Terraced 3 sales on record

2 ROYAL MAIL COTTAGES

THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF

£119,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HU12 9NF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Thorngumbald Main Road	0.1 miles
Shop	Co-op Food	0.1 miles
Train station	Hull Paragon Interchange	7.4 miles
University	University of Hull	8.9 miles
Hospital	Mill View	11.7 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

64 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£119,000 Jan 2026

Price per m²

£1,859/m²

Local average

£144,287 (18 sales)

Street crime

6 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 24/11/2021

Current heating cost: £468/year

Potential heating cost: £363/year

Est. upgrade cost to C: £23,500

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£119,000	Terraced	+36%	£118,090 to March 2026	View transaction
Sold	25/09/2015	£87,500	Terraced	+75%	£127,206 to March 2026	View transaction
Sold	24/09/2014	£50,000	Terraced	—	£76,889 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
2 HOLDERNESS COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NB	£59,520	29/09/2025	Terraced
9 HASTINGS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PG	£147,500	27/07/2023	Terraced
69 ST MARTINS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PJ	£130,000	29/07/2022	Terraced
1 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF	£89,000	26/04/2022	Terraced
9 HASTINGS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PG	£122,000	18/03/2022	Terraced
5 STANDAGE ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PH	£135,000	09/08/2021	Terraced

Area average: £113,837 (6 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.7%

10y growth 53.7%

House Price Index (HM Land Registry — official index, not sold-price averages): East Riding of Yorkshire. Series: Terraced. As of March 2026.

1y (index) 0%

5y (index) 15.8%

10y (index) 45.4%

Rental Range

Estimated market rent for East Riding of Yorkshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £645/mo

Realistic £717/mo

Optimistic £789/mo

Based on Local Authority from postcode lookup → East Riding of Yorkshire.

LHA (30th percentile) floor for Hull & East Riding: Apr 2025 – Mar 2026

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.6%

Max investor price (0.8%) £89,625

Target investor price (1%) £71,700

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Burglary	4
Anti-social behaviour	1
Violence and sexual offences	1
Total incidents	6

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Thorngumbald Primary School	Primary	0.2 miles	Good — 16 May 2023
Inmans Primary School	Primary	1.5 miles	Good — 9 Feb 2016
Burstwick Community Primary School	Primary	1.6 miles	Good — 21 Sep 2022
Hedon Nursery School	Nursery	1.9 miles	Outstanding — 6 Sep 2013
Hedon Primary School	Primary	1.9 miles	Requires improvement — 21 Jan 2024

FENSA

No FENSA certificates found for this address.

# 2 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF

## Property details

- Slug: `f3e81ab` (address key hash: `f3e81ab4d659d6e41e989bd0ff251fb4c06235de`)
- Postcode: HU12 9NF
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 64 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £119,000 Jan 2026
- Price per m²: £1,859/m²
- Local average: £144,287 (18 sales)
- Street crime: 6 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £119,000
- Date: 2026-01-19
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £468/year
- **Est. upgrade cost to C:** £23,500

### Recommendations
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8539-3629-5109-0464-1222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £119,000 | Terraced | +36% | £118,090 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-b175-591c-e063-4704a8c00c31) |
| Sold | 2015-09-25 | £87,500 | Terraced | +75% | £127,206 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/23b6165f-2dcd-fcf4-e050-a8c0620577fa) |
| Sold | 2014-09-24 | £50,000 | Terraced | — | £76,889 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/d35d3ef2-aa57-4a07-8209-965b9bab7052) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF | £119,000 | 19/01/2026 | Terraced |
| 2 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF | £87,500 | 25/09/2015 | Terraced |
| 2 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF | £50,000 | 24/09/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 HOLDERNESS COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NB | £59,520 | 29/09/2025 | Terraced |
| 9 HASTINGS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PG | £147,500 | 27/07/2023 | Terraced |
| 69 ST MARTINS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PJ | £130,000 | 29/07/2022 | Terraced |
| 1 ROYAL MAIL COTTAGES, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9NF | £89,000 | 26/04/2022 | Terraced |
| 9 HASTINGS ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PG | £122,000 | 18/03/2022 | Terraced |
| 5 STANDAGE ROAD, THORNGUMBALD, HULL, EAST RIDING OF YORKSHIRE, HU12 9PH | £135,000 | 09/08/2021 | Terraced |

**Area average:** £113,837 (6 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.7%
- **10y growth:** 53.7%

## House Price Index (HM Land Registry)

*Official index for East Riding of Yorkshire; Terraced series; as of March 2026.*

- **1y growth (index):** 0%
- **5y growth (index):** 15.8%
- **10y growth (index):** 45.4%

## Rental Range

*ONS Price Index of Private Rents (East Riding of Yorkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £645/mo
- **Realistic:** £717/mo
- **Optimistic:** £789/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Hull & East Riding (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £89,625
- **Target investor price (1%):** £71,700

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Burglary | 4 |
| Anti-social behaviour | 1 |
| Violence and sexual offences | 1 |
| **Total incidents** | **6** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Thorngumbald Primary School | Primary | 0.2 miles | Good — 16 May 2023 |
| Inmans Primary School | Primary | 1.5 miles | Good — 9 Feb 2016 |
| Burstwick Community Primary School | Primary | 1.6 miles | Good — 21 Sep 2022 |
| Hedon Nursery School | Nursery | 1.9 miles | Outstanding — 6 Sep 2013 |
| Hedon Primary School | Primary | 1.9 miles | Requires improvement — 21 Jan 2024 |