | £417,500 | 16/08/2021 | Semi-detached |

**Area average:** £422,625 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.2%

## House Price Index (HM Land Registry)

*Official index for Watford; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 7.8%
- **10y growth (index):** 26.5%

## Rental Range

*ONS Price Index of Private Rents (Watford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,633/mo
- **Realistic:** £1,814/mo
- **Optimistic:** £1,995/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £226,750
- **Target investor price (1%):** £181,400

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 194 |
| Anti-social behaviour | 118 |
| Shoplifting | 67 |
| Other theft | 47 |
| Vehicle crime | 43 |
| Public order | 42 |
| Criminal damage and arson | 31 |
| Drugs | 23 |
| Burglary | 17 |
| Robbery | 14 |
| Possession of weapons | 8 |
| Theft from the person | 7 |
| Bicycle theft | 6 |
| Other crime | 2 |
| **Total incidents** | **619** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Watford Grammar School for Girls | Secondary | 0.2 miles | Outstanding — 24 Apr 2024 |
| Field Junior School | Primary | 0.2 miles | Outstanding — 9 Jan 2018 |
| Watford Field School (Infant & Nursery) | Primary | 0.2 miles | Good — 8 Dec 2011 |
| Chater Junior School | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| Laurance Haines School | Primary | 0.5 miles | Good — 2 Dec 2014 |